United Homes (UHG) Debt Ratio (2022 - 2025)

United Homes (UHG) posted Debt Ratio of 0.53 for Q4 2025, up 4.95% on a QoQ basis from 0.5 in Q3 2025, and up 19.07% year-over-year from 0.44 in Q4 2024.

United Homes (UHG) Debt Ratio (2022 - 2025) Analysis & Trends

United Homes' Debt Ratio history runs 4 years deep, the most recent figure standing at 0.53 for Q4 2025.

  • Quarterly Debt Ratio rose 19.07% year-over-year to 0.53 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.53 (up 19.07% YoY) and the FY2025 annual result came in at 0.53, up 19.07% from the prior year.
  • Debt Ratio was 0.53 for Q4 2025 at United Homes, up from 0.5 in the prior quarter.
  • Across five years, Debt Ratio topped out at 1.16 in Q4 2022 and bottomed at 0.24 in Q3 2023.
  • A 4-year average of 0.44 and a median of 0.44 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio plunged 57.12% — and 2025, when it jumped 96.39%.
  • United Homes' Debt Ratio stood at 1.16 in 2022, then plunged by 57.12% to 0.5 in 2023, then declined by 11.07% to 0.44 in 2024, then gained by 19.07% to 0.53 in 2025.
  • Business Quant data shows UHG's Debt Ratio at 0.53 in Q4 2025, 0.5 in Q3 2025, and 0.47 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Horton D R 40.90 Bn 39.56 Bn 2.15 Bn 0.19
2 Pultegroup 23.36 Bn 22.03 Bn 3.92 Bn 0.10
3 Lennar 19.77 Bn 19.63 Bn 7.69 Bn 0.02
4 Nvr 17.18 Bn 15.54 Bn 1.31 Bn 0.16
5 Toll Brothers 15.08 Bn 13.99 Bn 604.89 Mn 0.06
6 Taylor Morrison Home 6.96 Bn 6.31 Bn 290.64 Mn 0.08
7 Installed Building Products 5.97 Bn 5.50 Bn 212.30 Mn 0.50
8 Meritage Homes 4.78 Bn 4.01 Bn 68.61 Mn 0.24
9 Champion Homes 4.47 Bn 3.81 Bn 172.19 Mn 0.01
10 United Homes 71.62 Mn 47.20 Mn 21.64 Mn 0.53

Historic Data

Download Data
DateValue
Dec 31, 2025 0.53
Sep 30, 2025 0.50
Jun 30, 2025 0.47
Mar 31, 2025 0.45
Dec 31, 2024 0.44
Sep 30, 2024 0.26
Jun 30, 2024 0.26
Mar 31, 2024 0.26
Dec 31, 2023 0.50
Sep 30, 2023 0.24
Jun 30, 2023 0.26
Mar 31, 2023 0.38
Dec 31, 2022 1.16