United Homes (UHG) Debt Ratio (2022 - 2025)

United Homes (UHG) reported Debt Ratio of 0.28 for Q4 2025, up 49.45% on a YoY basis from 0.19 in Q4 2024, and up 3.96% quarter-over-quarter from 0.27 in Q3 2025.

United Homes (UHG) Debt Ratio (2022 - 2025) Analysis & Trends

United Homes has reported Debt Ratio for 4 years, with the latest figure at 0.28 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio rose 49.45% year-over-year to 0.28; the trailing twelve-month figure through Dec 2025 stood at 0.28 (up 49.45% YoY), and the FY2025 full-year result was 0.28, up 49.45% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.28, up from 0.27 in the prior quarter.
  • The five-year high for Debt Ratio was 1.16 in Q4 2022, with the low at 0.19 in Q4 2024.
  • Historically, Debt Ratio has averaged 0.35 across 4 years, with a median of 0.26 in 2024.
  • Annual changes were most pronounced in 2024 — Debt Ratio plunged 64.89% — and 2025, when it soared 49.45%.
  • United Homes' Debt Ratio stood at 1.16 in 2022, then sank by 53.54% to 0.54 in 2023, then sank by 64.89% to 0.19 in 2024, then soared by 49.45% to 0.28 in 2025.
  • The last three Debt Ratio figures came in at 0.28 (Q4 2025), 0.27 (Q3 2025), and 0.23 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Horton D R 43.54 Bn 42.20 Bn 1.70 Bn -
2 Pultegroup 23.57 Bn 21.76 Bn 881.27 Mn -
3 Lennar 22.65 Bn 20.45 Bn 6.36 Bn -
4 Nvr 17.80 Bn 16.15 Bn 1.31 Bn 0.16
5 Toll Brothers 13.73 Bn 12.64 Bn 604.89 Mn 0.12
6 Taylor Morrison Home 6.88 Bn 6.88 Bn 290.64 Mn 0.15
7 Installed Building Products 5.53 Bn 5.05 Bn 212.30 Mn 0.48
8 Meritage Homes 4.85 Bn 4.09 Bn -269,000.00 0.24
9 Cavco Industries 4.56 Bn 4.52 Bn 135.92 Mn -
10 United Homes 71.62 Mn 47.20 Mn 21.64 Mn 0.28

Historic Data

Download Data
DateValue
Dec 31, 2025 0.28
Sep 30, 2025 0.27
Jun 30, 2025 0.23
Mar 31, 2025 0.20
Dec 31, 2024 0.19
Sep 30, 2024 0.26
Jun 30, 2024 0.26
Mar 31, 2024 0.26
Dec 31, 2023 0.54
Sep 30, 2023 0.24
Jun 30, 2023 0.26
Mar 31, 2023 0.38
Dec 31, 2022 1.16