United Homes (UHG) Debt Ratio (2022 - 2025)
United Homes (UHG) posted Debt Ratio of 0.53 for Q4 2025, up 4.95% on a QoQ basis from 0.5 in Q3 2025, and up 19.07% year-over-year from 0.44 in Q4 2024.
United Homes (UHG) Debt Ratio (2022 - 2025) Analysis & Trends
United Homes' Debt Ratio history runs 4 years deep, the most recent figure standing at 0.53 for Q4 2025.
- Quarterly Debt Ratio rose 19.07% year-over-year to 0.53 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.53 (up 19.07% YoY) and the FY2025 annual result came in at 0.53, up 19.07% from the prior year.
- Debt Ratio was 0.53 for Q4 2025 at United Homes, up from 0.5 in the prior quarter.
- Across five years, Debt Ratio topped out at 1.16 in Q4 2022 and bottomed at 0.24 in Q3 2023.
- A 4-year average of 0.44 and a median of 0.44 in 2024 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2023 — Debt Ratio plunged 57.12% — and 2025, when it jumped 96.39%.
- United Homes' Debt Ratio stood at 1.16 in 2022, then plunged by 57.12% to 0.5 in 2023, then declined by 11.07% to 0.44 in 2024, then gained by 19.07% to 0.53 in 2025.
- Business Quant data shows UHG's Debt Ratio at 0.53 in Q4 2025, 0.5 in Q3 2025, and 0.47 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Horton D R | 40.90 Bn | 39.56 Bn | 2.15 Bn | 0.19 |
| 2 | Pultegroup | 23.36 Bn | 22.03 Bn | 3.92 Bn | 0.10 |
| 3 | Lennar | 19.77 Bn | 19.63 Bn | 7.69 Bn | 0.02 |
| 4 | Nvr | 17.18 Bn | 15.54 Bn | 1.31 Bn | 0.16 |
| 5 | Toll Brothers | 15.08 Bn | 13.99 Bn | 604.89 Mn | 0.06 |
| 6 | Taylor Morrison Home | 6.96 Bn | 6.31 Bn | 290.64 Mn | 0.08 |
| 7 | Installed Building Products | 5.97 Bn | 5.50 Bn | 212.30 Mn | 0.50 |
| 8 | Meritage Homes | 4.78 Bn | 4.01 Bn | 68.61 Mn | 0.24 |
| 9 | Champion Homes | 4.47 Bn | 3.81 Bn | 172.19 Mn | 0.01 |
| 10 | United Homes | 71.62 Mn | 47.20 Mn | 21.64 Mn | 0.53 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.53 |
| Sep 30, 2025 | 0.50 |
| Jun 30, 2025 | 0.47 |
| Mar 31, 2025 | 0.45 |
| Dec 31, 2024 | 0.44 |
| Sep 30, 2024 | 0.26 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 0.50 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 1.16 |