United Homes (UHG) Debt Ratio (2022 - 2025)
United Homes (UHG) reported Debt Ratio of 0.28 for Q4 2025, up 49.45% on a YoY basis from 0.19 in Q4 2024, and up 3.96% quarter-over-quarter from 0.27 in Q3 2025.
United Homes (UHG) Debt Ratio (2022 - 2025) Analysis & Trends
United Homes has reported Debt Ratio for 4 years, with the latest figure at 0.28 in Q4 2025.
- For the quarter ending Q4 2025, Debt Ratio rose 49.45% year-over-year to 0.28; the trailing twelve-month figure through Dec 2025 stood at 0.28 (up 49.45% YoY), and the FY2025 full-year result was 0.28, up 49.45% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.28, up from 0.27 in the prior quarter.
- The five-year high for Debt Ratio was 1.16 in Q4 2022, with the low at 0.19 in Q4 2024.
- Historically, Debt Ratio has averaged 0.35 across 4 years, with a median of 0.26 in 2024.
- Annual changes were most pronounced in 2024 — Debt Ratio plunged 64.89% — and 2025, when it soared 49.45%.
- United Homes' Debt Ratio stood at 1.16 in 2022, then sank by 53.54% to 0.54 in 2023, then sank by 64.89% to 0.19 in 2024, then soared by 49.45% to 0.28 in 2025.
- The last three Debt Ratio figures came in at 0.28 (Q4 2025), 0.27 (Q3 2025), and 0.23 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Horton D R | 43.54 Bn | 42.20 Bn | 1.70 Bn | - |
| 2 | Pultegroup | 23.57 Bn | 21.76 Bn | 881.27 Mn | - |
| 3 | Lennar | 22.65 Bn | 20.45 Bn | 6.36 Bn | - |
| 4 | Nvr | 17.80 Bn | 16.15 Bn | 1.31 Bn | 0.16 |
| 5 | Toll Brothers | 13.73 Bn | 12.64 Bn | 604.89 Mn | 0.12 |
| 6 | Taylor Morrison Home | 6.88 Bn | 6.88 Bn | 290.64 Mn | 0.15 |
| 7 | Installed Building Products | 5.53 Bn | 5.05 Bn | 212.30 Mn | 0.48 |
| 8 | Meritage Homes | 4.85 Bn | 4.09 Bn | -269,000.00 | 0.24 |
| 9 | Cavco Industries | 4.56 Bn | 4.52 Bn | 135.92 Mn | - |
| 10 | United Homes | 71.62 Mn | 47.20 Mn | 21.64 Mn | 0.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.28 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 0.23 |
| Mar 31, 2025 | 0.20 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.26 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 0.54 |
| Sep 30, 2023 | 0.24 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 1.16 |