United Community Banks (UCB) Return on Invested Capital [ROIC] (2014 - 2026)
United Community Banks' Return on Invested Capital [ROIC] came in at 16.66% for Q2 2026, down 2.50 percentage points from 19.16% a year earlier and down 2.07 percentage points from the prior quarter.
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Analysis
United Community Banks (UCB) Return on Invested Capital [ROIC] (2014 - 2026) Analysis & Trends
For FY2025, United Community Banks' Return on Invested Capital [ROIC] was 18.94%, down 0.87 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a three-year change of +7.40 percentage points (FY2022 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 19.81% in FY2024 (+4.05 pp), 15.76% in FY2023 (+4.23 pp) and 11.54% in FY2022.
- The Q2 2026 figure represents the lowest quarterly Return on Invested Capital [ROIC] since Q4 2023.
- Business Quant data shows UCB's Return on Invested Capital [ROIC] at 18.74% (Q1 2026), 19.02% (Q4 2025) and 19.65% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | United Community Banks | 4.09 Bn | 3.54 Bn | - | 16.66% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.66% |
| Mar 31, 2026 | 18.74% |
| Dec 31, 2025 | 19.02% |
| Sep 30, 2025 | 19.65% |
| Jun 30, 2025 | 19.16% |
| Mar 31, 2025 | 19.12% |
| Dec 31, 2023 | 16.22% |
| Sep 30, 2023 | 15.81% |
| Jun 30, 2023 | 14.47% |
| Mar 31, 2023 | 11.84% |
| Dec 31, 2019 | 15.27% |
| Sep 30, 2019 | 14.41% |
| Jun 30, 2019 | 14.33% |
| Mar 31, 2019 | 14.32% |
| Dec 31, 2018 | 14.13% |
| Sep 30, 2018 | 9.83% |
| Dec 31, 2017 | 5.24% |
| Dec 31, 2016 | 8.00% |
| Dec 31, 2015 | 6.79% |
| Sep 30, 2015 | 9.03% |
API Access
United Community Banks Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();