United Community Banks (UCB) Payout Ratio (2015 - 2026)
United Community Banks' Payout Ratio was 0.33 in Q2 2026, down 24.4% from 0.43 a year earlier and down 9.3% from the prior quarter.
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Analysis
United Community Banks (UCB) Payout Ratio (2015 - 2026) Analysis & Trends
For FY2025, Payout Ratio at United Community Banks came in at 0.37, down 18.9% from FY2024.
- In earlier years, Payout Ratio was 0.46 in FY2024 (-21.0%), 0.58 in FY2023 (+80.0%), 0.32 in FY2022 (+26.0%) and 0.26 in FY2021 (-30.8%).
- The Q2 2026 figure marks the lowest quarterly Payout Ratio since Q1 2023.
- Compared with a year earlier, Payout Ratio has declined for seven straight quarters, with an average decline of 15.7% over the last eight quarters.
- The best year-over-year quarter for Payout Ratio over five years was Q1 2024 (growth of 84.6%); the worst was Q3 2025 (a decline of 37.0%).
- Per Business Quant data, UCB's Payout Ratio in the three quarters before Q2 2026 was 0.36 (Q1 2026), 0.37 (Q4 2025) and 0.38 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.85 |
| Jun 30, 2026 | 0.33 |
| Mar 31, 2026 | 0.36 |
| Dec 31, 2025 | 0.37 |
| Sep 30, 2025 | 0.38 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | 0.45 |
| Dec 31, 2024 | 0.46 |
| Sep 30, 2024 | 0.60 |
| Jun 30, 2024 | 0.60 |
| Mar 31, 2024 | 0.60 |
| Dec 31, 2023 | 0.58 |
| Sep 30, 2023 | 0.41 |
| Jun 30, 2023 | 0.35 |
| Mar 31, 2023 | 0.33 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.32 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.26 |
API Access
United Community Banks Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();