United Community Banks (UCB) Payout Ratio (2015 - 2026)
United Community Banks' (UCB) quarterly Payout Ratio came in at 0.26 in Q2 2026, down 30.22% year-over-year from 0.38 in Q2 2025, and down 27.6% quarter-over-quarter from 0.37 in Q1 2026.
Analysis
United Community Banks (UCB) Payout Ratio (2015 - 2026) Analysis & Trends
United Community Banks has disclosed Payout Ratio across 12 years of filings, most recently posting 0.26 for Q2 2026.
- In Q2 2026, Payout Ratio fell 30.22% year-over-year to 0.26; the TTM figure through Jun 2026 stood at 0.33 (down 24.41% YoY), while the FY2025 annual figure was 0.37, down 18.87% from the prior year.
- Payout Ratio came in at 0.26 for Q2 2026 at United Community Banks, down from 0.37 in the prior quarter.
- In the past five years, Payout Ratio ranged from a high of 2.2 in Q4 2023 to a low of 0.26 in Q2 2026.
- Average Payout Ratio over 5 years is 0.5, with a median of 0.39 recorded in 2023.
- Year-over-year, Payout Ratio jumped 638.41% in 2023 and slumped 82.1% in 2024.
- Over 5 years, Payout Ratio stood at 0.3 in 2022, then jumped by 638.41% to 2.2 in 2023, then tumbled by 82.1% to 0.39 in 2024, then dropped by 8.85% to 0.36 in 2025, then dropped by 26.35% to 0.26 in 2026.
- Per Business Quant data, the three most recent Payout Ratio figures were 0.26 in Q2 2026, 0.37 in Q1 2026, and 0.36 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.37 |
| Dec 31, 2025 | 0.36 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.38 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.61 |
| Jun 30, 2024 | 0.43 |
| Mar 31, 2024 | 0.46 |
| Dec 31, 2023 | 2.20 |
| Sep 30, 2023 | 0.57 |
| Jun 30, 2023 | 0.44 |
| Mar 31, 2023 | 0.39 |
| Dec 31, 2022 | 0.30 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.35 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.23 |