United Community Banks UCB
NYSE UCB
$35.04 -0.25 (-0.69%)
As of: Sep 9, 2026 · 3:59 PM EDT

United Community Banks (UCB) Payout Ratio (2015 - 2026)

United Community Banks' (UCB) quarterly Payout Ratio came in at 0.26 in Q2 2026, down 30.22% year-over-year from 0.38 in Q2 2025, and down 27.6% quarter-over-quarter from 0.37 in Q1 2026.

Analysis

United Community Banks (UCB) Payout Ratio (2015 - 2026) Analysis & Trends

United Community Banks has disclosed Payout Ratio across 12 years of filings, most recently posting 0.26 for Q2 2026.

  • In Q2 2026, Payout Ratio fell 30.22% year-over-year to 0.26; the TTM figure through Jun 2026 stood at 0.33 (down 24.41% YoY), while the FY2025 annual figure was 0.37, down 18.87% from the prior year.
  • Payout Ratio came in at 0.26 for Q2 2026 at United Community Banks, down from 0.37 in the prior quarter.
  • In the past five years, Payout Ratio ranged from a high of 2.2 in Q4 2023 to a low of 0.26 in Q2 2026.
  • Average Payout Ratio over 5 years is 0.5, with a median of 0.39 recorded in 2023.
  • Year-over-year, Payout Ratio jumped 638.41% in 2023 and slumped 82.1% in 2024.
  • Over 5 years, Payout Ratio stood at 0.3 in 2022, then jumped by 638.41% to 2.2 in 2023, then tumbled by 82.1% to 0.39 in 2024, then dropped by 8.85% to 0.36 in 2025, then dropped by 26.35% to 0.26 in 2026.
  • Per Business Quant data, the three most recent Payout Ratio figures were 0.26 in Q2 2026, 0.37 in Q1 2026, and 0.36 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn -
2 Truist Financial 63.10 Bn 63.10 Bn -
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn -
4 M&T Bank 34.66 Bn 34.66 Bn -
5 Huntington Bancshares 34.41 Bn 29.92 Bn -
6 Citizens Financial 29.91 Bn 29.91 Bn -
7 Regions Financial 25.92 Bn 25.99 Bn -
8 Keycorp 23.68 Bn -24.02 Bn -
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn
10 United Community Banks 4.27 Bn 3.72 Bn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.26
Mar 31, 2026 0.37
Dec 31, 2025 0.36
Sep 30, 2025 0.34
Jun 30, 2025 0.38
Mar 31, 2025 0.42
Dec 31, 2024 0.39
Sep 30, 2024 0.61
Jun 30, 2024 0.43
Mar 31, 2024 0.46
Dec 31, 2023 2.20
Sep 30, 2023 0.57
Jun 30, 2023 0.44
Mar 31, 2023 0.39
Dec 31, 2022 0.30
Sep 30, 2022 0.29
Jun 30, 2022 0.35
Mar 31, 2022 0.39
Dec 31, 2021 0.35
Sep 30, 2021 0.23