United Community Banks (UCB) Net Interest Income After Provisions (2010 - 2024)
United Community Banks (UCB) posted Net Interest Income After Provisions of $198.94 million for Q4 2024, up 5.4% from $188.83 million a year earlier and up 2.1% from the prior quarter.
United Community Banks (UCB) Net Interest Income After Provisions (2010 - 2024) Analysis & Trends
For FY2024, United Community Banks' Net Interest Income After Provisions came in at $776.42 million, up 6.6% from FY2023.
- Annual Net Interest Income After Provisions has increased for four consecutive years, with a five-year compound annual growth rate of 11.2% (FY2019 to FY2024).
- In prior years, United Community Banks' Net Interest Income After Provisions was $728.34 million in FY2023 (+5.8%), $688.44 million in FY2022 (+17.4%), $586.58 million in FY2021 (+39.2%) and $421.33 million in FY2020 (-7.7%).
- The Q4 2024 figure stands as the highest quarterly Net Interest Income After Provisions in data going back to Q2 2010.
- On a year-over-year basis, Net Interest Income After Provisions has increased in each of the last three quarters, with growth averaging 7.2% over the last eight quarters.
- The strongest year-over-year quarter for Net Interest Income After Provisions in the past five years was Q2 2021, with growth of 100.6%; the weakest was Q2 2020, with a decline of 33.9%.
- According to Business Quant data, Net Interest Income After Provisions for the three prior quarters was $194.76 million (Q3 2024), $196.47 million (Q2 2024) and $186.25 million (Q1 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NII After Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 902.98 Bn | 902.98 Bn | - | 24.29 Bn |
| 2 | Bank Of America | 359.35 Bn | -2,016.76 Bn | - | - |
| 3 | Hsbc Holdings | 310.69 Bn | -1,792.91 Bn | - | - |
| 4 | Morgan Stanley | 290.11 Bn | -253.92 Bn | - | - |
| 5 | Royal Bank Of Canada | 285.39 Bn | -544.65 Bn | - | - |
| 6 | Goldman Sachs | 264.95 Bn | -3,478.50 Bn | - | - |
| 7 | Wells Fargo & Company | 256.22 Bn | 256.22 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 245.21 Bn | -96.18 Bn | 10.89 Bn | - |
| 9 | American Express | 216.75 Bn | 16.24 Bn | - | - |
| 10 | United Community Banks | 4.52 Bn | 4.23 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2024 | 198.94 Mn |
| Sep 30, 2024 | 194.76 Mn |
| Jun 30, 2024 | 196.47 Mn |
| Mar 31, 2024 | 186.25 Mn |
| Dec 31, 2023 | 188.83 Mn |
| Sep 30, 2023 | 172.29 Mn |
| Jun 30, 2023 | 177.53 Mn |
| Mar 31, 2023 | 189.69 Mn |
| Dec 31, 2022 | 190.06 Mn |
| Sep 30, 2022 | 184.38 Mn |
| Jun 30, 2022 | 173.30 Mn |
| Mar 31, 2022 | 140.71 Mn |
| Dec 31, 2021 | 138.20 Mn |
| Sep 30, 2021 | 152.07 Mn |
| Jun 30, 2021 | 151.96 Mn |
| Mar 31, 2021 | 144.35 Mn |
| Dec 31, 2020 | 142.49 Mn |
| Sep 30, 2020 | 106.66 Mn |
| Jun 30, 2020 | 75.76 Mn |
| Mar 31, 2020 | 96.42 Mn |
United Community Banks Net Interest Income After Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-interest-income-after-provisions", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();