United Community Banks (UCB) Long-Term Debt (2010 - 2026)
United Community Banks (UCB) reported Long-Term Debt of $39.69 million for Q3 2026, down 74.4% from $155.25 million a year earlier but up 92.6% from the prior quarter.
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Analysis
United Community Banks (UCB) Long-Term Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, United Community Banks posted Long-Term Debt of $120.4 million, down 52.6% from FY2024.
- Long-Term Debt has a five-year compound annual growth rate of -18.1% (FY2020 to FY2025).
- By year, Long-Term Debt came in at $254.15 million in FY2024 (-21.8%), $324.82 million in FY2023 (unchanged), $324.66 million in FY2022 (+31.3%) and $247.36 million in FY2021 (-24.3%).
- Five-year quarterly Long-Term Debt spans a low of $20.6 million in Q2 2026 and a high of $324.89 million in Q2 2024.
- Year over year, Long-Term Debt has now declined in each of the last nine quarters, with an average decline of 51.6% over the last eight quarters.
- The high point for year-over-year Long-Term Debt in five years was Q3 2022 (growth of 31.3%); the low point was Q2 2026 (a decline of 86.7%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $20.6 million (Q2 2026), $120.5 million (Q1 2026) and $120.4 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 460.16 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 318.69 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | - |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | - |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | - |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 182.85 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 58.54 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 39.69 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.69 Mn |
| Jun 30, 2026 | 20.60 Mn |
| Mar 31, 2026 | 120.50 Mn |
| Dec 31, 2025 | 120.40 Mn |
| Sep 30, 2025 | 155.25 Mn |
| Jun 30, 2025 | 155.14 Mn |
| Mar 31, 2025 | 254.29 Mn |
| Dec 31, 2024 | 254.15 Mn |
| Sep 30, 2024 | 316.36 Mn |
| Jun 30, 2024 | 324.89 Mn |
| Mar 31, 2024 | 324.85 Mn |
| Dec 31, 2023 | 324.82 Mn |
| Sep 30, 2023 | 324.79 Mn |
| Jun 30, 2023 | 324.75 Mn |
| Mar 31, 2023 | 324.73 Mn |
| Dec 31, 2022 | 324.66 Mn |
| Sep 30, 2022 | 324.52 Mn |
| Jun 30, 2022 | 324.37 Mn |
| Mar 31, 2022 | 324.23 Mn |
| Dec 31, 2021 | 247.36 Mn |
API Access
United Community Banks Long-Term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();