United Community Banks (UCB) Gain (Loss) on Sale of Loans (2010 - 2026)
United Community Banks' Gain (Loss) on Sale of Loans was $63.22 million in Q3 2026, compared with $2.39 million a year earlier.
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Analysis
United Community Banks (UCB) Gain (Loss) on Sale of Loans (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Community Banks' Gain (Loss) on Sale of Loans was $68.21 million through Sep 30, 2026, up 826.9% year-over-year; for FY2025, it came in at $7.92 million.
- Gain (Loss) on Sale of Loans shows a five-year compound annual growth rate of 7.9% (FY2020 to FY2025).
- In earlier years, Gain (Loss) on Sale of Loans was -$21.28 million in FY2024, $9.15 million in FY2023 (-14.8%), $10.73 million in FY2022 (-4.8%) and $11.27 million in FY2021 (+107.9%).
- The Q3 2026 figure marks the highest quarterly Gain (Loss) on Sale of Loans in data going back to Q2 2010.
- Compared with a year earlier, Gain (Loss) on Sale of Loans was higher in three of the last six quarters, with growth averaging 5.7%.
- The best year-over-year quarter for Gain (Loss) on Sale of Loans over five years was Q1 2022 (growth of 210.5%); the worst was Q4 2022 (a decline of 60.0%).
- Per Business Quant data, UCB's Gain (Loss) on Sale of Loans in the three quarters before Q3 2026 was $947,000 (Q2 2026), $1.89 million (Q1 2026) and $2.15 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gain on Loan Sales (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 916.22 Bn | 916.22 Bn | - | 77.00 Mn |
| 2 | Bank Of America | 363.07 Bn | -2,013.04 Bn | - | - |
| 3 | Hsbc Holdings | 314.49 Bn | -1,789.11 Bn | - | - |
| 4 | Morgan Stanley | 291.03 Bn | -253.00 Bn | - | - |
| 5 | Royal Bank Of Canada | 287.64 Bn | -542.40 Bn | - | - |
| 6 | Goldman Sachs | 268.31 Bn | -3,475.14 Bn | - | - |
| 7 | Wells Fargo & Company | 258.92 Bn | 258.92 Bn | - | 61.00 Mn |
| 8 | Mitsubishi Ufj Financial | 247.26 Bn | -94.13 Bn | 10.89 Bn | - |
| 9 | American Express | 218.56 Bn | 18.05 Bn | - | - |
| 10 | United Community Banks | 4.54 Bn | 4.25 Bn | - | 63.22 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 63.22 Mn |
| Jun 30, 2026 | 947,000.00 |
| Mar 31, 2026 | 1.89 Mn |
| Dec 31, 2025 | 2.15 Mn |
| Sep 30, 2025 | 2.39 Mn |
| Jun 30, 2025 | 2.00 Mn |
| Mar 31, 2025 | 1.40 Mn |
| Dec 31, 2024 | 1.58 Mn |
| Sep 30, 2024 | -27.20 Mn |
| Jun 30, 2024 | 1.30 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | 2.24 Mn |
| Sep 30, 2023 | 2.69 Mn |
| Jun 30, 2023 | 2.31 Mn |
| Mar 31, 2023 | 1.92 Mn |
| Dec 31, 2022 | 1.50 Mn |
| Sep 30, 2022 | 2.23 Mn |
| Jun 30, 2022 | 3.80 Mn |
| Mar 31, 2022 | 3.20 Mn |
| Dec 31, 2021 | 3.76 Mn |
API Access
United Community Banks Gain (Loss) on Sale of Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gain-loss-on-sale-of-loans&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gain-loss-on-sale-of-loans", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gain-loss-on-sale-of-loans&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();