United Community Banks (UCB) Dividend Coverage Ratio (2015 - 2026)
United Community Banks' (UCB) Dividend Coverage Ratio came in at 3.78 for Q2 2026, up 43.3% from 2.64 a year earlier and up 38.1% from the prior quarter.
United Community Banks (UCB) Dividend Coverage Ratio (2015 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Dividend Coverage Ratio at United Community Banks was 3.05, up 32.3% year-over-year; for FY2025, it was 2.68, up 23.3% from FY2024.
- In prior years, United Community Banks' Dividend Coverage Ratio was 2.18 in FY2024 (+26.6%), 1.72 in FY2023 (-44.4%), 3.10 in FY2022 (-20.7%) and 3.90 in FY2021 (+44.4%).
- The Q2 2026 figure stands as the highest quarterly Dividend Coverage Ratio since Q3 2021.
- On a year-over-year basis, Dividend Coverage Ratio has increased in each of the last seven quarters, with growth averaging 77.6% over the last eight quarters.
- The strongest year-over-year quarter for Dividend Coverage Ratio in the past five years was Q4 2024, with growth of 458.7%; the weakest was Q4 2023, with a decline of 86.5%.
- According to Business Quant data, Dividend Coverage Ratio for the three prior quarters was 2.74 (Q1 2026), 2.79 (Q4 2025) and 2.92 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.75 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 4.51 |
| 10 | United Community Banks | 3.99 Bn | 3.45 Bn | - | 3.78 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.78 |
| Mar 31, 2026 | 2.74 |
| Dec 31, 2025 | 2.79 |
| Sep 30, 2025 | 2.92 |
| Jun 30, 2025 | 2.64 |
| Mar 31, 2025 | 2.39 |
| Dec 31, 2024 | 2.54 |
| Sep 30, 2024 | 1.64 |
| Jun 30, 2024 | 2.33 |
| Mar 31, 2024 | 2.19 |
| Dec 31, 2023 | 0.45 |
| Sep 30, 2023 | 1.74 |
| Jun 30, 2023 | 2.28 |
| Mar 31, 2023 | 2.54 |
| Dec 31, 2022 | 3.36 |
| Sep 30, 2022 | 3.50 |
| Jun 30, 2022 | 2.87 |
| Mar 31, 2022 | 2.54 |
| Dec 31, 2021 | 2.84 |
| Sep 30, 2021 | 4.29 |
United Community Banks Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();