United Community Banks (UCB) Bank-Owned Life Insurance (2011 - 2026)
United Community Banks (UCB) reported Bank-Owned Life Insurance of $376 million for Q3 2026, up 3.7% from $362.61 million a year earlier and up 2.3% from the prior quarter.
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Analysis
United Community Banks (UCB) Bank-Owned Life Insurance (2011 - 2026) Analysis & Trends
At the end of FY2025, United Community Banks posted Bank-Owned Life Insurance of $364.18 million, up 5.2% from FY2024.
- Bank-Owned Life Insurance has increased for five consecutive years, with a five-year compound annual growth rate of 12.5% (FY2020 to FY2025).
- By year, Bank-Owned Life Insurance came in at $346.23 million in FY2024 (+0.2%), $345.37 million in FY2023 (+15.4%), $299.3 million in FY2022 (+37.5%) and $217.71 million in FY2021 (+7.8%).
- The Q3 2026 figure ranks as the highest quarterly Bank-Owned Life Insurance in data going back to Q1 2011.
- Year over year, Bank-Owned Life Insurance has now increased in each of the last 23 quarters, with growth averaging 3.4% over the last eight quarters.
- Across the past five years, year-over-year growth in Bank-Owned Life Insurance ran from 0.2% in Q4 2024 to 47.0% in Q3 2022.
- Per Business Quant data, the three quarters before Q3 2026 came in at $367.51 million (Q2 2026), $365.49 million (Q1 2026) and $364.18 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 916.79 Bn | 916.79 Bn | - | - |
| 2 | Bank Of America | 362.89 Bn | -2,013.22 Bn | - | - |
| 3 | Hsbc Holdings | 313.65 Bn | -1,789.94 Bn | - | - |
| 4 | Morgan Stanley | 293.12 Bn | -250.91 Bn | - | - |
| 5 | Royal Bank Of Canada | 287.35 Bn | -542.69 Bn | - | - |
| 6 | Goldman Sachs | 268.91 Bn | -3,474.54 Bn | - | - |
| 7 | Wells Fargo & Company | 259.27 Bn | 259.27 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 247.03 Bn | -94.36 Bn | 10.89 Bn | - |
| 9 | American Express | 219.06 Bn | 18.54 Bn | - | - |
| 10 | United Community Banks | 4.53 Bn | 4.24 Bn | - | 376.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 376.00 Mn |
| Jun 30, 2026 | 367.51 Mn |
| Mar 31, 2026 | 365.49 Mn |
| Dec 31, 2025 | 364.18 Mn |
| Sep 30, 2025 | 362.61 Mn |
| Jun 30, 2025 | 362.20 Mn |
| Mar 31, 2025 | 346.41 Mn |
| Dec 31, 2024 | 346.23 Mn |
| Sep 30, 2024 | 345.70 Mn |
| Jun 30, 2024 | 344.16 Mn |
| Mar 31, 2024 | 342.49 Mn |
| Dec 31, 2023 | 345.37 Mn |
| Sep 30, 2023 | 344.65 Mn |
| Jun 30, 2023 | 342.97 Mn |
| Mar 31, 2023 | 341.29 Mn |
| Dec 31, 2022 | 299.30 Mn |
| Sep 30, 2022 | 300.37 Mn |
| Jun 30, 2022 | 299.10 Mn |
| Mar 31, 2022 | 297.22 Mn |
| Dec 31, 2021 | 217.71 Mn |
API Access
United Community Banks Bank-Owned Life Insurance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();