United Bancorp (UBCP) Tax Rate (2010 - 2025)
United Bancorp (UBCP) reported Tax Rate of 3.14% for Q4 2025, up 56.0% year-over-year from 2.01% in Q4 2024, and down 200.11% on a QoQ basis from 1.05% in Q3 2025.
United Bancorp (UBCP) has 16 years of Tax Rate data on file, last reported at 3.14% in Q4 2025.
- Quarterly Tax Rate rose 56.0% year-over-year to 3.14% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.12% (up 35.0% YoY) and the FY2025 annual result came in at 1.12%, down 1205.0% from the prior year.
- Tax Rate retreated to 3.14% in Q4 2025 per UBCP's latest filing, from 1.05% in the prior quarter.
- Across five years, Tax Rate topped out at 16.38% in Q4 2021 and bottomed at 7.87% in Q2 2024.
- The 5-year median for Tax Rate is 6.25% (2023), against an average of 4.47%.
- The widest annual swing landed in 2024, when Tax Rate tumbled 1474 bps; it then surged 901 bps in 2025.
- Tracing UBCP's Tax Rate over 5 years: stood at 16.38% in 2021, then tumbled by 44 bps to 9.18% in 2022, then slipped by 15 bps to 7.79% in 2023, then slumped by 147 bps to 3.7% in 2024, then gained by 15 bps to 3.14% in 2025.
- Per Business Quant, the three latest UBCP Tax Rate figures stand at 3.14% (Q4 2025), 1.05% (Q3 2025), and 1.14% (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 19.21 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 19.83 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 28.76 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.05 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 18.98 |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | -3.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -3.14 |
| Dec 31, 2025 | -3.14 |
| Sep 30, 2025 | -1.05 |
| Sep 30, 2025 | -1.05 |
| Jun 30, 2025 | 1.14 |
| Jun 30, 2025 | 1.14 |
| Mar 31, 2025 | -1.41 |
| Mar 31, 2025 | -1.41 |
| Dec 31, 2024 | -3.70 |
| Dec 31, 2024 | -3.70 |
| Sep 30, 2024 | -3.64 |
| Sep 30, 2024 | -3.64 |
| Jun 30, 2024 | -7.87 |
| Jun 30, 2024 | -7.87 |
| Mar 31, 2024 | 7.00 |
| Mar 31, 2024 | 7.00 |
| Dec 31, 2023 | 7.79 |
| Dec 31, 2023 | 7.79 |
| Sep 30, 2023 | 2.37 |
| Sep 30, 2023 | 2.37 |
| Jun 30, 2023 | 6.86 |
| Jun 30, 2023 | 6.86 |
| Mar 31, 2023 | 5.65 |
| Mar 31, 2023 | 5.65 |
| Dec 31, 2022 | 9.18 |
| Dec 31, 2022 | 9.18 |
| Sep 30, 2022 | 8.54 |
| Sep 30, 2022 | 8.54 |
| Jun 30, 2022 | 11.38 |
| Jun 30, 2022 | 11.38 |
| Mar 31, 2022 | 7.21 |
| Mar 31, 2022 | 7.21 |
| Dec 31, 2021 | 16.38 |
| Dec 31, 2021 | 16.38 |
| Sep 30, 2021 | 13.37 |
| Sep 30, 2021 | 13.37 |
| Jun 30, 2021 | 8.92 |
| Jun 30, 2021 | 8.92 |
| Mar 31, 2021 | 4.36 |
| Mar 31, 2021 | 4.36 |
| Dec 31, 2020 | 9.81 |
| Dec 31, 2020 | 9.81 |
| Sep 30, 2020 | 8.85 |
| Sep 30, 2020 | 8.85 |
| Jun 30, 2020 | 0.95 |
| Jun 30, 2020 | 0.95 |
| Mar 31, 2020 | 7.39 |
| Mar 31, 2020 | 7.39 |
| Dec 31, 2019 | 4.79 |
| Dec 31, 2019 | 4.79 |
| Sep 30, 2019 | 7.05 |
| Sep 30, 2019 | 7.05 |
| Jun 30, 2019 | 10.25 |
| Jun 30, 2019 | 10.25 |
| Mar 31, 2019 | 10.38 |
| Mar 31, 2019 | 10.38 |
| Dec 31, 2018 | 12.31 |
| Dec 31, 2018 | 12.31 |
| Sep 30, 2018 | 16.81 |
| Sep 30, 2018 | 16.81 |
| Jun 30, 2018 | 17.10 |
| Jun 30, 2018 | 17.10 |
| Mar 31, 2018 | 14.71 |
| Mar 31, 2018 | 14.71 |
| Dec 31, 2017 | 47.72 |
| Dec 31, 2017 | 47.72 |
| Sep 30, 2017 | 35.40 |
| Sep 30, 2017 | 35.40 |
| Jun 30, 2017 | 31.18 |
| Jun 30, 2017 | 31.18 |
| Mar 31, 2017 | 30.27 |
| Mar 31, 2017 | 30.27 |
| Dec 31, 2016 | 32.41 |
| Dec 31, 2016 | 32.41 |
| Sep 30, 2016 | 29.38 |
| Sep 30, 2016 | 29.38 |
| Jun 30, 2016 | 30.02 |
| Jun 30, 2016 | 30.02 |
| Mar 31, 2016 | 30.62 |
| Mar 31, 2016 | 30.62 |
| Dec 31, 2015 | 29.76 |
| Dec 31, 2015 | 29.76 |
| Sep 30, 2015 | 29.53 |
| Sep 30, 2015 | 29.53 |
| Jun 30, 2015 | 29.14 |
| Jun 30, 2015 | 29.14 |
| Mar 31, 2015 | 28.45 |
| Mar 31, 2015 | 28.45 |
| Dec 31, 2014 | 26.43 |
| Dec 31, 2014 | 26.43 |
| Sep 30, 2014 | 29.19 |
| Sep 30, 2014 | 29.19 |
| Jun 30, 2014 | 25.26 |
| Jun 30, 2014 | 25.26 |
| Mar 31, 2014 | 20.10 |
| Mar 31, 2014 | 20.10 |
| Dec 31, 2013 | 27.83 |
| Dec 31, 2013 | 27.83 |
| Sep 30, 2013 | 0.64 |
| Sep 30, 2013 | 0.64 |
| Jun 30, 2013 | 14.73 |
| Jun 30, 2013 | 14.73 |
| Mar 31, 2013 | 7.37 |
| Mar 31, 2013 | 7.37 |
| Dec 31, 2012 | 21.28 |
| Dec 31, 2012 | 21.28 |
| Sep 30, 2012 | 20.74 |
| Sep 30, 2012 | 20.74 |
| Jun 30, 2012 | 24.25 |
| Jun 30, 2012 | 24.25 |
| Mar 31, 2012 | 8.53 |
| Mar 31, 2012 | 8.53 |
| Dec 30, 2011 | -4.69 |
| Dec 30, 2011 | -4.69 |
| Sep 30, 2011 | 24.51 |
| Sep 30, 2011 | 24.51 |
| Jun 30, 2011 | 18.26 |
| Jun 30, 2011 | 18.26 |
| Mar 31, 2011 | 18.36 |
| Mar 31, 2011 | 18.36 |
| Sep 30, 2010 | -0.14 |
| Sep 30, 2010 | -0.14 |
| Jun 30, 2010 | 14.09 |
| Jun 30, 2010 | 14.09 |