United Bancorp (UBCP) Provision for Losses (2009 - 2026)
United Bancorp's Provision for Losses came in at $126,000 for Q2 2026, down 38.8% from $206,000 a year earlier.
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Analysis
United Bancorp (UBCP) Provision for Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, United Bancorp reported Provision for Losses of $654,000, up 31.9% year-over-year; for FY2025, it was $624,000, up 45.5% from FY2024.
- Provision for Losses carries a five-year compound annual growth rate of -28.5% (FY2020 to FY2025).
- Going back by year, Provision for Losses was $429,000 in FY2024, -$454,000 in FY2023, -$955,000 in FY2022 and -$1.26 million in FY2021.
- The Q2 2026 figure represents the lowest quarterly Provision for Losses since Q1 2025.
- Year-over-year, Provision for Losses increased in two of the last four quarters, with growth averaging 31.9%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | United Bancorp | 80.58 Mn | 80.58 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 126,000.00 |
| Mar 31, 2026 | 30,000.00 |
| Dec 31, 2025 | 136,000.00 |
| Sep 30, 2025 | 186,000.00 |
| Jun 30, 2025 | 206,000.00 |
| Mar 31, 2025 | 96,000.00 |
| Dec 31, 2024 | 125,000.00 |
| Sep 30, 2024 | 69,000.00 |
| Jun 30, 2024 | 234,000.00 |
| Dec 31, 2023 | -154,000.00 |
| Sep 30, 2023 | -154,000.00 |
| Jun 30, 2023 | -146,000.00 |
| Dec 31, 2022 | 15,000.00 |
| Sep 30, 2022 | 15,000.00 |
| Jun 30, 2022 | -485,000.00 |
| Mar 31, 2022 | -500,000.00 |
| Dec 31, 2021 | -400,000.00 |
| Sep 30, 2021 | -400,000.00 |
| Jun 30, 2021 | -250,000.00 |
| Mar 31, 2021 | -205,000.00 |
API Access
United Bancorp Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();