United Bancorp (UBCP) Operating Expenses (2010 - 2026)
United Bancorp (UBCP) posted quarterly Operating Expenses of $6.7 million for Q4 2025, up 19.5% year-over-year from $5.6 million in Q4 2024, and up 12.53% quarter-over-quarter from $6.0 million in Q3 2025.
United Bancorp (UBCP) Operating Expenses (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Operating Expenses for 16 consecutive years, with $6.7 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Expenses rose 19.5% year-over-year to $6.7 million; the TTM figure through Dec 2025 stood at $24.1 million (up 11.41% YoY), while the FY2025 annual figure was $24.1 million, up 11.41% from the prior year.
- Operating Expenses rose to $6.7 million in Q4 2025 per UBCP's latest filing, from $6.0 million in the prior quarter.
- Across five years, Operating Expenses topped out at $6.7 million in Q4 2025 and bottomed at $4.4 million in Q1 2021.
- Historically, Operating Expenses has averaged $5.2 million across 5 years, with a median of $5.1 million in 2022.
- Annual changes were most pronounced in 2024 — Operating Expenses decreased 11.03% — and 2025, when it rose 19.5%.
- United Bancorp's Operating Expenses stood at $4.5 million in 2021, then grew by 13.5% to $5.1 million in 2022, then rose by 0.79% to $5.1 million in 2023, then advanced by 10.59% to $5.6 million in 2024, then increased by 19.5% to $6.7 million in 2025.
- Business Quant data shows UBCP's Operating Expenses at $6.7 million in Q4 2025, $6.0 million in Q3 2025, and $5.8 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.11 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 6.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.43 Mn |
| Dec 31, 2025 | 6.73 Mn |
| Sep 30, 2025 | 5.98 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 5.59 Mn |
| Dec 31, 2024 | 5.63 Mn |
| Sep 30, 2024 | 5.53 Mn |
| Jun 30, 2024 | 5.67 Mn |
| Mar 31, 2024 | 4.84 Mn |
| Dec 31, 2023 | 5.09 Mn |
| Sep 30, 2023 | 5.23 Mn |
| Jun 30, 2023 | 5.09 Mn |
| Mar 31, 2023 | 5.44 Mn |
| Dec 31, 2022 | 5.05 Mn |
| Sep 30, 2022 | 4.88 Mn |
| Jun 30, 2022 | 4.85 Mn |
| Mar 31, 2022 | 5.11 Mn |
| Dec 31, 2021 | 4.45 Mn |
| Sep 30, 2021 | 4.94 Mn |
| Jun 30, 2021 | 4.55 Mn |