United Bancorp (UBCP) Operating Expenses (2010 - 2025)
United Bancorp's (UBCP) quarterly Operating Expenses came in at $6.7 million in Q4 2025, up 19.5% year-on-year from $5.6 million in Q4 2024, and up 12.53% on a QoQ basis from $6.0 million in Q3 2025.
United Bancorp (UBCP) Operating Expenses (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Operating Expenses data on file, last reported at $6.7 million in Q4 2025.
- On a quarterly basis, Operating Expenses rose 19.5% year-over-year to $6.7 million in Q4 2025; TTM through Dec 2025 was $24.1 million, a 11.41% increase from a year earlier, with the FY2025 full-year figure at $24.1 million, up 11.41% from the prior year.
- Operating Expenses for Q4 2025 stood at $6.7 million, up from $6.0 million in the prior quarter.
- Over the last five years, Operating Expenses for UBCP reached as high as $6.7 million in Q4 2025 and fell as low as $4.4 million in Q1 2021.
- Historically, Operating Expenses has averaged $5.2 million across 5 years, with a median of $5.1 million in 2022.
- Across the five-year window, Operating Expenses fell 11.03% in 2024 and grew 19.5% in 2025, its largest moves.
- Year by year, Operating Expenses stood at $4.5 million in 2021, then rose by 13.5% to $5.1 million in 2022, then advanced by 0.79% to $5.1 million in 2023, then grew by 10.59% to $5.6 million in 2024, then gained by 19.5% to $6.7 million in 2025.
- Per Business Quant data, the three most recent Operating Expenses figures were $6.7 million in Q4 2025, $6.0 million in Q3 2025, and $5.8 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | -287,925.00 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | -3.86 Bn |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 7.75 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 11.90 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | -2.75 Bn |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 3.77 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 88.36 Bn |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | 4.64 Bn |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | 5.98 Bn |
| 10 | United Bancorp | 86.45 Mn | -194.29 Mn | - | 6.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.73 Mn |
| Sep 30, 2025 | 5.98 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 5.59 Mn |
| Dec 31, 2024 | 5.63 Mn |
| Sep 30, 2024 | 5.53 Mn |
| Jun 30, 2024 | 5.67 Mn |
| Mar 31, 2024 | 4.84 Mn |
| Dec 31, 2023 | 5.09 Mn |
| Sep 30, 2023 | 5.23 Mn |
| Jun 30, 2023 | 5.09 Mn |
| Mar 31, 2023 | 5.44 Mn |
| Dec 31, 2022 | 5.05 Mn |
| Sep 30, 2022 | 4.88 Mn |
| Jun 30, 2022 | 4.85 Mn |
| Mar 31, 2022 | 5.11 Mn |
| Dec 31, 2021 | 4.45 Mn |
| Sep 30, 2021 | 4.94 Mn |
| Jun 30, 2021 | 4.55 Mn |
| Mar 31, 2021 | 4.45 Mn |