United Bancorp (UBCP) Operating Expenses (2010 - 2025)

United Bancorp's (UBCP) quarterly Operating Expenses came in at $6.7 million in Q4 2025, up 19.5% year-on-year from $5.6 million in Q4 2024, and up 12.53% on a QoQ basis from $6.0 million in Q3 2025.

United Bancorp (UBCP) Operating Expenses (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Operating Expenses data on file, last reported at $6.7 million in Q4 2025.

  • On a quarterly basis, Operating Expenses rose 19.5% year-over-year to $6.7 million in Q4 2025; TTM through Dec 2025 was $24.1 million, a 11.41% increase from a year earlier, with the FY2025 full-year figure at $24.1 million, up 11.41% from the prior year.
  • Operating Expenses for Q4 2025 stood at $6.7 million, up from $6.0 million in the prior quarter.
  • Over the last five years, Operating Expenses for UBCP reached as high as $6.7 million in Q4 2025 and fell as low as $4.4 million in Q1 2021.
  • Historically, Operating Expenses has averaged $5.2 million across 5 years, with a median of $5.1 million in 2022.
  • Across the five-year window, Operating Expenses fell 11.03% in 2024 and grew 19.5% in 2025, its largest moves.
  • Year by year, Operating Expenses stood at $4.5 million in 2021, then rose by 13.5% to $5.1 million in 2022, then advanced by 0.79% to $5.1 million in 2023, then grew by 10.59% to $5.6 million in 2024, then gained by 19.5% to $6.7 million in 2025.
  • Per Business Quant data, the three most recent Operating Expenses figures were $6.7 million in Q4 2025, $6.0 million in Q3 2025, and $5.8 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 -287,925.00
2 Lloyds Banking 365.91 Bn 365.91 Bn - -3.86 Bn
3 First Capital 210.72 Bn 210.38 Bn - 7.75 Mn
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 11.90 Mn
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -2.75 Bn
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 3.77 Bn
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - 88.36 Bn
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn 4.64 Bn
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - 5.98 Bn
10 United Bancorp 86.45 Mn -194.29 Mn - 6.73 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 6.73 Mn
Sep 30, 2025 5.98 Mn
Jun 30, 2025 5.84 Mn
Mar 31, 2025 5.59 Mn
Dec 31, 2024 5.63 Mn
Sep 30, 2024 5.53 Mn
Jun 30, 2024 5.67 Mn
Mar 31, 2024 4.84 Mn
Dec 31, 2023 5.09 Mn
Sep 30, 2023 5.23 Mn
Jun 30, 2023 5.09 Mn
Mar 31, 2023 5.44 Mn
Dec 31, 2022 5.05 Mn
Sep 30, 2022 4.88 Mn
Jun 30, 2022 4.85 Mn
Mar 31, 2022 5.11 Mn
Dec 31, 2021 4.45 Mn
Sep 30, 2021 4.94 Mn
Jun 30, 2021 4.55 Mn
Mar 31, 2021 4.45 Mn