United Bancorp Inc /Oh/ (UBCP) Net Margin (2010 - 2026)
United Bancorp (UBCP) recorded Net Margin of 24.30% in Q2 2026, up 1.43 percentage points from 22.87% a year earlier.
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Analysis
United Bancorp Inc /Oh/ (UBCP) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, United Bancorp's Net Margin came in at 23.23% as of Jun 30, 2026, down 0.37 percentage points year-over-year; for FY2019, it was 27.46%, up 7.82 percentage points from FY2018.
- Annual Net Margin has a five-year change of +12.41 percentage points (FY2014 to FY2019).
- Across earlier years, Net Margin came in at 19.64% in FY2018 (+1.30 pp), 18.34% in FY2017 (-0.98 pp), 19.32% in FY2016 (+1.00 pp) and 18.32% in FY2015 (+3.26 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q4 2024.
- On a year-over-year basis, Net Margin rose in two of the last seven quarters, with an average year-over-year change of -2.64 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 83.27 percentage points in Q3 2021, against a drop of 372.79 percentage points in Q3 2022 at the low end.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.30% |
| Dec 31, 2025 | 22.90% |
| Sep 30, 2025 | 22.81% |
| Jun 30, 2025 | 22.87% |
| Mar 31, 2025 | 23.50% |
| Dec 31, 2024 | 24.53% |
| Sep 30, 2024 | 23.57% |
| Jun 30, 2024 | 22.46% |
| Mar 31, 2024 | 27.26% |
| Dec 31, 2023 | 31.74% |
| Sep 30, 2023 | 30.55% |
| Jun 30, 2023 | 30.17% |
| Mar 31, 2023 | 24.26% |
| Dec 31, 2022 | 30.32% |
| Sep 30, 2022 | 29.71% |
| Jun 30, 2022 | 32.12% |
| Mar 31, 2022 | 25.73% |
| Dec 31, 2021 | 35.15% |
| Sep 30, 2021 | 36.77% |
| Jun 30, 2021 | 32.62% |
API Access
United Bancorp Inc /Oh/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();