United Bancorp (UBCP) Net Margin (2010 - 2026)
United Bancorp (UBCP) recorded Net Margin of 24.30% in Q2 2026, up 1.43 percentage points from 22.87% a year earlier.
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Analysis
United Bancorp (UBCP) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, United Bancorp's Net Margin came in at 23.23% as of Jun 30, 2026, down 0.37 percentage points year-over-year; for FY2025, it was 24.45%, down 1.38 percentage points from FY2024.
- Annual Net Margin has a five-year change of +24.15 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 25.83% in FY2024 (-4.61 pp), 30.43% in FY2023 (+1.86 pp), 28.58% in FY2022 (+27.84 pp) and 0.74% in FY2021 (+0.44 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q4 2024.
- On a year-over-year basis, Net Margin rose in two of the last seven quarters, with an average year-over-year change of -2.64 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 11.30 percentage points in Q3 2021, against a drop of 7.71 percentage points in Q2 2024 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | United Bancorp | 77.83 Mn | 77.83 Mn | - | 24.30% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.30% |
| Dec 31, 2025 | 22.90% |
| Sep 30, 2025 | 22.81% |
| Jun 30, 2025 | 22.87% |
| Mar 31, 2025 | 23.50% |
| Dec 31, 2024 | 24.53% |
| Sep 30, 2024 | 23.57% |
| Jun 30, 2024 | 22.46% |
| Mar 31, 2024 | 27.26% |
| Dec 31, 2023 | 31.74% |
| Sep 30, 2023 | 30.55% |
| Jun 30, 2023 | 30.17% |
| Mar 31, 2023 | 24.26% |
| Dec 31, 2022 | 30.32% |
| Sep 30, 2022 | 29.71% |
| Jun 30, 2022 | 32.12% |
| Mar 31, 2022 | 25.73% |
| Dec 31, 2021 | 35.15% |
| Sep 30, 2021 | 36.77% |
| Jun 30, 2021 | 32.62% |
API Access
United Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();