United Bancorp (UBCP) Interest Expenses (2010 - 2025)
United Bancorp (UBCP) reported Interest Expenses of $3.7 million for Q4 2025, down 0.59% year-over-year from $3.7 million in Q4 2024, and down 4.97% on a QoQ basis from $3.9 million in Q3 2025.
United Bancorp (UBCP) has 16 years of Interest Expenses data on file, last reported at $3.7 million in Q4 2025.
- Quarterly Interest Expenses fell 0.59% year-over-year to $3.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $15.0 million (up 2.09% YoY) and the FY2025 annual result came in at $15.0 million, up 2.09% from the prior year.
- Interest Expenses retreated to $3.7 million in Q4 2025 per UBCP's latest filing, from $3.9 million in the prior quarter.
- Across five years, Interest Expenses topped out at $3.9 million in Q3 2025 and bottomed at $477000.0 in Q2 2022.
- The 5-year median for Interest Expenses is $3.0 million (2023), against an average of $2.3 million.
- The widest annual swing landed in 2021, when Interest Expenses sank 54.01%; it then soared 516.56% in 2023.
- Tracing UBCP's Interest Expenses over 5 years: stood at $516000.0 in 2021, then soared by 167.64% to $1.4 million in 2022, then soared by 131.93% to $3.2 million in 2023, then advanced by 16.58% to $3.7 million in 2024, then fell by 0.59% to $3.7 million in 2025.
- Per Business Quant, the three latest UBCP Interest Expenses figures stand at $3.7 million (Q4 2025), $3.9 million (Q3 2025), and $3.8 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 5.23 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 7.97 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -22.86 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 2.48 Bn |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | 3.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.71 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Sep 30, 2025 | 3.91 Mn |
| Sep 30, 2025 | 3.91 Mn |
| Jun 30, 2025 | 3.82 Mn |
| Jun 30, 2025 | 3.82 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Sep 30, 2024 | 3.81 Mn |
| Sep 30, 2024 | 3.81 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Mar 31, 2024 | 3.51 Mn |
| Mar 31, 2024 | 3.51 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Sep 30, 2023 | 3.09 Mn |
| Sep 30, 2023 | 3.09 Mn |
| Jun 30, 2023 | 2.94 Mn |
| Jun 30, 2023 | 2.94 Mn |
| Mar 31, 2023 | 1.79 Mn |
| Mar 31, 2023 | 1.79 Mn |
| Dec 31, 2022 | 1.38 Mn |
| Dec 31, 2022 | 1.38 Mn |
| Sep 30, 2022 | 928,000.00 |
| Sep 30, 2022 | 928,000.00 |
| Jun 30, 2022 | 477,000.00 |
| Jun 30, 2022 | 477,000.00 |
| Mar 31, 2022 | 487,000.00 |
| Mar 31, 2022 | 487,000.00 |
| Dec 31, 2021 | 516,000.00 |
| Dec 31, 2021 | 516,000.00 |
| Sep 30, 2021 | 629,000.00 |
| Sep 30, 2021 | 629,000.00 |
| Jun 30, 2021 | 676,000.00 |
| Jun 30, 2021 | 676,000.00 |
| Mar 31, 2021 | 775,000.00 |
| Mar 31, 2021 | 775,000.00 |
| Dec 31, 2020 | 674,000.00 |
| Dec 31, 2020 | 674,000.00 |
| Sep 30, 2020 | 948,000.00 |
| Sep 30, 2020 | 948,000.00 |
| Jun 30, 2020 | 1.43 Mn |
| Jun 30, 2020 | 1.43 Mn |
| Mar 31, 2020 | 1.69 Mn |
| Mar 31, 2020 | 1.69 Mn |
| Dec 31, 2019 | 1.72 Mn |
| Dec 31, 2019 | 1.72 Mn |
| Sep 30, 2019 | 1.73 Mn |
| Sep 30, 2019 | 1.73 Mn |
| Jun 30, 2019 | 1.47 Mn |
| Jun 30, 2019 | 1.47 Mn |
| Mar 31, 2019 | 1.21 Mn |
| Mar 31, 2019 | 1.21 Mn |
| Dec 31, 2018 | 1.06 Mn |
| Dec 31, 2018 | 1.06 Mn |
| Sep 30, 2018 | 893,000.00 |
| Sep 30, 2018 | 893,000.00 |
| Jun 30, 2018 | 707,000.00 |
| Jun 30, 2018 | 707,000.00 |
| Mar 31, 2018 | 523,000.00 |
| Mar 31, 2018 | 523,000.00 |
| Dec 31, 2017 | 439,000.00 |
| Dec 31, 2017 | 439,000.00 |
| Sep 30, 2017 | 449,000.00 |
| Sep 30, 2017 | 449,000.00 |
| Jun 30, 2017 | 438,000.00 |
| Jun 30, 2017 | 438,000.00 |
| Mar 31, 2017 | 438,000.00 |
| Mar 31, 2017 | 438,000.00 |
| Dec 31, 2016 | 440,000.00 |
| Dec 31, 2016 | 440,000.00 |
| Sep 30, 2016 | 432,000.00 |
| Sep 30, 2016 | 432,000.00 |
| Jun 30, 2016 | 437,000.00 |
| Jun 30, 2016 | 437,000.00 |
| Mar 31, 2016 | 475,000.00 |
| Mar 31, 2016 | 475,000.00 |
| Dec 31, 2015 | 542,000.00 |
| Dec 31, 2015 | 542,000.00 |
| Sep 30, 2015 | 578,000.00 |
| Sep 30, 2015 | 578,000.00 |
| Jun 30, 2015 | 582,000.00 |
| Jun 30, 2015 | 582,000.00 |
| Mar 31, 2015 | 581,000.00 |
| Mar 31, 2015 | 581,000.00 |
| Dec 31, 2014 | 606,000.00 |
| Dec 31, 2014 | 606,000.00 |
| Sep 30, 2014 | 615,000.00 |
| Sep 30, 2014 | 615,000.00 |
| Jun 30, 2014 | 620,000.00 |
| Jun 30, 2014 | 620,000.00 |
| Mar 31, 2014 | 626,000.00 |
| Mar 31, 2014 | 626,000.00 |
| Dec 31, 2013 | 658,000.00 |
| Dec 31, 2013 | 658,000.00 |
| Sep 30, 2013 | 750,000.00 |
| Sep 30, 2013 | 750,000.00 |
| Jun 30, 2013 | 795,000.00 |
| Jun 30, 2013 | 795,000.00 |
| Mar 31, 2013 | 830,000.00 |
| Mar 31, 2013 | 830,000.00 |
| Dec 31, 2012 | 883,000.00 |
| Dec 31, 2012 | 883,000.00 |
| Sep 30, 2012 | 952,000.00 |
| Sep 30, 2012 | 952,000.00 |
| Jun 30, 2012 | 994,000.00 |
| Jun 30, 2012 | 994,000.00 |
| Mar 31, 2012 | 1.03 Mn |
| Mar 31, 2012 | 1.03 Mn |
| Dec 30, 2011 | -4.01 Mn |
| Dec 30, 2011 | -4.01 Mn |
| Sep 30, 2011 | 1.14 Mn |
| Sep 30, 2011 | 1.14 Mn |
| Jun 30, 2011 | 1.22 Mn |
| Jun 30, 2011 | 1.22 Mn |
| Mar 31, 2011 | 1.26 Mn |
| Mar 31, 2011 | 1.26 Mn |
| Sep 30, 2010 | 1.58 Mn |
| Sep 30, 2010 | 1.58 Mn |
| Jun 30, 2010 | 1.72 Mn |
| Jun 30, 2010 | 1.72 Mn |