United Bancorp (UBCP) Interest Expenses (2010 - 2025)
United Bancorp's (UBCP) quarterly Interest Expenses came in at $3.7 million in Q4 2025, down 0.59% year-on-year from $3.7 million in Q4 2024, and up 274.03% on a QoQ basis from -$2.1 million in Q3 2025.
United Bancorp (UBCP) Interest Expenses (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Interest Expenses data on file, last reported at $3.7 million in Q4 2025.
- On a quarterly basis, Interest Expenses fell 0.59% year-over-year to $3.7 million in Q4 2025; TTM through Dec 2025 was $8.5 million, a 7.9% decrease from a year earlier, with the FY2025 full-year figure at $15.2 million, up 3.58% from the prior year.
- Interest Expenses for Q4 2025 stood at $3.7 million, up from -$2.1 million in the prior quarter.
- Over the last five years, Interest Expenses for UBCP reached as high as $20.7 million in Q3 2023 and fell as low as -$2.1 million in Q3 2025.
- Historically, Interest Expenses has averaged $6.2 million across 5 years, with a median of $3.5 million in 2023.
- Across the five-year window, Interest Expenses jumped 2445.28% in 2023 and slumped 122.23% in 2025, its largest moves.
- Year by year, Interest Expenses stood at $516000.0 in 2021, then surged by 167.64% to $1.4 million in 2022, then surged by 131.93% to $3.2 million in 2023, then gained by 16.58% to $3.7 million in 2024, then declined by 0.59% to $3.7 million in 2025.
- Per Business Quant data, the three most recent Interest Expenses figures were $3.7 million in Q4 2025, -$2.1 million in Q3 2025, and $17.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | -32,586.00 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 19.98 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 5.30 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 2.53 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 277.16 Bn |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | United Bancorp | 86.45 Mn | -194.29 Mn | - | 3.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.71 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Sep 30, 2025 | -2.13 Mn |
| Sep 30, 2025 | -2.13 Mn |
| Jun 30, 2025 | 17.70 Mn |
| Jun 30, 2025 | 17.70 Mn |
| Mar 31, 2025 | 15.25 Mn |
| Mar 31, 2025 | 15.25 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Sep 30, 2024 | 9.60 Mn |
| Sep 30, 2024 | 9.60 Mn |
| Jun 30, 2024 | 13.91 Mn |
| Jun 30, 2024 | 13.91 Mn |
| Mar 31, 2024 | 10.82 Mn |
| Mar 31, 2024 | 10.82 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Sep 30, 2023 | 20.72 Mn |
| Sep 30, 2023 | 20.72 Mn |