United Bancorp (UBCP) Interest Expenses (2010 - 2026)
United Bancorp (UBCP) posted quarterly Interest Expenses of $3.7 million for Q4 2025, down 0.59% year-over-year from $3.7 million in Q4 2024, and up 274.03% quarter-over-quarter from -$2.1 million in Q3 2025.
United Bancorp (UBCP) Interest Expenses (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Interest Expenses for 16 consecutive years, with $3.7 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expenses fell 0.59% year-over-year to $3.7 million; the TTM figure through Dec 2025 stood at $8.5 million (down 7.9% YoY), while the FY2025 annual figure was $15.2 million, up 3.58% from the prior year.
- Interest Expenses grew to $3.7 million in Q4 2025 per UBCP's latest filing, from -$2.1 million in the prior quarter.
- Across five years, Interest Expenses topped out at $20.7 million in Q3 2023 and bottomed at -$2.1 million in Q3 2025.
- Historically, Interest Expenses has averaged $6.2 million across 5 years, with a median of $3.5 million in 2023.
- Annual changes were most pronounced in 2023 — Interest Expenses soared 2445.28% — and 2025, when it plunged 122.23%.
- United Bancorp's Interest Expenses stood at $516000.0 in 2021, then soared by 167.64% to $1.4 million in 2022, then soared by 131.93% to $3.2 million in 2023, then increased by 16.58% to $3.7 million in 2024, then slipped by 0.59% to $3.7 million in 2025.
- Business Quant data shows UBCP's Interest Expenses at $3.7 million in Q4 2025, -$2.1 million in Q3 2025, and $17.7 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 3.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.08 Mn |
| Jun 30, 2026 | 6.08 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Sep 30, 2025 | -2.13 Mn |
| Sep 30, 2025 | -2.13 Mn |
| Jun 30, 2025 | 17.70 Mn |
| Jun 30, 2025 | 17.70 Mn |
| Mar 31, 2025 | 15.25 Mn |
| Mar 31, 2025 | 15.25 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Sep 30, 2024 | 9.60 Mn |
| Sep 30, 2024 | 9.60 Mn |
| Jun 30, 2024 | 13.91 Mn |
| Jun 30, 2024 | 13.91 Mn |
| Mar 31, 2024 | 10.82 Mn |
| Mar 31, 2024 | 10.82 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Dec 31, 2023 | 3.20 Mn |