United Bancorp (UBCP) Interest Expenses (2010 - 2026)
United Bancorp (UBCP) recorded Interest Expenses of $3.53 million in Q2 2026, down 7.5% from $3.82 million a year earlier.
United Bancorp (UBCP) Interest Expenses (2010 - 2026) Analysis & Trends
On a TTM basis, United Bancorp's Interest Expenses came in at $14.96 million as of Jun 30, 2026, up 0.1% year-over-year; for FY2025, it was $15.03 million, up 2.1% from FY2024.
- Annual Interest Expenses has increased for four straight years, with a five-year compound annual growth rate of 26.0% (FY2020 to FY2025).
- Across earlier years, Interest Expenses came in at $14.72 million in FY2024 (+33.7%), $11.01 million in FY2023 (+236.5%), $3.27 million in FY2022 (+26.1%) and $2.6 million in FY2021 (-45.2%).
- The Q2 2026 figure is the lowest quarterly Interest Expenses since Q1 2024.
- On a year-over-year basis, Interest Expenses rose in five of the last seven quarters, with growth averaging 5.8%.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 516.6% in Q2 2023, against a decline of 37.2% in Q1 2022 at the low end.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | United Bancorp | 84.83 Mn | 84.83 Mn | - | 3.53 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.53 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Sep 30, 2025 | 3.91 Mn |
| Jun 30, 2025 | 3.82 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Sep 30, 2024 | 3.81 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Mar 31, 2024 | 3.51 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Sep 30, 2023 | 3.09 Mn |
| Jun 30, 2023 | 2.94 Mn |
| Mar 31, 2023 | 1.79 Mn |
| Dec 31, 2022 | 1.38 Mn |
| Sep 30, 2022 | 928,000.00 |
| Jun 30, 2022 | 477,000.00 |
| Mar 31, 2022 | 487,000.00 |
| Dec 31, 2021 | 516,000.00 |
| Sep 30, 2021 | 629,000.00 |
| Jun 30, 2021 | 676,000.00 |
United Bancorp Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=UBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();