United Bancorp (UBCP) Interest Expenses (2010 - 2025)
United Bancorp (UBCP) reported Interest Expenses of $3.7 million for Q4 2025, down 0.59% year-over-year from $3.7 million in Q4 2024, and down 4.97% quarter-over-quarter from $3.9 million in Q3 2025.
United Bancorp (UBCP) Interest Expenses (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Interest Expenses data on file, last reported at $3.7 million in Q4 2025.
- Interest Expenses for Q4 2025 came in at $3.7 million, down 0.59% year-over-year; the trailing twelve-month figure through Dec 2025 was $15.0 million (up 2.09% YoY), and the FY2025 annual result was $15.0 million, up 2.09% from the prior year.
- Interest Expenses fell to $3.7 million in Q4 2025 per UBCP's latest filing, from $3.9 million in the prior quarter.
- Over five years, Interest Expenses peaked at $3.9 million in Q3 2025 and troughed at $477000.0 in Q2 2022.
- A 5-year average of $2.3 million and a median of $3.0 million in 2023 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2021 and 2023: Interest Expenses tumbled 54.01% in 2021, then surged 516.56% in 2023.
- A 5-year view of Interest Expenses shows it stood at $516000.0 in 2021, then surged by 167.64% to $1.4 million in 2022, then surged by 131.93% to $3.2 million in 2023, then grew by 16.58% to $3.7 million in 2024, then decreased by 0.59% to $3.7 million in 2025.
- Business Quant data shows UBCP's Interest Expenses at $3.7 million in Q4 2025, $3.9 million in Q3 2025, and $3.8 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Bancorp | 83.42 Mn | -197.31 Mn | - | 3.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.71 Mn |
| Dec 31, 2025 | 3.71 Mn |
| Sep 30, 2025 | 3.91 Mn |
| Sep 30, 2025 | 3.91 Mn |
| Jun 30, 2025 | 3.82 Mn |
| Jun 30, 2025 | 3.82 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Dec 31, 2024 | 3.73 Mn |
| Sep 30, 2024 | 3.81 Mn |
| Sep 30, 2024 | 3.81 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Mar 31, 2024 | 3.51 Mn |
| Mar 31, 2024 | 3.51 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Dec 31, 2023 | 3.20 Mn |
| Sep 30, 2023 | 3.09 Mn |
| Sep 30, 2023 | 3.09 Mn |