United Bancorp (UBCP) Interest Expenses (2010 - 2025)

United Bancorp (UBCP) reported Interest Expenses of $3.7 million for Q4 2025, down 0.59% year-over-year from $3.7 million in Q4 2024, and down 4.97% quarter-over-quarter from $3.9 million in Q3 2025.

United Bancorp (UBCP) Interest Expenses (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Interest Expenses data on file, last reported at $3.7 million in Q4 2025.

  • Interest Expenses for Q4 2025 came in at $3.7 million, down 0.59% year-over-year; the trailing twelve-month figure through Dec 2025 was $15.0 million (up 2.09% YoY), and the FY2025 annual result was $15.0 million, up 2.09% from the prior year.
  • Interest Expenses fell to $3.7 million in Q4 2025 per UBCP's latest filing, from $3.9 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $3.9 million in Q3 2025 and troughed at $477000.0 in Q2 2022.
  • A 5-year average of $2.3 million and a median of $3.0 million in 2023 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2021 and 2023: Interest Expenses tumbled 54.01% in 2021, then surged 516.56% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $516000.0 in 2021, then surged by 167.64% to $1.4 million in 2022, then surged by 131.93% to $3.2 million in 2023, then grew by 16.58% to $3.7 million in 2024, then decreased by 0.59% to $3.7 million in 2025.
  • Business Quant data shows UBCP's Interest Expenses at $3.7 million in Q4 2025, $3.9 million in Q3 2025, and $3.8 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -227,416.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 5.23 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 38.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 United Bancorp 83.42 Mn -197.31 Mn - 3.71 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 3.71 Mn
Dec 31, 2025 3.71 Mn
Sep 30, 2025 3.91 Mn
Sep 30, 2025 3.91 Mn
Jun 30, 2025 3.82 Mn
Jun 30, 2025 3.82 Mn
Mar 31, 2025 3.60 Mn
Mar 31, 2025 3.60 Mn
Dec 31, 2024 3.73 Mn
Dec 31, 2024 3.73 Mn
Sep 30, 2024 3.81 Mn
Sep 30, 2024 3.81 Mn
Jun 30, 2024 3.68 Mn
Jun 30, 2024 3.68 Mn
Mar 31, 2024 3.51 Mn
Mar 31, 2024 3.51 Mn
Dec 31, 2023 3.20 Mn
Dec 31, 2023 3.20 Mn
Sep 30, 2023 3.09 Mn
Sep 30, 2023 3.09 Mn