United Bancorp (UBCP) Interest Expense - Debt (2010 - 2025)
United Bancorp's (UBCP) quarterly Interest Expense - Debt came in at $2.9 million in Q4 2025, up 74.53% year-on-year from $1.7 million in Q4 2024, and up 75.27% on a QoQ basis from $1.6 million in Q3 2025.
United Bancorp (UBCP) Interest Expense - Debt (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Interest Expense - Debt data on file, last reported at $2.9 million in Q4 2025.
- On a quarterly basis, Interest Expense - Debt rose 74.53% year-over-year to $2.9 million in Q4 2025; TTM through Dec 2025 was $7.7 million, a 17.7% increase from a year earlier, with the FY2025 full-year figure at $6.4 million, down 2.27% from the prior year.
- Interest Expense - Debt for Q4 2025 stood at $2.9 million, up from $1.6 million in the prior quarter.
- Over the last five years, Interest Expense - Debt for UBCP reached as high as $2.9 million in Q4 2025 and fell as low as $279000.0 in Q4 2021.
- Historically, Interest Expense - Debt has averaged $1.1 million across 5 years, with a median of $1.5 million in 2023.
- Across the five-year window, Interest Expense - Debt plunged 34.57% in 2021 and surged 321.45% in 2023, its largest moves.
- Year by year, Interest Expense - Debt stood at $279000.0 in 2021, then surged by 82.8% to $510000.0 in 2022, then surged by 188.43% to $1.5 million in 2023, then gained by 12.37% to $1.7 million in 2024, then surged by 74.53% to $2.9 million in 2025.
- Per Business Quant data, the three most recent Interest Expense - Debt figures were $2.9 million in Q4 2025, $1.6 million in Q3 2025, and $1.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 277,000.00 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 748.00 Mn |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | 2.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.89 Mn |
| Sep 30, 2025 | 1.65 Mn |
| Jun 30, 2025 | 1.63 Mn |
| Mar 31, 2025 | 1.58 Mn |
| Dec 31, 2024 | 1.65 Mn |
| Sep 30, 2024 | 1.72 Mn |
| Jun 30, 2024 | 1.65 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | 1.47 Mn |
| Sep 30, 2023 | 1.49 Mn |
| Jun 30, 2023 | 1.45 Mn |
| Mar 31, 2023 | 728,000.00 |
| Dec 31, 2022 | 510,000.00 |
| Sep 30, 2022 | 438,000.00 |
| Jun 30, 2022 | 345,000.00 |
| Mar 31, 2022 | 337,000.00 |
| Dec 31, 2021 | 279,000.00 |
| Sep 30, 2021 | 338,000.00 |
| Jun 30, 2021 | 337,000.00 |
| Mar 31, 2021 | 369,000.00 |