United Bancorp (UBCP) Interest Expense - Debt (2010 - 2025)

United Bancorp's (UBCP) quarterly Interest Expense - Debt came in at $2.9 million in Q4 2025, up 74.53% year-on-year from $1.7 million in Q4 2024, and up 75.27% on a QoQ basis from $1.6 million in Q3 2025.

United Bancorp (UBCP) Interest Expense - Debt (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Interest Expense - Debt data on file, last reported at $2.9 million in Q4 2025.

  • On a quarterly basis, Interest Expense - Debt rose 74.53% year-over-year to $2.9 million in Q4 2025; TTM through Dec 2025 was $7.7 million, a 17.7% increase from a year earlier, with the FY2025 full-year figure at $6.4 million, down 2.27% from the prior year.
  • Interest Expense - Debt for Q4 2025 stood at $2.9 million, up from $1.6 million in the prior quarter.
  • Over the last five years, Interest Expense - Debt for UBCP reached as high as $2.9 million in Q4 2025 and fell as low as $279000.0 in Q4 2021.
  • Historically, Interest Expense - Debt has averaged $1.1 million across 5 years, with a median of $1.5 million in 2023.
  • Across the five-year window, Interest Expense - Debt plunged 34.57% in 2021 and surged 321.45% in 2023, its largest moves.
  • Year by year, Interest Expense - Debt stood at $279000.0 in 2021, then surged by 82.8% to $510000.0 in 2022, then surged by 188.43% to $1.5 million in 2023, then gained by 12.37% to $1.7 million in 2024, then surged by 74.53% to $2.9 million in 2025.
  • Per Business Quant data, the three most recent Interest Expense - Debt figures were $2.9 million in Q4 2025, $1.6 million in Q3 2025, and $1.6 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 277,000.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 748.00 Mn
10 United Bancorp 86.39 Mn -194.34 Mn - 2.89 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.89 Mn
Sep 30, 2025 1.65 Mn
Jun 30, 2025 1.63 Mn
Mar 31, 2025 1.58 Mn
Dec 31, 2024 1.65 Mn
Sep 30, 2024 1.72 Mn
Jun 30, 2024 1.65 Mn
Mar 31, 2024 1.54 Mn
Dec 31, 2023 1.47 Mn
Sep 30, 2023 1.49 Mn
Jun 30, 2023 1.45 Mn
Mar 31, 2023 728,000.00
Dec 31, 2022 510,000.00
Sep 30, 2022 438,000.00
Jun 30, 2022 345,000.00
Mar 31, 2022 337,000.00
Dec 31, 2021 279,000.00
Sep 30, 2021 338,000.00
Jun 30, 2021 337,000.00
Mar 31, 2021 369,000.00