United Bancorp (UBCP) Interest Expense - Debt (2010 - 2026)
United Bancorp (UBCP) recorded Interest Expense - Debt of $1.27 million in Q2 2026, down 22.1% from $1.63 million a year earlier.
United Bancorp (UBCP) Interest Expense - Debt (2010 - 2026) Analysis & Trends
On a TTM basis, United Bancorp's Interest Expense - Debt came in at $7.43 million as of Jun 30, 2026, up 12.8% year-over-year; for FY2025, it came in at $6.43 million, down 2.3% from FY2024.
- Annual Interest Expense - Debt has a five-year compound annual growth rate of 32.2% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Debt came in at $6.58 million in FY2024 (+27.9%), $5.14 million in FY2023 (+215.4%), $1.63 million in FY2022 (+23.2%) and $1.32 million in FY2021 (-16.9%).
- The Q2 2026 figure is the lowest quarterly Interest Expense - Debt since Q1 2023.
- On a year-over-year basis, Interest Expense - Debt rose in four of the last seven quarters, with growth averaging 11.0%.
- Peak year-over-year performance for Interest Expense - Debt in the last five years was growth of 321.4% in Q2 2023, against a decline of 22.1% in Q2 2026 at the low end.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | United Bancorp | 84.83 Mn | 84.83 Mn | - | 1.27 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27 Mn |
| Dec 31, 2025 | 2.89 Mn |
| Sep 30, 2025 | 1.65 Mn |
| Jun 30, 2025 | 1.63 Mn |
| Mar 31, 2025 | 1.58 Mn |
| Dec 31, 2024 | 1.65 Mn |
| Sep 30, 2024 | 1.72 Mn |
| Jun 30, 2024 | 1.65 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | 1.47 Mn |
| Sep 30, 2023 | 1.49 Mn |
| Jun 30, 2023 | 1.45 Mn |
| Mar 31, 2023 | 728,000.00 |
| Dec 31, 2022 | 510,000.00 |
| Sep 30, 2022 | 438,000.00 |
| Jun 30, 2022 | 345,000.00 |
| Mar 31, 2022 | 337,000.00 |
| Dec 31, 2021 | 279,000.00 |
| Sep 30, 2021 | 338,000.00 |
| Jun 30, 2021 | 337,000.00 |
United Bancorp Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();