United Bancorp (UBCP) Interest Expense - Debt (2010 - 2026)
United Bancorp (UBCP) posted quarterly Interest Expense - Debt of $2.9 million for Q4 2025, up 74.53% year-over-year from $1.7 million in Q4 2024, and up 75.27% quarter-over-quarter from $1.6 million in Q3 2025.
United Bancorp (UBCP) Interest Expense - Debt (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Interest Expense - Debt for 16 consecutive years, with $2.9 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expense - Debt rose 74.53% year-over-year to $2.9 million; the TTM figure through Dec 2025 stood at $7.7 million (up 17.7% YoY), while the FY2025 annual figure was $6.4 million, down 2.27% from the prior year.
- Interest Expense - Debt advanced to $2.9 million in Q4 2025 per UBCP's latest filing, from $1.6 million in the prior quarter.
- Across five years, Interest Expense - Debt topped out at $2.9 million in Q4 2025 and bottomed at $279000.0 in Q4 2021.
- Historically, Interest Expense - Debt has averaged $1.1 million across 5 years, with a median of $1.5 million in 2023.
- Annual changes were most pronounced in 2021 — Interest Expense - Debt slumped 34.57% — and 2023, when it jumped 321.45%.
- United Bancorp's Interest Expense - Debt stood at $279000.0 in 2021, then soared by 82.8% to $510000.0 in 2022, then soared by 188.43% to $1.5 million in 2023, then increased by 12.37% to $1.7 million in 2024, then soared by 74.53% to $2.9 million in 2025.
- Business Quant data shows UBCP's Interest Expense - Debt at $2.9 million in Q4 2025, $1.6 million in Q3 2025, and $1.6 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 905.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 658.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 485.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 228.00 Mn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 1.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27 Mn |
| Dec 31, 2025 | 2.89 Mn |
| Sep 30, 2025 | 1.65 Mn |
| Jun 30, 2025 | 1.63 Mn |
| Mar 31, 2025 | 1.58 Mn |
| Dec 31, 2024 | 1.65 Mn |
| Sep 30, 2024 | 1.72 Mn |
| Jun 30, 2024 | 1.65 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | 1.47 Mn |
| Sep 30, 2023 | 1.49 Mn |
| Jun 30, 2023 | 1.45 Mn |
| Mar 31, 2023 | 728,000.00 |
| Dec 31, 2022 | 510,000.00 |
| Sep 30, 2022 | 438,000.00 |
| Jun 30, 2022 | 345,000.00 |
| Mar 31, 2022 | 337,000.00 |
| Dec 31, 2021 | 279,000.00 |
| Sep 30, 2021 | 338,000.00 |
| Jun 30, 2021 | 337,000.00 |