United Bancorp (UBCP) Free Cash Flow (2012 - 2025)
United Bancorp (UBCP) reported Free Cash Flow of -$1.8 million for Q4 2025, down 205.67% year-over-year from $1.7 million in Q4 2024, and down 397.28% quarter-over-quarter from -$367000.0 in Q3 2025.
United Bancorp (UBCP) Free Cash Flow (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has 14 years of Free Cash Flow data on file, last reported at -$1.8 million in Q4 2025.
- Free Cash Flow for Q4 2025 came in at -$1.8 million, down 205.67% year-over-year; the trailing twelve-month figure through Dec 2025 was -$1.3 million (down 6.01% YoY), and the FY2025 annual result was -$1.3 million, down 6.01% from the prior year.
- Free Cash Flow slipped to -$1.8 million in Q4 2025 per UBCP's latest filing, from -$367000.0 in the prior quarter.
- Over five years, Free Cash Flow peaked at $4.8 million in Q1 2022 and troughed at -$2.8 million in Q2 2022.
- A 5-year average of $1.1 million and a median of $1.6 million in 2021 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2021 and 2025: Free Cash Flow soared 2863.08% in 2021, then plunged 366.37% in 2025.
- A 5-year view of Free Cash Flow shows it stood at $1.7 million in 2021, then surged by 83.04% to $3.0 million in 2022, then slipped by 14.74% to $2.6 million in 2023, then slumped by 33.22% to $1.7 million in 2024, then plunged by 205.67% to -$1.8 million in 2025.
- Business Quant data shows UBCP's Free Cash Flow at -$1.8 million in Q4 2025, -$367000.0 in Q3 2025, and $1.5 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Bancorp | 83.42 Mn | -197.31 Mn | - | -1.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.83 Mn |
| Dec 31, 2025 | -1.83 Mn |
| Sep 30, 2025 | -367,000.00 |
| Sep 30, 2025 | -367,000.00 |
| Jun 30, 2025 | 1.46 Mn |
| Jun 30, 2025 | 1.46 Mn |
| Mar 31, 2025 | -594,000.00 |
| Mar 31, 2025 | -594,000.00 |
| Dec 31, 2024 | 1.73 Mn |
| Dec 31, 2024 | 1.73 Mn |
| Sep 30, 2024 | -1.68 Mn |
| Sep 30, 2024 | -1.68 Mn |
| Jun 30, 2024 | -1.52 Mn |
| Jun 30, 2024 | -1.52 Mn |
| Mar 31, 2024 | 223,000.00 |
| Mar 31, 2024 | 223,000.00 |
| Dec 31, 2023 | 2.59 Mn |
| Dec 31, 2023 | 2.59 Mn |
| Sep 30, 2023 | 2.69 Mn |
| Sep 30, 2023 | 2.69 Mn |