United Bancorp (UBCP) Free Cash Flow (2012 - 2025)
United Bancorp (UBCP) reported Free Cash Flow of -$1.8 million for Q4 2025, down 205.67% year-over-year from $1.7 million in Q4 2024, and down 397.28% on a QoQ basis from -$367000.0 in Q3 2025.
United Bancorp (UBCP) has 14 years of Free Cash Flow data on file, last reported at -$1.8 million in Q4 2025.
- Quarterly Free Cash Flow fell 205.67% year-over-year to -$1.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$1.3 million (down 6.01% YoY) and the FY2025 annual result came in at -$1.3 million, down 6.01% from the prior year.
- Free Cash Flow eased to -$1.8 million in Q4 2025 per UBCP's latest filing, from -$367000.0 in the prior quarter.
- Across five years, Free Cash Flow topped out at $4.8 million in Q1 2022 and bottomed at -$2.8 million in Q2 2022.
- The 5-year median for Free Cash Flow is $1.6 million (2021), against an average of $1.1 million.
- The widest annual swing landed in 2021, when Free Cash Flow jumped 2863.08%; it then slumped 366.37% in 2025.
- Tracing UBCP's Free Cash Flow over 5 years: stood at $1.7 million in 2021, then soared by 83.04% to $3.0 million in 2022, then retreated by 14.74% to $2.6 million in 2023, then plunged by 33.22% to $1.7 million in 2024, then slumped by 205.67% to -$1.8 million in 2025.
- Per Business Quant, the three latest UBCP Free Cash Flow figures stand at -$1.8 million (Q4 2025), -$367000.0 (Q3 2025), and $1.5 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | -1.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.83 Mn |
| Dec 31, 2025 | -1.83 Mn |
| Sep 30, 2025 | -367,000.00 |
| Sep 30, 2025 | -367,000.00 |
| Jun 30, 2025 | 1.46 Mn |
| Jun 30, 2025 | 1.46 Mn |
| Mar 31, 2025 | -594,000.00 |
| Mar 31, 2025 | -594,000.00 |
| Dec 31, 2024 | 1.73 Mn |
| Dec 31, 2024 | 1.73 Mn |
| Sep 30, 2024 | -1.68 Mn |
| Sep 30, 2024 | -1.68 Mn |
| Jun 30, 2024 | -1.52 Mn |
| Jun 30, 2024 | -1.52 Mn |
| Mar 31, 2024 | 223,000.00 |
| Mar 31, 2024 | 223,000.00 |
| Dec 31, 2023 | 2.59 Mn |
| Dec 31, 2023 | 2.59 Mn |
| Sep 30, 2023 | 2.69 Mn |
| Sep 30, 2023 | 2.69 Mn |
| Jun 30, 2023 | 2.55 Mn |
| Jun 30, 2023 | 2.55 Mn |
| Mar 31, 2023 | 555,000.00 |
| Mar 31, 2023 | 555,000.00 |
| Dec 31, 2022 | 3.03 Mn |
| Dec 31, 2022 | 3.03 Mn |
| Sep 30, 2022 | 2.93 Mn |
| Sep 30, 2022 | 2.93 Mn |
| Jun 30, 2022 | -2.77 Mn |
| Jun 30, 2022 | -2.77 Mn |
| Mar 31, 2022 | 4.78 Mn |
| Mar 31, 2022 | 4.78 Mn |
| Dec 31, 2021 | 1.66 Mn |
| Dec 31, 2021 | 1.66 Mn |
| Sep 30, 2021 | 2.77 Mn |
| Sep 30, 2021 | 2.77 Mn |
| Jun 30, 2021 | 1.80 Mn |
| Jun 30, 2021 | 1.80 Mn |
| Mar 31, 2021 | 1.19 Mn |
| Mar 31, 2021 | 1.19 Mn |
| Dec 31, 2020 | 2.38 Mn |
| Dec 31, 2020 | 2.38 Mn |
| Sep 30, 2020 | 3.63 Mn |
| Sep 30, 2020 | 3.63 Mn |
| Jun 30, 2020 | -65,000.00 |
| Jun 30, 2020 | -65,000.00 |
| Mar 31, 2020 | 914,000.00 |
| Mar 31, 2020 | 914,000.00 |
| Dec 31, 2019 | 2.21 Mn |
| Dec 31, 2019 | 2.21 Mn |
| Sep 30, 2019 | 7.61 Mn |
| Sep 30, 2019 | 7.61 Mn |
| Jun 30, 2019 | -3.05 Mn |
| Jun 30, 2019 | -3.05 Mn |
| Mar 31, 2019 | 513,000.00 |
| Mar 31, 2019 | 513,000.00 |
| Dec 31, 2018 | 1.03 Mn |
| Dec 31, 2018 | 1.03 Mn |
| Sep 30, 2018 | 2.48 Mn |
| Sep 30, 2018 | 2.48 Mn |
| Jun 30, 2018 | 1.04 Mn |
| Jun 30, 2018 | 1.04 Mn |
| Mar 31, 2018 | 414,000.00 |
| Mar 31, 2018 | 414,000.00 |
| Dec 31, 2017 | 1.72 Mn |
| Dec 31, 2017 | 1.72 Mn |
| Sep 30, 2017 | 1.15 Mn |
| Sep 30, 2017 | 1.15 Mn |
| Jun 30, 2017 | 1.08 Mn |
| Jun 30, 2017 | 1.08 Mn |
| Mar 31, 2017 | -162,000.00 |
| Mar 31, 2017 | -162,000.00 |
| Dec 31, 2016 | 984,000.00 |
| Dec 31, 2016 | 984,000.00 |
| Sep 30, 2016 | 804,000.00 |
| Sep 30, 2016 | 804,000.00 |
| Jun 30, 2016 | 593,000.00 |
| Jun 30, 2016 | 593,000.00 |
| Mar 31, 2016 | -461,000.00 |
| Mar 31, 2016 | -461,000.00 |
| Dec 31, 2015 | 432,000.00 |
| Dec 31, 2015 | 432,000.00 |
| Sep 30, 2015 | 1.38 Mn |
| Sep 30, 2015 | 1.38 Mn |
| Jun 30, 2015 | 1.47 Mn |
| Jun 30, 2015 | 1.47 Mn |
| Mar 31, 2015 | -310,000.00 |
| Mar 31, 2015 | -310,000.00 |
| Dec 31, 2014 | 1.61 Mn |
| Dec 31, 2014 | 1.61 Mn |
| Sep 30, 2014 | 1.19 Mn |
| Sep 30, 2014 | 1.19 Mn |
| Jun 30, 2014 | 1.16 Mn |
| Jun 30, 2014 | 1.16 Mn |
| Mar 31, 2014 | -83,000.00 |
| Mar 31, 2014 | -83,000.00 |
| Dec 31, 2013 | 3.73 Mn |
| Dec 31, 2013 | 3.73 Mn |
| Sep 30, 2013 | 1.20 Mn |
| Sep 30, 2013 | 1.20 Mn |
| Jun 30, 2013 | 1.57 Mn |
| Jun 30, 2013 | 1.57 Mn |
| Mar 31, 2013 | -643,000.00 |
| Mar 31, 2013 | -643,000.00 |
| Dec 31, 2012 | 2.02 Mn |
| Dec 31, 2012 | 2.02 Mn |
| Sep 30, 2012 | 858,000.00 |
| Sep 30, 2012 | 858,000.00 |
| Jun 30, 2012 | 960,000.00 |
| Jun 30, 2012 | 960,000.00 |
| Mar 31, 2012 | 232,000.00 |
| Mar 31, 2012 | 232,000.00 |