United Bancorp (UBCP) Equity Ratio (2012 - 2025)

United Bancorp (UBCP) has 14 years of Equity Ratio data on file, last reported at 0.08 in Q4 2025.

• Equity Ratio for Q4 2025 came in at 0.08, up 5.84% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.08 (up 5.84% YoY), and the FY2025 annual result was 0.08, up 5.84% from the prior year.
• Equity Ratio advanced to 0.08 in Q4 2025 per UBCP's latest filing, from 0.08 in the prior quarter.
• Over five years, Equity Ratio peaked at 0.1 in Q4 2021 and troughed at 0.06 in Q3 2023.
• A 5-year average of 0.08 and a median of 0.08 in 2024 frame the typical range for Equity Ratio.
• The sharpest annual moves came in 2022 and 2024: Equity Ratio dropped 27.17% in 2022, then rose 24.11% in 2024.
• A 5-year view of Equity Ratio shows it stood at 0.1 in 2021, then decreased by 20.31% to 0.08 in 2022, then fell by 1.61% to 0.08 in 2023, then rose by 0.13% to 0.08 in 2024, then advanced by 5.84% to 0.08 in 2025.
• Business Quant data shows UBCP's Equity Ratio at 0.08 in Q4 2025, 0.08 in Q3 2025, and 0.07 in Q2 2025.