United Bancorp (UBCP) EBITDA Margin (2010 - 2026)
United Bancorp (UBCP) posted quarterly EBITDA Margin of 63.97% for Q4 2025, down 921.0% year-over-year from 7.79% in Q4 2024, and up 4167.36% quarter-over-quarter from 1.57% in Q3 2025.
United Bancorp (UBCP) EBITDA Margin (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported EBITDA Margin for 16 consecutive years, with 63.97% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBITDA Margin fell 921.0% year-over-year to 63.97%; the TTM figure through Dec 2025 stood at 324.88% (down 44156.0% YoY), while the FY2025 annual figure was 71.03%, down 421.0% from the prior year.
- EBITDA Margin grew to 63.97% in Q4 2025 per UBCP's latest filing, from 1.57% in the prior quarter.
- Across five years, EBITDA Margin topped out at 726.82% in Q3 2024 and bottomed at 3915.71% in Q1 2024.
- Historically, EBITDA Margin has averaged 421.5% across 5 years, with a median of 115.45% in 2023.
- Annual changes were most pronounced in 2024 — EBITDA Margin slumped 227169 bps — and 2025, when it jumped 350116 bps.
- United Bancorp's EBITDA Margin stood at 49.41% in 2021, then increased by 4 bps to 51.54% in 2022, then soared by 49 bps to 76.96% in 2023, then dropped by 5 bps to 73.18% in 2024, then declined by 13 bps to 63.97% in 2025.
- Business Quant data shows UBCP's EBITDA Margin at 63.97% in Q4 2025, 1.57% in Q3 2025, and 332.99% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.91 Bn | 84.72 Bn | - | - |
| 2 | Pnc Financial Services | 97.91 Bn | 97.91 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.98 Bn | -144.11 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.09 Bn | - | 111.11% |
| 7 | Nu Holdings | 71.04 Bn | 57.36 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.78 Bn | 61.78 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | 66.98% |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 64.84% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 134.04% |
| Dec 31, 2025 | 63.97% |
| Sep 30, 2025 | -1.57% |
| Jun 30, 2025 | -332.99% |
| Mar 31, 2025 | -414.55% |
| Dec 31, 2024 | 73.18% |
| Sep 30, 2024 | 726.82% |
| Jun 30, 2024 | -544.42% |
| Mar 31, 2024 | -3,915.71% |
| Dec 31, 2023 | 76.96% |
| Sep 30, 2023 | -229.32% |
| Jun 30, 2023 | -806.47% |
| Mar 31, 2023 | -1,644.02% |
| Dec 31, 2022 | 51.54% |
| Sep 30, 2022 | 46.49% |
| Jun 30, 2022 | 44.12% |
| Mar 31, 2022 | 36.54% |
| Dec 31, 2021 | 49.41% |
| Sep 30, 2021 | -588.63% |
| Jun 30, 2021 | -465.88% |