United Bancorp (UBCP) EBITDA Margin (2012 - 2025)
United Bancorp's EBITDA Margin came in at 67.98% for Q4 2025, down 9.53 percentage points from 77.52% a year earlier and down 8.25 percentage points from the prior quarter.
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Analysis
United Bancorp (UBCP) EBITDA Margin (2012 - 2025) Analysis & Trends
Over the trailing twelve months to Dec 31, 2025, United Bancorp reported EBITDA Margin of 74.03%, down 5.41 percentage points year-over-year; for FY2019, it came in at 35.55%, up 5.66 percentage points from FY2018.
- EBITDA Margin carries a five-year change of -4.89 percentage points (FY2014 to FY2019).
- Going back by year, EBITDA Margin was 29.89% in FY2018 (-12.91 pp), 42.80% in FY2017 (+0.85 pp), 41.95% in FY2016 (-2.59 pp) and 44.55% in FY2015 (+4.11 pp).
- The Q4 2025 figure represents the lowest quarterly EBITDA Margin since Q1 2023.
- Year-over-year, EBITDA Margin increased in three of the last eight quarters, with an average year-over-year change of +0.91 percentage points.
- The fastest year-over-year change in EBITDA Margin over five years came in Q3 2021 (a gain of 44.27 percentage points), and the weakest in Q3 2022 (a drop of 546.36 percentage points).
- Business Quant data shows UBCP's EBITDA Margin at 76.23% (Q3 2025), 76.09% (Q2 2025) and 76.62% (Q1 2025) in the three quarters before Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 92.35% |
| 10 | United Bancorp | 84.60 Mn | 84.60 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 67.98% |
| Sep 30, 2025 | 76.23% |
| Jun 30, 2025 | 76.09% |
| Mar 31, 2025 | 76.62% |
| Dec 31, 2024 | 77.52% |
| Sep 30, 2024 | 79.70% |
| Jun 30, 2024 | 75.71% |
| Mar 31, 2024 | 85.20% |
| Dec 31, 2023 | 80.81% |
| Sep 30, 2023 | 77.35% |
| Jun 30, 2023 | 76.77% |
| Mar 31, 2023 | 54.70% |
| Dec 31, 2022 | 55.25% |
| Sep 30, 2022 | 50.31% |
| Jun 30, 2022 | 48.42% |
| Mar 31, 2022 | 41.14% |
| Dec 31, 2021 | 53.98% |
| Sep 30, 2021 | 596.67% |
| Jun 30, 2021 | 420.52% |
| Mar 31, 2021 | 522.64% |
API Access
United Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();