United Bancorp (UBCP) EBITDA Margin (2012 - 2026)
United Bancorp's EBITDA Margin came in at 64.99% for Q4 2025, down 8.97 percentage points from 73.96% a year earlier and down 12.66 percentage points from the prior quarter.
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Analysis
United Bancorp (UBCP) EBITDA Margin (2012 - 2026) Analysis & Trends
For FY2025, United Bancorp's EBITDA Margin was 76.02%, down 5.31 percentage points from FY2024.
- EBITDA Margin carries a five-year change of +75.46 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 81.32% in FY2024 (+7.49 pp), 73.83% in FY2023 (+27.51 pp), 46.32% in FY2022 (+45.18 pp) and 1.15% in FY2021 (+0.59 pp).
- The Q4 2025 figure represents the lowest quarterly EBITDA Margin since Q1 2023.
- Year-over-year, EBITDA Margin increased in four of the last eight quarters, with an average year-over-year change of +0.96 percentage points.
- The fastest year-over-year change in EBITDA Margin over five years came in Q1 2024 (a gain of 30.42 percentage points), and the weakest in Q4 2025 (a drop of 8.97 percentage points).
- Business Quant data shows UBCP's EBITDA Margin at 77.65% (Q3 2025), 77.42% (Q2 2025) and 78.04% (Q1 2025) in the three quarters before Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | United Bancorp | 77.83 Mn | 77.83 Mn | - | 70.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 70.73% |
| Mar 31, 2026 | 72.61% |
| Dec 31, 2025 | 64.99% |
| Sep 30, 2025 | 77.65% |
| Jun 30, 2025 | 77.42% |
| Mar 31, 2025 | 78.04% |
| Dec 31, 2024 | 73.96% |
| Sep 30, 2024 | 81.11% |
| Jun 30, 2024 | 77.11% |
| Mar 31, 2024 | 86.95% |
| Dec 31, 2023 | 81.01% |
| Sep 30, 2023 | 77.57% |
| Jun 30, 2023 | 75.33% |
| Mar 31, 2023 | 56.53% |
| Dec 31, 2022 | 55.44% |
| Sep 30, 2022 | 50.53% |
| Jun 30, 2022 | 47.04% |
| Mar 31, 2022 | 43.08% |
| Dec 31, 2021 | 54.19% |
| Sep 30, 2021 | 54.71% |
API Access
United Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "UBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();