United Bancorp (UBCP) Debt to Equity (2012 - 2025)
United Bancorp (UBCP) reported Debt to Equity of $1.06 for Q4 2025, up 183.03% year-over-year from $0.38 in Q4 2024, and down 5.74% quarter-over-quarter from $1.13 in Q3 2025.
United Bancorp (UBCP) Debt to Equity (2012 - 2025) Analysis & Trends
United Bancorp (UBCP) has 14 years of Debt to Equity data on file, last reported at $1.06 in Q4 2025.
- Debt to Equity for Q4 2025 came in at $1.06, up 183.03% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.06 (up 183.03% YoY), and the FY2025 annual result was $1.06, up 183.03% from the prior year.
- Debt to Equity eased to $1.06 in Q4 2025 per UBCP's latest filing, from $1.13 in the prior quarter.
- Over five years, Debt to Equity peaked at $1.27 in Q1 2023 and troughed at $0.22 in Q4 2021.
- A 5-year average of $0.65 and a median of $0.41 in 2023 frame the typical range for Debt to Equity.
- The sharpest annual moves came in 2023 and 2024: Debt to Equity jumped 289.11% in 2023, then sank 68.14% in 2024.
- A 5-year view of Debt to Equity shows it stood at $0.22 in 2021, then soared by 38.41% to $0.3 in 2022, then soared by 289.11% to $1.18 in 2023, then slumped by 68.14% to $0.38 in 2024, then soared by 183.03% to $1.06 in 2025.
- Business Quant data shows UBCP's Debt to Equity at $1.06 in Q4 2025, $1.13 in Q3 2025, and $0.4 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 3.41 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 0.66 |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.13 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 1.61 |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.19 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 3.81 |
| 10 | United Bancorp | 83.42 Mn | -197.31 Mn | - | 1.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.06 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 1.23 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 1.19 |
| Dec 31, 2023 | 1.18 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 1.27 |
| Dec 31, 2022 | 0.30 |
| Sep 30, 2022 | 0.53 |
| Jun 30, 2022 | 0.42 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | 0.35 |
| Mar 31, 2021 | 0.35 |