United Bancorp (UBCP) Debt to Equity (2012 - 2025)
United Bancorp (UBCP) reported Debt to Equity of $1.06 for Q4 2025, up 183.03% year-over-year from $0.38 in Q4 2024, and down 5.74% on a QoQ basis from $1.13 in Q3 2025.
United Bancorp (UBCP) has 14 years of Debt to Equity data on file, last reported at $1.06 in Q4 2025.
- Quarterly Debt to Equity rose 183.03% year-over-year to $1.06 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.06 (up 183.03% YoY) and the FY2025 annual result came in at $1.06, up 183.03% from the prior year.
- Debt to Equity declined to $1.06 in Q4 2025 per UBCP's latest filing, from $1.13 in the prior quarter.
- Across five years, Debt to Equity topped out at $1.27 in Q1 2023 and bottomed at $0.22 in Q4 2021.
- The 5-year median for Debt to Equity is $0.41 (2023), against an average of $0.65.
- The widest annual swing landed in 2023, when Debt to Equity surged 289.11%; it then tumbled 68.14% in 2024.
- Tracing UBCP's Debt to Equity over 5 years: stood at $0.22 in 2021, then jumped by 38.41% to $0.3 in 2022, then jumped by 289.11% to $1.18 in 2023, then plunged by 68.14% to $0.38 in 2024, then jumped by 183.03% to $1.06 in 2025.
- Per Business Quant, the three latest UBCP Debt to Equity figures stand at $1.06 (Q4 2025), $1.13 (Q3 2025), and $0.4 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.66 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.13 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 7.86 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.20 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.34 |
| 10 | United Bancorp | 80.02 Mn | -200.71 Mn | - | 1.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.06 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 0.40 |
| Mar 31, 2025 | 1.23 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 1.19 |
| Dec 31, 2023 | 1.18 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.41 |
| Mar 31, 2023 | 1.27 |
| Dec 31, 2022 | 0.30 |
| Sep 30, 2022 | 0.53 |
| Jun 30, 2022 | 0.42 |
| Mar 31, 2022 | 0.37 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | 0.35 |
| Mar 31, 2021 | 0.35 |
| Dec 31, 2020 | 0.19 |
| Sep 30, 2020 | 0.26 |
| Jun 30, 2020 | 0.36 |
| Mar 31, 2020 | 0.23 |
| Dec 31, 2019 | 0.12 |
| Sep 30, 2019 | 0.16 |
| Jun 30, 2019 | 0.13 |
| Mar 31, 2019 | 0.25 |
| Dec 31, 2018 | 0.00 |
| Sep 30, 2018 | 0.49 |
| Jun 30, 2018 | 0.09 |
| Mar 31, 2018 | 0.35 |
| Dec 31, 2017 | 0.25 |
| Sep 30, 2017 | 0.12 |
| Jun 30, 2017 | 0.09 |
| Mar 31, 2017 | 0.36 |
| Dec 31, 2016 | 0.22 |
| Sep 30, 2016 | 0.41 |
| Jun 30, 2016 | 1.02 |
| Mar 31, 2016 | 0.92 |
| Dec 31, 2015 | 0.27 |
| Sep 30, 2015 | 0.89 |
| Jun 30, 2015 | 0.32 |
| Mar 31, 2015 | 0.40 |
| Dec 31, 2014 | 0.23 |
| Sep 30, 2014 | 0.89 |
| Jun 30, 2014 | 0.27 |
| Mar 31, 2014 | 0.35 |
| Dec 31, 2013 | 0.25 |
| Sep 30, 2013 | 0.39 |
| Jun 30, 2013 | 0.45 |
| Mar 31, 2013 | 1.29 |
| Dec 31, 2012 | 0.40 |