Twfg (TWFG) FCF Margin (2023 - 2026)

Twfg (TWFG) reported FCF Margin of 30.79% for Q1 2026, up 175.0% year-over-year from 11.2% in Q1 2025, and up 65.63% quarter-over-quarter from 18.59% in Q4 2025.

Twfg (TWFG) FCF Margin (2023 - 2026) Analysis & Trends

Twfg (TWFG) has 4 years of FCF Margin data on file, last reported at 30.79% in Q1 2026.

  • FCF Margin for Q1 2026 came in at 30.79%, up 175.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 22.41% (up 199.0% YoY), and the FY2025 annual result was 21.39%, up 309.0% from the prior year.
  • FCF Margin advanced to 30.79% in Q1 2026 per TWFG's latest filing, from 18.59% in the prior quarter.
  • Over five years, FCF Margin peaked at 30.79% in Q1 2026 and troughed at 13.89% in Q2 2024.
  • A 4-year average of 20.14% and a median of 18.59% in 2025 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2024 and 2025: FCF Margin surged 141 bps in 2024, then soared 792 bps in 2025.
  • A 4-year view of FCF Margin shows it stood at 15.37% in 2023, then gained by 9 bps to 16.77% in 2024, then grew by 11 bps to 18.59% in 2025, then soared by 66 bps to 30.79% in 2026.
  • Business Quant data shows TWFG's FCF Margin at 30.79% in Q1 2026, 18.59% in Q4 2025, and 23.21% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Marsh & Mclennan Companies 79.42 Bn 67.92 Bn 5.88 Bn -9.87%
2 Aon 69.98 Bn 68.59 Bn - 7.21%
3 Arthur J. Gallagher 55.55 Bn 54.17 Bn - 19.53%
4 Willis Towers Watson 24.71 Bn 22.93 Bn 1.98 Bn -2.75%
5 Brown & Brown 19.80 Bn 18.82 Bn 1.61 Bn 12.68%
6 XChange TEC.INC 6.75 Bn 6.75 Bn - -
7 Neptune Insurance Holdings 4.00 Bn 3.99 Bn - 41.26%
8 Corvel 2.98 Bn 2.64 Bn 54.92 Mn 19.58%
9 Accelerant Holdings 2.93 Bn 1.42 Bn 48.00 Mn -21.65%
10 Twfg 308.46 Mn 380.66 Mn - 30.79%

Historic Data

Download Data
DateValue
Mar 31, 2026 30.79%
Dec 31, 2025 18.59%
Sep 30, 2025 23.21%
Jun 30, 2025 15.87%
Mar 31, 2025 29.04%
Dec 31, 2024 16.77%
Sep 30, 2024 21.74%
Jun 30, 2024 13.89%
Mar 31, 2024 21.12%
Dec 31, 2023 15.37%
Sep 30, 2023 15.16%