Twfg (TWFG) FCF Margin (2023 - 2026)
Twfg's FCF Margin was 10.64% in Q2 2026, down 5.23 percentage points from 15.87% a year earlier and down 20.15 percentage points from the prior quarter.
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Analysis
Twfg (TWFG) FCF Margin (2023 - 2026) Analysis & Trends
On a trailing twelve-month basis, Twfg's FCF Margin was 20.25% through Jun 30, 2026, down 0.49 percentage points year-over-year; for FY2025, it came in at 21.39%, up 3.09 percentage points from FY2024.
- FCF Margin has now increased for three consecutive years, with a three-year change of +4.72 percentage points (FY2022 to FY2025).
- In earlier years, FCF Margin was 18.30% in FY2024 (+0.92 pp), 17.38% in FY2023 (+0.71 pp) and 16.66% in FY2022.
- The Q2 2026 figure marks the lowest quarterly FCF Margin in data going back to Q3 2023.
- Compared with a year earlier, FCF Margin was higher in seven of the last eight quarters, with an average year-over-year change of +2.21 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q1 2025 (a gain of 7.92 percentage points); the worst was Q2 2026 (a drop of 5.23 percentage points).
- Per Business Quant data, TWFG's FCF Margin in the three quarters before Q2 2026 was 30.79% (Q1 2026), 18.59% (Q4 2025) and 23.21% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 14.69% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 20.36% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 15.68% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 20.72% |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | -1.02% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 10.15% |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 13.93% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 11.38% |
| 10 | Twfg | 346.27 Mn | -159.23 Mn | - | 10.64% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.64% |
| Mar 31, 2026 | 30.79% |
| Dec 31, 2025 | 18.59% |
| Sep 30, 2025 | 23.21% |
| Jun 30, 2025 | 15.87% |
| Mar 31, 2025 | 29.04% |
| Dec 31, 2024 | 16.77% |
| Sep 30, 2024 | 21.74% |
| Jun 30, 2024 | 13.89% |
| Mar 31, 2024 | 21.12% |
| Dec 31, 2023 | 15.37% |
| Sep 30, 2023 | 15.16% |
API Access
Twfg FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=TWFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "TWFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=TWFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();