Twfg (TWFG) Debt Ratio (2023 - 2026)

Twfg (TWFG) reported Debt Ratio of 0.01 for Q1 2026, down 42.46% year-over-year from 0.02 in Q1 2025, and down 11.9% quarter-over-quarter from 0.01 in Q4 2025.

Twfg (TWFG) Debt Ratio (2023 - 2026) Analysis & Trends

Twfg (TWFG) has 4 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.01, down 42.46% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (down 42.46% YoY), and the FY2025 annual result was 0.01, down 41.19% from the prior year.
  • Debt Ratio retreated to 0.01 in Q1 2026 per TWFG's latest filing, from 0.01 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.44 in Q4 2023 and troughed at 0.01 in Q1 2026.
  • A 4-year average of 0.09 and a median of 0.02 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio plunged 95.81% in 2024, then slumped 36.96% in 2025.
  • A 4-year view of Debt Ratio shows it stood at 0.44 in 2023, then sank by 95.81% to 0.02 in 2024, then plunged by 41.19% to 0.01 in 2025, then slipped by 11.9% to 0.01 in 2026.
  • Business Quant data shows TWFG's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Marsh & Mclennan Companies 79.42 Bn 67.92 Bn 5.88 Bn 0.35
2 Aon 69.98 Bn 68.59 Bn - 0.29
3 Arthur J. Gallagher 55.55 Bn 54.17 Bn - 0.16
4 Willis Towers Watson 24.71 Bn 22.93 Bn 1.98 Bn 0.21
5 Brown & Brown 19.80 Bn 18.82 Bn 1.61 Bn 0.27
6 XChange TEC.INC 6.75 Bn 6.75 Bn - 0.47
7 Neptune Insurance Holdings 4.00 Bn 3.99 Bn - 2.66
8 Corvel 2.98 Bn 2.64 Bn 54.92 Mn -
9 Accelerant Holdings 2.93 Bn 1.42 Bn 48.00 Mn -
10 Twfg 308.46 Mn 380.66 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.31
Dec 31, 2023 0.44