Twfg (TWFG) Debt Ratio (2023 - 2026)
Twfg (TWFG) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 64.97% year-over-year from 0.03 in Q1 2025, and down 11.9% quarter-over-quarter from 0.01 in Q4 2025.
Twfg (TWFG) Debt Ratio (2023 - 2026) Analysis & Trends
Twfg (TWFG) has reported Debt Ratio for 4 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 64.97% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 64.97% YoY), while the FY2025 annual figure was 0.01, down 41.19% from the prior year.
- Debt Ratio declined to 0.01 in Q1 2026 per TWFG's latest filing, from 0.01 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.44 in Q4 2023 and bottomed at 0.01 in Q1 2026.
- Historically, Debt Ratio has averaged 0.1 across 4 years, with a median of 0.02 in 2024.
- Annual changes were most pronounced in 2024 — Debt Ratio plunged 95.81% — and 2025, when it plunged 36.65%.
- Twfg's Debt Ratio stood at 0.44 in 2023, then slumped by 95.81% to 0.02 in 2024, then sank by 41.19% to 0.01 in 2025, then dropped by 11.9% to 0.01 in 2026.
- Business Quant data shows TWFG's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | XChange TEC.INC | 272.17 Bn | 272.17 Bn | - | 17.42 |
| 2 | Marsh & Mclennan Companies | 92.55 Bn | 80.35 Bn | 6.04 Bn | 0.36 |
| 3 | Aon | 75.96 Bn | 74.69 Bn | - | 0.28 |
| 4 | Arthur J. Gallagher | 67.35 Bn | 65.96 Bn | - | 0.16 |
| 5 | Willis Towers Watson | 32.38 Bn | 30.72 Bn | 2.09 Bn | 0.21 |
| 6 | Brown & Brown | 24.00 Bn | 23.08 Bn | 1.41 Bn | 0.26 |
| 7 | Erie Indemnity | 12.11 Bn | 11.76 Bn | - | - |
| 8 | Neptune Insurance Holdings | 4.55 Bn | 4.53 Bn | - | 2.35 |
| 9 | Accelerant Holdings | 4.27 Bn | 2.62 Bn | 285.20 Mn | 0.01 |
| 10 | Twfg | 373.31 Mn | 280.56 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.31 |
| Dec 31, 2023 | 0.44 |