Twfg (TWFG) Debt Ratio (2023 - 2026)
Twfg (TWFG) reported Debt Ratio of 0.01 for Q1 2026, down 42.46% year-over-year from 0.02 in Q1 2025, and down 11.9% on a QoQ basis from 0.01 in Q4 2025.
Twfg (TWFG) has 4 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- Quarterly Debt Ratio fell 42.46% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 42.46% YoY) and the FY2025 annual result came in at 0.01, down 41.19% from the prior year.
- Debt Ratio slipped to 0.01 in Q1 2026 per TWFG's latest filing, from 0.01 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.44 in Q4 2023 and bottomed at 0.01 in Q1 2026.
- The 4-year median for Debt Ratio is 0.02 (2025), against an average of 0.09.
- The widest annual swing landed in 2024, when Debt Ratio slumped 95.81%; it then plunged 36.96% in 2025.
- Tracing TWFG's Debt Ratio over 4 years: stood at 0.44 in 2023, then tumbled by 95.81% to 0.02 in 2024, then slumped by 41.19% to 0.01 in 2025, then retreated by 11.9% to 0.01 in 2026.
- Per Business Quant, the three latest TWFG Debt Ratio figures stand at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Aon | 69.60 Bn | 68.21 Bn | - | 0.29 |
| 2 | Arthur J. Gallagher | 52.64 Bn | 51.26 Bn | - | 0.16 |
| 3 | Willis Towers Watson | 24.45 Bn | 22.68 Bn | 1.98 Bn | 0.21 |
| 4 | Brown & Brown | 19.37 Bn | 18.39 Bn | 1.61 Bn | 0.27 |
| 5 | XChange TEC.INC | 6.95 Bn | 6.95 Bn | - | 0.47 |
| 6 | Accelerant Holdings | 3.83 Bn | 2.32 Bn | 48.00 Mn | - |
| 7 | Corvel | 3.22 Bn | 2.87 Bn | 54.92 Mn | - |
| 8 | Baldwin Insurance | 1.84 Bn | 2.28 Bn | - | 0.38 |
| 9 | Goosehead Insurance | 1.01 Bn | 899.53 Mn | - | 0.81 |
| 10 | Twfg | 279.02 Mn | 351.22 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.31 |
| Dec 31, 2023 | 0.44 |