Twfg TWFG
NASDAQ TWFG
$28.50 +0.06 (+0.23%)
As of: Aug 21, 2026 · 10:21 AM EDT

Twfg (TWFG) Debt Ratio (2023 - 2026)

Twfg (TWFG) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 64.97% year-over-year from 0.03 in Q1 2025, and down 11.9% quarter-over-quarter from 0.01 in Q4 2025.

Twfg (TWFG) Debt Ratio (2023 - 2026) Analysis & Trends

Twfg (TWFG) has reported Debt Ratio for 4 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Debt Ratio fell 64.97% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 64.97% YoY), while the FY2025 annual figure was 0.01, down 41.19% from the prior year.
  • Debt Ratio declined to 0.01 in Q1 2026 per TWFG's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.44 in Q4 2023 and bottomed at 0.01 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.1 across 4 years, with a median of 0.02 in 2024.
  • Annual changes were most pronounced in 2024 — Debt Ratio plunged 95.81% — and 2025, when it plunged 36.65%.
  • Twfg's Debt Ratio stood at 0.44 in 2023, then slumped by 95.81% to 0.02 in 2024, then sank by 41.19% to 0.01 in 2025, then dropped by 11.9% to 0.01 in 2026.
  • Business Quant data shows TWFG's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 XChange TEC.INC 272.17 Bn 272.17 Bn - 17.42
2 Marsh & Mclennan Companies 92.55 Bn 80.35 Bn 6.04 Bn 0.36
3 Aon 75.96 Bn 74.69 Bn - 0.28
4 Arthur J. Gallagher 67.35 Bn 65.96 Bn - 0.16
5 Willis Towers Watson 32.38 Bn 30.72 Bn 2.09 Bn 0.21
6 Brown & Brown 24.00 Bn 23.08 Bn 1.41 Bn 0.26
7 Erie Indemnity 12.11 Bn 11.76 Bn - -
8 Neptune Insurance Holdings 4.55 Bn 4.53 Bn - 2.35
9 Accelerant Holdings 4.27 Bn 2.62 Bn 285.20 Mn 0.01
10 Twfg 373.31 Mn 280.56 Mn - 0.01

Historic Data

Download Data
DateValue
Jun 30, 2026 0.01
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.31
Dec 31, 2023 0.44