Twfg (TWFG) Debt Ratio (2023 - 2026)

Twfg's (TWFG) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 64.97% year-on-year from 0.03 in Q1 2025, and down 11.9% on a QoQ basis from 0.01 in Q4 2025.

Twfg (TWFG) Debt Ratio (2023 - 2026) Analysis & Trends

Twfg (TWFG) has 4 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 64.97% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 64.97% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 41.19% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.01, down from 0.01 in the prior quarter.
  • Over the last five years, Debt Ratio for TWFG reached as high as 0.44 in Q4 2023 and fell as low as 0.01 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.1 across 4 years, with a median of 0.02 in 2024.
  • Across the five-year window, Debt Ratio slumped 95.81% in 2024 and slumped 36.65% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.44 in 2023, then slumped by 95.81% to 0.02 in 2024, then sank by 41.19% to 0.01 in 2025, then fell by 11.9% to 0.01 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Marsh & Mclennan Companies 84.27 Bn 72.32 Bn 6.04 Bn 0.34
2 Aon 75.99 Bn 74.60 Bn - 0.29
3 Arthur J. Gallagher 62.23 Bn 60.85 Bn - 0.16
4 Willis Towers Watson 27.24 Bn 25.46 Bn 1.98 Bn 0.21
5 Brown & Brown 23.60 Bn 22.62 Bn 1.61 Bn 0.27
6 Neptune Insurance Holdings 4.12 Bn 4.11 Bn 26.44 Mn 2.66
7 Accelerant Holdings 3.06 Bn 1.55 Bn 48.00 Mn 0.01
8 Corvel 3.03 Bn 2.68 Bn 54.92 Mn -
9 Baldwin Insurance 2.43 Bn 2.87 Bn - 0.38
10 Twfg 382.73 Mn 454.93 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.31
Dec 31, 2023 0.44