Trupanion (TRUP) Return on Invested Capital [ROIC] (2014 - 2026)
Trupanion (TRUP) recorded Return on Invested Capital [ROIC] of 4.19% in Q2 2026, up 3.62 percentage points from 0.57% a year earlier and up 0.66 percentage points from the prior quarter.
Trupanion (TRUP) Return on Invested Capital [ROIC] (2014 - 2026) Analysis & Trends
For FY2025, Trupanion reported Return on Invested Capital [ROIC] of 2.58%, up 4.73 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has increased for three straight years, with a five-year change of +4.54 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at -2.15% in FY2024 (+7.85 pp), -10.00% in FY2023 (+2.17 pp), -12.17% in FY2022 (-1.69 pp) and -10.47% in FY2021 (-8.51 pp).
- The Q2 2026 figure is the highest quarterly Return on Invested Capital [ROIC] in data going back to Q3 2014.
- On a year-over-year basis, Return on Invested Capital [ROIC] has increased for 11 consecutive quarters, with an average year-over-year change of +5.23 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 11.44 percentage points in Q2 2024, against a drop of 6.25 percentage points in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 3.53% (Q1 2026), 2.50% (Q4 2025) and 1.31% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -11.13% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 11.97% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 28.24% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 13.08% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 21.49% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 6.01% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 11.58% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 9.71% |
| 10 | Trupanion | 1.48 Bn | -67.48 Mn | 69.50 Mn | 4.86% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.86% |
| Jun 30, 2026 | 4.19% |
| Mar 31, 2026 | 3.53% |
| Dec 31, 2025 | 2.50% |
| Sep 30, 2025 | 1.31% |
| Jun 30, 2025 | 0.57% |
| Mar 31, 2025 | -1.06% |
| Dec 31, 2024 | -2.11% |
| Sep 30, 2024 | -2.14% |
| Jun 30, 2024 | -3.39% |
| Mar 31, 2024 | -5.12% |
| Dec 31, 2023 | -9.48% |
| Sep 30, 2023 | -12.28% |
| Jun 30, 2023 | -14.82% |
| Mar 31, 2023 | -15.09% |
| Dec 31, 2022 | -11.71% |
| Sep 30, 2022 | -10.85% |
| Jun 30, 2022 | -9.27% |
| Mar 31, 2022 | -8.83% |
| Dec 31, 2020 | -1.92% |
Trupanion Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=TRUP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "TRUP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=TRUP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();