Trupanion (TRUP) Free Cash Flow (2013 - 2026)
Trupanion's Free Cash Flow was $19.16 million in Q2 2026, up 59.0% from $12.05 million a year earlier and up 39.4% from the prior quarter.
Trupanion (TRUP) Free Cash Flow (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Trupanion's Free Cash Flow was $82.18 million through Jun 30, 2026, up 34.0% year-over-year; for FY2025, it came in at $75.36 million, up 95.4% from FY2024.
- Free Cash Flow shows a five-year compound annual growth rate of 39.8% (FY2020 to FY2025).
- In earlier years, Free Cash Flow was $38.57 million in FY2024, $358,000 in FY2023, -$25.09 million in FY2022 and -$4.9 million in FY2021.
- Quarterly Free Cash Flow has moved between -$12.05 million (Q1 2023) and $25.34 million (Q4 2025) over five years.
- Compared with a year earlier, Free Cash Flow was higher in six of the last seven quarters, with growth averaging 72.5%.
- The best year-over-year quarter for Free Cash Flow over five years was Q2 2025 (growth of 203.0%); the worst was Q3 2021 (a decline of 59.5%).
- Per Business Quant data, TRUP's Free Cash Flow in the three quarters before Q2 2026 was $13.75 million (Q1 2026), $25.34 million (Q4 2025) and $23.94 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 6.76 Bn |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 6.07 Bn |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 4.40 Bn |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 1.40 Bn |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 3.87 Bn |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | -175.73 Mn |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 1.30 Bn |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 1.10 Bn |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 3.72 Bn |
| 10 | Trupanion | 1.48 Bn | -67.48 Mn | 69.50 Mn | 28.47 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 28.47 Mn |
| Jun 30, 2026 | 19.16 Mn |
| Mar 31, 2026 | 13.75 Mn |
| Dec 31, 2025 | 25.34 Mn |
| Sep 30, 2025 | 23.94 Mn |
| Jun 30, 2025 | 12.05 Mn |
| Mar 31, 2025 | 14.04 Mn |
| Dec 31, 2024 | 21.84 Mn |
| Sep 30, 2024 | 13.38 Mn |
| Jun 30, 2024 | 3.98 Mn |
| Mar 31, 2024 | -631,000.00 |
| Dec 31, 2023 | 13.54 Mn |
| Sep 30, 2023 | 7.01 Mn |
| Jun 30, 2023 | -8.14 Mn |
| Mar 31, 2023 | -12.05 Mn |
| Dec 31, 2022 | -4.46 Mn |
| Sep 30, 2022 | -6.43 Mn |
| Jun 30, 2022 | -7.06 Mn |
| Mar 31, 2022 | -7.14 Mn |
| Dec 31, 2021 | 1.34 Mn |
Trupanion Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=TRUP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "TRUP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=TRUP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();