Trupanion (TRUP) FCF Margin (2013 - 2026)
Trupanion (TRUP) posted FCF Margin of 4.88% for Q2 2026, up 1.47 percentage points from 3.41% a year earlier and up 1.30 percentage points from the prior quarter.
Trupanion (TRUP) FCF Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Trupanion was 5.40%, up 0.90 percentage points year-over-year; for FY2025, it was 5.24%, up 2.24 percentage points from FY2024.
- Annual FCF Margin has increased for three consecutive years, with a five-year change of +2.43 percentage points (FY2020 to FY2025).
- In prior years, Trupanion's FCF Margin was 3.00% in FY2024 (+2.97 pp), 0.03% in FY2023 (+2.80 pp), -2.77% in FY2022 (-2.07 pp) and -0.70% in FY2021 (-3.51 pp).
- Quarterly FCF Margin has run from a low of -4.70% in Q1 2023 to a high of 6.72% in Q4 2025 over five years.
- On a year-over-year basis, FCF Margin increased in seven of the last eight quarters, with an average year-over-year change of +1.70 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2023, with a gain of 6.39 percentage points; the weakest was Q3 2021, with a drop of 4.65 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 3.58% (Q1 2026), 6.72% (Q4 2025) and 6.52% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 19.60% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 20.72% |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 11.63% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 11.38% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | -1.02% |
| 10 | Trupanion | 1.04 Bn | -465.61 Mn | 65.13 Mn | 4.88% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.88% |
| Mar 31, 2026 | 3.58% |
| Dec 31, 2025 | 6.72% |
| Sep 30, 2025 | 6.52% |
| Jun 30, 2025 | 3.41% |
| Mar 31, 2025 | 4.10% |
| Dec 31, 2024 | 6.48% |
| Sep 30, 2024 | 4.09% |
| Jun 30, 2024 | 1.26% |
| Mar 31, 2024 | -0.21% |
| Dec 31, 2023 | 4.58% |
| Sep 30, 2023 | 2.45% |
| Jun 30, 2023 | -3.01% |
| Mar 31, 2023 | -4.70% |
| Dec 31, 2022 | -1.81% |
| Sep 30, 2022 | -2.75% |
| Jun 30, 2022 | -3.22% |
| Mar 31, 2022 | -3.47% |
| Dec 31, 2021 | 0.69% |
| Sep 30, 2021 | 1.90% |
Trupanion FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=TRUP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "TRUP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=TRUP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();