Trustco Bank Corp N Y (TRST) EBITDA Margin (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly EBITDA Margin came in at 86.67% in Q2 2026, down 443.0% on a YoY basis from 25.27% in Q2 2025, and little changed quarter-over-quarter from 87.06% in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) EBITDA Margin (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported EBITDA Margin for 17 consecutive years, with 86.67% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBITDA Margin fell 443.0% year-over-year to 86.67%; the trailing twelve-month figure through Jun 2026 stood at 89.03% (down 80.0% YoY), and the FY2025 full-year result was 47.66%, up 25760.0% from the prior year.
- EBITDA Margin held at 86.67% in Q2 2026 per TRST's latest filing, from 87.06% in the prior quarter.
- Across five years, EBITDA Margin topped out at 94.38% in Q1 2024 and bottomed at 44.51% in Q4 2022.
- Historically, EBITDA Margin has averaged 76.66% across 5 years, with a median of 86.86% in 2026.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin plunged 705 bps in 2022, then jumped 3507 bps in 2024.
- Over 5 years, EBITDA Margin stood at 44.51% in 2022, then soared by 72 bps to 76.44% in 2023, then increased by 14 bps to 87.17% in 2024, then rose by 3 bps to 90.14% in 2025, then declined by 4 bps to 86.67% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 86.67%, 87.06%, and 90.14% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 177.13% |
| 2 | Columbia Financial | 1.16 Bn | 876.42 Mn | - | 1,663.25% |
| 3 | Capitol Federal Financial | 1.08 Bn | 944.64 Mn | - | 2,707.67% |
| 4 | Trustco Bank Corp N Y | 996.36 Mn | 289.69 Mn | - | 86.67% |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 2,505.21% |
| 6 | Kearny Financial | 610.74 Mn | 495.92 Mn | - | 115.18% |
| 7 | Greene County Bancorp | 607.01 Mn | 224.14 Mn | - | 102.79% |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 91.14% |
| 9 | Western New England Bancorp | 266.56 Mn | 228.23 Mn | - | 71.60% |
| 10 | FB Bancorp | 259.19 Mn | 213.98 Mn | - | 1,144.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 86.67% |
| Mar 31, 2026 | 87.06% |
| Dec 31, 2025 | 90.14% |
| Sep 30, 2025 | 92.52% |
| Jun 30, 2025 | 91.10% |
| Mar 31, 2025 | 90.77% |
| Dec 31, 2024 | 87.17% |
| Sep 30, 2024 | 90.13% |
| Jun 30, 2024 | 90.42% |
| Mar 31, 2024 | 94.38% |
| Dec 31, 2023 | 76.44% |
| Sep 30, 2023 | 73.87% |
| Jun 30, 2023 | 69.58% |
| Mar 31, 2023 | 59.31% |
| Dec 31, 2022 | 44.51% |
| Sep 30, 2022 | 51.71% |
| Jun 30, 2022 | 51.25% |
| Mar 31, 2022 | 52.80% |
| Dec 31, 2021 | 51.56% |
| Sep 30, 2021 | 54.46% |