Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026)
Hanover Insurance (THG) reported FCF Payout Ratio of 0.29 for Q1 2026, down 66.73% on a YoY basis from 0.87 in Q1 2025, and up 225.03% quarter-over-quarter from 0.09 in Q4 2025.
Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Hanover Insurance has reported FCF Payout Ratio for 17 years, with the latest figure at 0.29 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 66.73% year-over-year to 0.29; the trailing twelve-month figure through Mar 2026 stood at 0.11 (down 34.94% YoY), and the FY2025 full-year result was 0.11, down 28.41% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.29, up from 0.09 in the prior quarter.
- The five-year high for FCF Payout Ratio was 7.42 in Q2 2022, with the low at 0.06 in Q3 2025.
- Historically, FCF Payout Ratio has averaged 0.82 across 5 years, with a median of 0.16 in 2025.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 4802.09% — and 2023, when it plunged 82.93%.
- Hanover Insurance's FCF Payout Ratio stood at 0.15 in 2022, then soared by 126.23% to 0.33 in 2023, then slumped by 54.03% to 0.15 in 2024, then sank by 41.92% to 0.09 in 2025, then jumped by 225.03% to 0.29 in 2026.
- The last three FCF Payout Ratio figures came in at 0.29 (Q1 2026), 0.09 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.10 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 1.85 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.11 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.01 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.05 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.20 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.23 |
| 10 | Hanover Insurance | 6.80 Bn | 6.37 Bn | 613.00 Mn | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.87 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.22 |
| Mar 31, 2024 | 0.54 |
| Dec 31, 2023 | 0.33 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.98 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 7.42 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.09 |
| Jun 30, 2021 | 0.15 |