Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026)

Hanover Insurance (THG) reported FCF Payout Ratio of 0.29 for Q1 2026, down 66.73% on a YoY basis from 0.87 in Q1 2025, and up 225.03% quarter-over-quarter from 0.09 in Q4 2025.

Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Hanover Insurance has reported FCF Payout Ratio for 17 years, with the latest figure at 0.29 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 66.73% year-over-year to 0.29; the trailing twelve-month figure through Mar 2026 stood at 0.11 (down 34.94% YoY), and the FY2025 full-year result was 0.11, down 28.41% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.29, up from 0.09 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 7.42 in Q2 2022, with the low at 0.06 in Q3 2025.
  • Historically, FCF Payout Ratio has averaged 0.82 across 5 years, with a median of 0.16 in 2025.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio soared 4802.09% — and 2023, when it plunged 82.93%.
  • Hanover Insurance's FCF Payout Ratio stood at 0.15 in 2022, then soared by 126.23% to 0.33 in 2023, then slumped by 54.03% to 0.15 in 2024, then sank by 41.92% to 0.09 in 2025, then jumped by 225.03% to 0.29 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.29 (Q1 2026), 0.09 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.10
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 1.85
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.11
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.01
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.05
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.20
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.23
10 Hanover Insurance 6.80 Bn 6.37 Bn 613.00 Mn 0.29

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 0.09
Sep 30, 2025 0.06
Jun 30, 2025 0.16
Mar 31, 2025 0.87
Dec 31, 2024 0.15
Sep 30, 2024 0.08
Jun 30, 2024 0.22
Mar 31, 2024 0.54
Dec 31, 2023 0.33
Sep 30, 2023 0.13
Jun 30, 2023 1.27
Mar 31, 2023 1.98
Dec 31, 2022 0.15
Sep 30, 2022 0.09
Jun 30, 2022 7.42
Mar 31, 2022 0.14
Dec 31, 2021 0.12
Sep 30, 2021 0.09
Jun 30, 2021 0.15