Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026)

Hanover Insurance (THG) posted FCF Payout Ratio of 0.29 for Q1 2026, up 225.03% quarter-over-quarter from 0.09 in Q4 2025, and down 66.73% year-on-year from 0.87 in Q1 2025.

Hanover Insurance (THG) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Hanover Insurance (THG) has reported FCF Payout Ratio for 17 consecutive years, with 0.29 the latest figure, recorded in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.29, down 66.73% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.11 (down 34.94% YoY), and the FY2025 annual result was 0.11, down 28.41% from the prior year.
  • FCF Payout Ratio was 0.29 for Q1 2026 at Hanover Insurance, up from 0.09 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 7.42 in Q2 2022 and troughed at 0.06 in Q3 2025.
  • Average FCF Payout Ratio over 5 years is 0.82, with a median of 0.16 recorded in 2025.
  • Year-over-year, FCF Payout Ratio surged 4802.09% in 2022 and slumped 82.93% in 2023.
  • Over 5 years, FCF Payout Ratio stood at 0.15 in 2022, then soared by 126.23% to 0.33 in 2023, then sank by 54.03% to 0.15 in 2024, then plunged by 41.92% to 0.09 in 2025, then jumped by 225.03% to 0.29 in 2026.
  • Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.29 in Q1 2026, 0.09 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 1.85
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.10
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.20
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 0.11
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 0.01
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - 0.00
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -0.10
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 0.01
10 Hanover Insurance 130.06 Mn -301.64 Mn 613.00 Mn 0.29

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 0.09
Sep 30, 2025 0.06
Jun 30, 2025 0.16
Mar 31, 2025 0.87
Dec 31, 2024 0.15
Sep 30, 2024 0.08
Jun 30, 2024 0.22
Mar 31, 2024 0.54
Dec 31, 2023 0.33
Sep 30, 2023 0.13
Jun 30, 2023 1.27
Mar 31, 2023 1.98
Dec 31, 2022 0.15
Sep 30, 2022 0.09
Jun 30, 2022 7.42
Mar 31, 2022 0.14
Dec 31, 2021 0.12
Sep 30, 2021 0.09
Jun 30, 2021 0.15