First Financial (THFF) Net Margin (2009 - 2026)
First Financial (THFF) recorded Net Margin of 31.65% in Q2 2026, up 2.17 percentage points from 29.48% a year earlier and up 2.59 percentage points from the prior quarter.
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Analysis
First Financial (THFF) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Financial's Net Margin came in at 30.68% as of Jun 30, 2026, up 5.46 percentage points year-over-year; for FY2025, it was 30.25%, up 8.54 percentage points from FY2024.
- Annual Net Margin has a five-year change of +1.73 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 21.71% in FY2024 (-7.19 pp), 28.90% in FY2023 (-4.68 pp), 33.58% in FY2022 (+5.01 pp) and 28.57% in FY2021 (+0.05 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q3 2022.
- On a year-over-year basis, Net Margin rose in six of the last eight quarters, with an average year-over-year change of +2.71 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 16.61 percentage points in Q3 2025, against a drop of 15.89 percentage points in Q3 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 29.06% (Q1 2026), 30.41% (Q4 2025) and 31.58% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | First Financial | 918.17 Mn | 918.17 Mn | - | 36.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 36.61% |
| Jun 30, 2026 | 31.65% |
| Mar 31, 2026 | 29.06% |
| Dec 31, 2025 | 30.41% |
| Sep 30, 2025 | 31.58% |
| Jun 30, 2025 | 29.48% |
| Mar 31, 2025 | 29.46% |
| Dec 31, 2024 | 26.27% |
| Sep 30, 2024 | 14.97% |
| Jun 30, 2024 | 23.11% |
| Mar 31, 2024 | 22.59% |
| Dec 31, 2023 | 24.43% |
| Sep 30, 2023 | 30.86% |
| Jun 30, 2023 | 30.37% |
| Mar 31, 2023 | 29.75% |
| Dec 31, 2022 | 30.47% |
| Sep 30, 2022 | 32.68% |
| Jun 30, 2022 | 30.77% |
| Mar 31, 2022 | 40.59% |
| Dec 31, 2021 | 15.54% |
API Access
First Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=THFF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "THFF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=THFF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();