First Financial (THFF) FCF Payout Ratio (2010 - 2026)
First Financial's (THFF) quarterly FCF Payout Ratio came in at 0.4 in Q2 2026, down 23.85% on a YoY basis from 0.52 in Q2 2025, and up 31.01% quarter-over-quarter from 0.3 in Q1 2026.
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First Financial (THFF) FCF Payout Ratio (2010 - 2026) Analysis & Trends
First Financial (THFF) has reported FCF Payout Ratio for 17 consecutive years, with 0.4 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Payout Ratio fell 23.85% year-over-year to 0.4; the trailing twelve-month figure through Jun 2026 stood at 0.27 (down 20.14% YoY), and the FY2025 full-year result was 0.28, down 28.6% from the prior year.
- FCF Payout Ratio grew to 0.4 in Q2 2026 per THFF's latest filing, from 0.3 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.63 in Q2 2024 and bottomed at 0.21 in Q4 2025.
- Historically, FCF Payout Ratio has averaged 0.4 across 5 years, with a median of 0.41 in 2022.
- The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio surged 32.66% in 2024, then slumped 41.05% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.55 in 2022, then dropped by 13.88% to 0.47 in 2023, then decreased by 24.45% to 0.36 in 2024, then plunged by 41.05% to 0.21 in 2025, then jumped by 87.83% to 0.4 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.4, 0.3, and 0.21 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 953.00 Bn | 953.00 Bn | - | - |
| 2 | Truist Financial | 61.15 Bn | 61.15 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 49.26 Bn | 25.54 Bn | - | - |
| 4 | M&T Bank | 34.51 Bn | 34.51 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 33.45 Bn | 28.93 Bn | - | 0.32 |
| 6 | Citizens Financial | 29.15 Bn | 29.15 Bn | - | 0.29 |
| 7 | Regions Financial | 25.32 Bn | 25.32 Bn | - | 0.74 |
| 8 | First Citizens Bancshares | 24.59 Bn | 24.06 Bn | 29.00 Mn | 0.06 |
| 9 | Keycorp | 23.13 Bn | -24.56 Bn | - | 1.11 |
| 10 | First Financial | 916.87 Mn | 916.87 Mn | - | 0.40 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.40 |
| Mar 31, 2026 | 0.30 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.23 |
| Jun 30, 2025 | 0.52 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 0.36 |
| Sep 30, 2024 | 0.27 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.46 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.43 |
| Jun 30, 2022 | 0.55 |
| Mar 31, 2022 | 0.42 |
| Jun 30, 2021 | 0.71 |
| Mar 31, 2021 | 0.53 |
| Jun 30, 2020 | 0.56 |
| Mar 31, 2020 | 0.30 |
| Jun 30, 2019 | 0.48 |
| Mar 31, 2019 | 0.46 |