Third Coast Bancshares, Inc. (TCBX) EBT Margin (2020 - 2026)
Third Coast Bancshares (TCBX) recorded EBT Margin of 40.45% in Q2 2026, down 0.01 percentage points from 40.46% a year earlier but up 7.51 percentage points from the prior quarter.
Third Coast Bancshares, Inc. (TCBX) EBT Margin (2020 - 2026) Analysis & Trends
On a TTM basis, Third Coast Bancshares' EBT Margin came in at 38.39% as of Jun 30, 2026, down 0.39 percentage points year-over-year; for FY2025, it came in at 39.62%, up 3.82 percentage points from FY2024.
- Annual EBT Margin has increased for four straight years, with a five-year change of +17.49 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 35.80% in FY2024 (+7.63 pp), 28.17% in FY2023 (+9.43 pp), 18.73% in FY2022 (+3.56 pp) and 15.18% in FY2021 (-6.95 pp).
- Quarterly EBT Margin has ranged from 1.83% in Q4 2021 to 41.90% in Q3 2025 over the past five years.
- On a year-over-year basis, EBT Margin has declined for three consecutive quarters, with an average year-over-year change of +4.76 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 25.68 percentage points in Q4 2022, against a drop of 18.97 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 32.93% (Q1 2026), 38.12% (Q4 2025) and 41.90% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.45% |
| Mar 31, 2026 | 32.93% |
| Dec 31, 2025 | 38.12% |
| Sep 30, 2025 | 41.90% |
| Jun 30, 2025 | 40.46% |
| Mar 31, 2025 | 37.79% |
| Dec 31, 2024 | 38.71% |
| Sep 30, 2024 | 37.90% |
| Jun 30, 2024 | 34.06% |
| Mar 31, 2024 | 32.03% |
| Dec 31, 2023 | 30.32% |
| Sep 30, 2023 | 18.87% |
| Jun 30, 2023 | 30.63% |
| Mar 31, 2023 | 33.08% |
| Dec 31, 2022 | 27.51% |
| Sep 30, 2022 | 24.39% |
| Jun 30, 2022 | 9.93% |
| Mar 31, 2022 | 10.03% |
| Dec 31, 2021 | 1.83% |
| Sep 30, 2021 | 13.07% |
Third Coast Bancshares, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=TCBX&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "TCBX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=TCBX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();