Texas Community Bancshares (TCBS) EBITDA Margin (2020 - 2026)
Texas Community Bancshares (TCBS) posted EBITDA Margin of 77.49% for Q2 2026, down 9.64 percentage points from 87.13% a year earlier and down 0.45 percentage points from the prior quarter.
Texas Community Bancshares (TCBS) EBITDA Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Texas Community Bancshares was 76.47%, down 8.47 percentage points year-over-year; for FY2025, it was 80.12%, down 1.53 percentage points from FY2024.
- Annual EBITDA Margin shows a five-year change of +40.72 percentage points (FY2020 to FY2025).
- In prior years, Texas Community Bancshares' EBITDA Margin was 81.65% in FY2024 (+16.83 pp), 64.81% in FY2023 (+24.56 pp), 40.25% in FY2022 (+9.03 pp) and 31.22% in FY2021 (-8.18 pp).
- Quarterly EBITDA Margin has run from a low of 15.38% in Q3 2021 to a high of 87.13% in Q2 2025 over five years.
- On a year-over-year basis, EBITDA Margin has declined in each of the last four quarters, with an average year-over-year change of -0.90 percentage points over the last seven quarters.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q3 2023, with a gain of 43.68 percentage points; the weakest was Q3 2021, with a drop of 23.18 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 77.94% (Q1 2026), 77.87% (Q4 2025) and 72.68% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Texas Community Bancshares | 49.27 Mn | 16.95 Mn | - | 77.49% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 77.49% |
| Mar 31, 2026 | 77.94% |
| Dec 31, 2025 | 77.87% |
| Sep 30, 2025 | 72.68% |
| Jun 30, 2025 | 87.13% |
| Mar 31, 2025 | 84.46% |
| Dec 31, 2024 | 81.84% |
| Sep 30, 2024 | 86.48% |
| Jun 30, 2024 | 84.96% |
| Dec 31, 2023 | 61.62% |
| Sep 30, 2023 | 81.23% |
| Jun 30, 2023 | 69.49% |
| Mar 31, 2023 | 22.46% |
| Dec 31, 2022 | 48.31% |
| Sep 30, 2022 | 37.55% |
| Jun 30, 2022 | 36.73% |
| Mar 31, 2022 | 37.87% |
| Dec 31, 2021 | 34.79% |
| Sep 30, 2021 | 15.38% |
| Jun 30, 2021 | 35.31% |
Texas Community Bancshares EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "TCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();