Texas Community Bancshares (TCBS) EBIT Margin (2020 - 2026)
Texas Community Bancshares' EBIT Margin came in at 74.61% for Q2 2026, down 8.58 percentage points from 83.19% a year earlier and down 0.32 percentage points from the prior quarter.
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Analysis
Texas Community Bancshares (TCBS) EBIT Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Texas Community Bancshares reported EBIT Margin of 73.31%, down 7.80 percentage points year-over-year; for FY2025, it was 76.50%, up 0.23 percentage points from FY2024.
- EBIT Margin has increased in each of the last four years, with a five-year change of +41.47 percentage points (FY2020 to FY2025).
- Going back by year, EBIT Margin was 76.28% in FY2024 (+15.16 pp), 61.12% in FY2023 (+24.41 pp), 36.70% in FY2022 (+9.80 pp) and 26.91% in FY2021 (-8.13 pp).
- The five-year range for quarterly EBIT Margin is 11.06% (Q3 2021) to 83.19% (Q2 2025).
- Year-over-year, EBIT Margin has declined for four consecutive quarters, with an average year-over-year change of -0.78 percentage points over the last seven quarters.
- The fastest year-over-year change in EBIT Margin over five years came in Q3 2023 (a gain of 44.50 percentage points), and the weakest in Q3 2021 (a drop of 23.19 percentage points).
- Business Quant data shows TCBS's EBIT Margin at 74.93% (Q1 2026), 74.47% (Q4 2025) and 69.32% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 84.05% |
| 10 | Texas Community Bancshares | 49.12 Mn | 16.81 Mn | - | 74.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 74.61% |
| Mar 31, 2026 | 74.93% |
| Dec 31, 2025 | 74.47% |
| Sep 30, 2025 | 69.32% |
| Jun 30, 2025 | 83.19% |
| Mar 31, 2025 | 80.61% |
| Dec 31, 2024 | 78.20% |
| Sep 30, 2024 | 82.61% |
| Jun 30, 2024 | 80.98% |
| Dec 31, 2023 | 58.49% |
| Sep 30, 2023 | 78.73% |
| Jun 30, 2023 | 65.67% |
| Mar 31, 2023 | 14.81% |
| Dec 31, 2022 | 44.98% |
| Sep 30, 2022 | 34.23% |
| Jun 30, 2022 | 33.08% |
| Mar 31, 2022 | 33.92% |
| Dec 31, 2021 | 30.71% |
| Sep 30, 2021 | 11.06% |
| Jun 30, 2021 | 30.90% |
API Access
Texas Community Bancshares EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "TCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=TCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();