Texas Capital Bancshares (TCBI) Provisions (2010 - 2026)
Texas Capital Bancshares' Provisions came in at $18 million for Q2 2026, up 20.0% from $15 million a year earlier and up 4.4% from the prior quarter.
Texas Capital Bancshares (TCBI) Provisions (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Texas Capital Bancshares reported Provisions of $54.52 million, up 3.6% year-over-year; for FY2025, it was $55 million, down 17.9% from FY2024.
- Provisions carries a five-year compound annual growth rate of -26.6% (FY2020 to FY2025).
- Going back by year, Provisions was $67 million in FY2024 (-6.9%), $72 million in FY2023 (+9.1%), $66 million in FY2022 and -$30 million in FY2021.
- The Q2 2026 figure represents the highest quarterly Provisions since Q2 2024.
- Year-over-year, Provisions increased in three of the last eight quarters, with an average decline of 20.8%.
- The fastest year-over-year change in Provisions over five years came in Q2 2024 (growth of 185.7%), and the weakest in Q3 2021 (a decline of 83.3%).
- Business Quant data shows TCBI's Provisions at $17.24 million (Q1 2026), $7.28 million (Q4 2025) and $12 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Texas Capital Bancshares | 4.06 Bn | -14.51 Bn | - | 18.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.00 Mn |
| Mar 31, 2026 | 17.24 Mn |
| Dec 31, 2025 | 7.28 Mn |
| Sep 30, 2025 | 12.00 Mn |
| Jun 30, 2025 | 15.00 Mn |
| Mar 31, 2025 | 17.00 Mn |
| Dec 31, 2024 | 10.63 Mn |
| Sep 30, 2024 | 10.00 Mn |
| Jun 30, 2024 | 20.00 Mn |
| Mar 31, 2024 | 24.80 Mn |
| Dec 31, 2023 | 43.48 Mn |
| Sep 30, 2023 | 18.00 Mn |
| Jun 30, 2023 | 7.00 Mn |
| Mar 31, 2023 | 28.00 Mn |
| Dec 31, 2022 | 34.00 Mn |
| Sep 30, 2022 | 12.00 Mn |
| Jun 30, 2022 | 22.00 Mn |
| Mar 31, 2022 | -2.00 Mn |
| Dec 31, 2021 | -10.00 Mn |
| Sep 30, 2021 | 5.00 Mn |
Texas Capital Bancshares Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=TCBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "TCBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=TCBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();