Texas Capital Bancshares (TCBI) Net Margin (2010 - 2026)
Texas Capital Bancshares' (TCBI) quarterly Net Margin came in at 24.03% in Q2 2026, up 29.0% YoY from 18.63% in Q2 2025, and up 6.5% on a QoQ basis from 22.57% in Q1 2026.
Texas Capital Bancshares (TCBI) Net Margin (2010 - 2026) Analysis & Trends
Texas Capital Bancshares (TCBI) has 17 years of Net Margin data on file, last reported at 24.03% in Q2 2026.
- Quarterly Net Margin rose 29.0% year-over-year to 24.03% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 26.21% (up 1452.0% YoY) and the FY2025 annual result came in at 25.27%, up 1889.0% from the prior year.
- Net Margin climbed to 24.03% in Q2 2026, from 22.57% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 124.99% in Q2 2023 to a low of 1030.28% in Q3 2023.
- A 5-year average of 32.56% and a median of 23.53% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2023 — Net Margin tumbled 104431 bps — and 2024, when it surged 97791 bps.
- Tracing TCBI's Net Margin over 5 years: stood at 40.54% in 2022, then sank by 84 bps to 6.44% in 2023, then soared by 262 bps to 23.31% in 2024, then increased by 21 bps to 28.19% in 2025, then slipped by 15 bps to 24.03% in 2026.
- The last three Net Margin figures came in at 24.03% (Q2 2026), 22.57% (Q1 2026), and 28.19% (Q4 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.14 Bn | -81.18 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.73 Bn | 57.04 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.87 Bn | 26.14 Bn | - | 23.30% |
| 10 | Texas Capital Bancshares | 4.30 Bn | -14.27 Bn | - | 24.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 24.03% |
| Mar 31, 2026 | 22.57% |
| Dec 31, 2025 | 28.19% |
| Sep 30, 2025 | 29.64% |
| Jun 30, 2025 | 23.75% |
| Mar 31, 2025 | 15.24% |
| Dec 31, 2024 | 23.31% |
| Sep 30, 2024 | -52.37% |
| Jun 30, 2024 | 37.37% |
| Mar 31, 2024 | 24.08% |
| Dec 31, 2023 | 6.44% |
| Sep 30, 2023 | -1,030.28% |
| Jun 30, 2023 | 124.99% |
| Mar 31, 2023 | 52.27% |
| Dec 31, 2022 | 40.54% |
| Sep 30, 2022 | 14.03% |
| Jun 30, 2022 | 12.88% |
| Mar 31, 2022 | 17.34% |
| Dec 31, 2021 | 26.97% |
| Sep 30, 2021 | 18.15% |