Texas Capital Bancshares (TCBI) Net Margin (2010 - 2026)

Texas Capital Bancshares (TCBI) reported Net Margin of 21.44% for Q1 2026, up 621.0% on a YoY basis from 2.97% in Q1 2025, and down 27.11% quarter-over-quarter from 29.42% in Q4 2025.

Texas Capital Bancshares (TCBI) Net Margin (2010 - 2026) Analysis & Trends

Texas Capital Bancshares has reported Net Margin for 17 years, with the latest figure at 21.44% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 621.0% year-over-year to 21.44%; the trailing twelve-month figure through Mar 2026 stood at 26.15% (up 1766.0% YoY), and the FY2025 full-year result was 24.92%, up 1846.0% from the prior year.
  • Net Margin for Q1 2026 stood at 21.44%, down from 29.42% in the prior quarter.
  • The five-year high for Net Margin was 40.54% in Q4 2022, with the low at 52.37% in Q3 2024.
  • Historically, Net Margin has averaged 15.33% across 5 years, with a median of 17.34% in 2022.
  • Annual changes were most pronounced in 2024 — Net Margin plunged 7293 bps — and 2025, when it surged 8201 bps.
  • Texas Capital Bancshares' Net Margin stood at 40.54% in 2022, then sank by 84 bps to 6.44% in 2023, then surged by 265 bps to 23.52% in 2024, then grew by 25 bps to 29.42% in 2025, then retreated by 27 bps to 21.44% in 2026.
  • The last three Net Margin figures came in at 21.44% (Q1 2026), 29.42% (Q4 2025), and 29.64% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Texas Capital Bancshares 4.47 Bn -9.59 Bn - 21.44%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.44%
Dec 31, 2025 29.42%
Sep 30, 2025 29.64%
Jun 30, 2025 23.75%
Mar 31, 2025 15.24%
Dec 31, 2024 23.52%
Sep 30, 2024 -52.37%
Jun 30, 2024 13.99%
Mar 31, 2024 8.52%
Dec 31, 2023 6.44%
Sep 30, 2023 20.57%
Jun 30, 2023 23.14%
Mar 31, 2023 12.59%
Dec 31, 2022 40.54%
Sep 30, 2022 14.03%
Jun 30, 2022 12.88%
Mar 31, 2022 17.34%
Dec 31, 2021 26.97%
Sep 30, 2021 18.15%
Jun 30, 2021 29.58%