Texas Capital Bancshares (TCBI) Interest Coverage Ratio (2010 - 2026)
Texas Capital Bancshares' (TCBI) quarterly Interest Coverage Ratio came in at 1.62 in Q2 2026, up 4.84% YoY from 1.55 in Q2 2025, and up 6.61% on a QoQ basis from 1.52 in Q1 2026.
Texas Capital Bancshares (TCBI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Texas Capital Bancshares (TCBI) has 17 years of Interest Coverage Ratio data on file, last reported at 1.62 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 4.84% year-over-year to 1.62 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 1.67 (up 35.4% YoY) and the FY2025 annual result came in at 1.57, up 39.15% from the prior year.
- Interest Coverage Ratio rose to 1.62 in Q2 2026, from 1.52 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 3.25 in Q4 2022 to a low of 0.62 in Q3 2024.
- A 5-year average of 1.61 and a median of 1.54 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 65.35% — and 2025, when it soared 177.43%.
- Tracing TCBI's Interest Coverage Ratio over 5 years: stood at 3.25 in 2022, then slumped by 65.35% to 1.13 in 2023, then soared by 38.98% to 1.56 in 2024, then climbed by 15.92% to 1.81 in 2025, then fell by 10.48% to 1.62 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.62 (Q2 2026), 1.52 (Q1 2026), and 1.81 (Q4 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Texas Capital Bancshares | 4.29 Bn | -14.27 Bn | - | 1.62 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.62 |
| Mar 31, 2026 | 1.52 |
| Dec 31, 2025 | 1.81 |
| Sep 30, 2025 | 1.73 |
| Jun 30, 2025 | 1.55 |
| Mar 31, 2025 | 1.32 |
| Dec 31, 2024 | 1.56 |
| Sep 30, 2024 | 0.62 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.09 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.17 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 3.25 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.23 |
| Mar 31, 2022 | 3.11 |
| Dec 31, 2021 | 4.44 |
| Sep 30, 2021 | 3.20 |