Texas Capital Bancshares (TCBI) Asset Utilization Ratio (2012 - 2026)

Texas Capital Bancshares (TCBI) posted quarterly Asset Utilization Ratio of 0.04 for Q2 2026, up 29.99% year-on-year from 0.03 in Q2 2025, and down 1.41% on a QoQ basis from 0.04 in Q1 2026.

Texas Capital Bancshares (TCBI) Asset Utilization Ratio (2012 - 2026) Analysis & Trends

Texas Capital Bancshares (TCBI) has reported Asset Utilization Ratio for 15 consecutive years, with 0.04 the latest figure, recorded in Q2 2026.

  • Quarterly Asset Utilization Ratio rose 29.99% year-over-year to 0.04 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.04 (up 29.99% YoY) and the FY2025 annual result came in at 0.04, up 24.31% from the prior year.
  • Asset Utilization Ratio retreated to 0.04 in Q2 2026 per TCBI's latest filing, from 0.04 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for TCBI reached as high as 0.04 in Q4 2022 and fell as low as 0.01 in Q4 2023.
  • A 5-year average of 0.03 and a median of 0.03 in 2022 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2023 — Asset Utilization Ratio slumped 70.4% — and 2025, when it jumped 122.1%.
  • Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then sank by 70.4% to 0.01 in 2023, then jumped by 43.13% to 0.02 in 2024, then soared by 122.1% to 0.04 in 2025, then dropped by 0.74% to 0.04 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.04, 0.04, and 0.04 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Texas Capital Bancshares 4.35 Bn -5.05 Bn - 0.04

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.04
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.03
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.02
Jun 30, 2023 0.03
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03