Synchrony Financial (SYF) Cash from Operations (2012 - 2025)

Synchrony Financial (SYF) reported Cash from Operations of 9851000000.0 for FY2025, little changed year-over-year from 9848000000.0 in FY2024.

Synchrony Financial (SYF) Cash from Operations (2012 - 2025) Analysis & Trends

Synchrony Financial has reported Cash from Operations for 14 years, with the latest figure at 9851000000.0 in FY2025.

  • For the quarter ending Q1 2026, Cash from Operations fell 0.77% year-over-year to 2183000000.0; the trailing twelve-month figure through Mar 2026 stood at 9834000000.0 (changed 0.35% YoY), and the FY2025 full-year result was 9851000000.0, changed 0.03% from the prior year.
  • Cash from Operations for FY2025 stood at 9851000000.0, roughly flat from 9848000000.0 in the prior year.
  • The five-year high for Cash from Operations was 9851000000.0 in FY2025, with the low at 6694000000.0 in FY2022.
  • Historically, Cash from Operations has averaged 8417000000.0 across 5 years, with a median of 8593000000.0 in 2023.
  • Annual changes were most pronounced in 2022 — Cash from Operations retreated 5.71% — and 2023, when it gained 28.37%.
  • Synchrony Financial's Cash from Operations stood at 7099000000.0 in 2021, then declined by 5.71% to 6694000000.0 in 2022, then grew by 28.37% to 8593000000.0 in 2023, then grew by 14.6% to 9848000000.0 in 2024, then increased by 0.03% to 9851000000.0 in 2025.
  • The last three Cash from Operations figures came in at 9851000000.0 (FY2025), 9848000000.0 (FY2024), and 8593000000.0 (FY2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Ops. (Yr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn -
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn -
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 1.05 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 9.85 Bn
Dec 31, 2025 9.85 Bn
Dec 31, 2024 9.85 Bn
Dec 31, 2024 9.85 Bn
Dec 31, 2023 8.59 Bn
Dec 31, 2023 8.59 Bn
Dec 31, 2022 6.69 Bn
Dec 31, 2022 6.69 Bn
Dec 31, 2021 7.10 Bn
Dec 31, 2021 7.10 Bn
Dec 31, 2020 7.49 Bn
Dec 31, 2020 7.49 Bn
Dec 31, 2019 8.99 Bn
Dec 31, 2019 8.99 Bn
Dec 31, 2018 9.34 Bn
Dec 31, 2018 9.34 Bn
Dec 31, 2017 8.58 Bn
Dec 31, 2017 8.58 Bn
Dec 31, 2016 6.51 Bn
Dec 31, 2016 6.51 Bn