Synchrony Financial (SYF-PB) Interest income - Loans (2013 - 2026)
Synchrony Financial (SYF-PB) posted Interest income - Loans of $5.4 billion for Q1 2026, down 2.43% quarter-over-quarter from $5.5 billion in Q4 2025, and up 1.9% year-on-year from $5.3 billion in Q1 2025.
Synchrony Financial (SYF-PB) Interest income - Loans (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PB) has reported Interest income - Loans for 14 consecutive years, with $5.4 billion the latest figure, recorded in Q1 2026.
- Interest income - Loans for Q1 2026 came in at $5.4 billion, up 1.9% year-over-year; the trailing twelve-month figure through Mar 2026 was $21.8 billion (up 0.85% YoY), and the FY2025 annual result was $21.7 billion, changed 0.47% from the prior year.
- Interest income - Loans was $5.4 billion for Q1 2026 at Synchrony Financial, down from $5.5 billion in the prior quarter.
- Over five years, Interest income - Loans peaked at $5.5 billion in Q4 2025 and troughed at $4.0 billion in Q1 2022.
- Average Interest income - Loans over 5 years is $5.0 billion, with a median of $5.3 billion recorded in 2024.
- Year-over-year, Interest income - Loans advanced 20.97% in 2023 and declined 0.22% in 2025.
- Over 5 years, Interest income - Loans stood at $4.6 billion in 2022, then grew by 16.32% to $5.3 billion in 2023, then rose by 2.95% to $5.5 billion in 2024, then grew by 1.24% to $5.5 billion in 2025, then fell by 2.43% to $5.4 billion in 2026.
- Per Business Quant data, the three most recent Interest income - Loans figures were $5.4 billion in Q1 2026, $5.5 billion in Q4 2025, and $5.5 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.14 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 465.79 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 932.18 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 2.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | - | - | - | 5.41 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.41 Bn |
| Dec 31, 2025 | 5.55 Bn |
| Sep 30, 2025 | 5.51 Bn |
| Jun 30, 2025 | 5.33 Bn |
| Mar 31, 2025 | 5.31 Bn |
| Dec 31, 2024 | 5.48 Bn |
| Sep 30, 2024 | 5.52 Bn |
| Jun 30, 2024 | 5.30 Bn |
| Mar 31, 2024 | 5.29 Bn |
| Dec 31, 2023 | 5.32 Bn |
| Sep 30, 2023 | 5.15 Bn |
| Jun 30, 2023 | 4.81 Bn |
| Mar 31, 2023 | 4.62 Bn |
| Dec 31, 2022 | 4.58 Bn |
| Sep 30, 2022 | 4.26 Bn |
| Jun 30, 2022 | 4.04 Bn |
| Mar 31, 2022 | 4.01 Bn |
| Dec 31, 2021 | 4.04 Bn |
| Sep 30, 2021 | 3.89 Bn |
| Jun 30, 2021 | 3.57 Bn |