Synchrony Financial (SYF-PB) Interest Expense - Debt (2013 - 2026)

Synchrony Financial (SYF-PB) reported Interest Expense - Debt of $106.0 million for Q1 2026, up 1.92% on a YoY basis from $104.0 million in Q1 2025, and up 1.92% quarter-over-quarter from $104.0 million in Q4 2025.

Synchrony Financial (SYF-PB) Interest Expense - Debt (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Interest Expense - Debt for 14 years, with the latest figure at $106.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Debt rose 1.92% year-over-year to $106.0 million; the trailing twelve-month figure through Mar 2026 stood at $419.0 million (down 1.64% YoY), and the FY2025 full-year result was $417.0 million, down 2.34% from the prior year.
  • Interest Expense - Debt for Q1 2026 stood at $106.0 million, up from $104.0 million in the prior quarter.
  • The five-year high for Interest Expense - Debt was $110.0 million in Q2 2024, with the low at $33.0 million in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $87.4 million across 5 years, with a median of $104.0 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Expense - Debt sank 35.29% — and 2023, when it soared 133.33%.
  • Synchrony Financial's Interest Expense - Debt stood at $69.0 million in 2022, then soared by 43.48% to $99.0 million in 2023, then climbed by 5.05% to $104.0 million in 2024, then changed by 0.0% to $104.0 million in 2025, then advanced by 1.92% to $106.0 million in 2026.
  • The last three Interest Expense - Debt figures came in at $106.0 million (Q1 2026), $104.0 million (Q4 2025), and $105.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 686.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 106.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 10.65 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 265.00 Mn
10 Synchrony Financial - - - 106.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 106.00 Mn
Dec 31, 2025 104.00 Mn
Sep 30, 2025 105.00 Mn
Jun 30, 2025 104.00 Mn
Mar 31, 2025 104.00 Mn
Dec 31, 2024 104.00 Mn
Sep 30, 2024 108.00 Mn
Jun 30, 2024 110.00 Mn
Mar 31, 2024 105.00 Mn
Dec 31, 2023 99.00 Mn
Sep 30, 2023 86.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 77.00 Mn
Dec 31, 2022 69.00 Mn
Sep 30, 2022 54.00 Mn
Jun 30, 2022 40.00 Mn
Mar 31, 2022 33.00 Mn
Dec 31, 2021 33.00 Mn
Sep 30, 2021 41.00 Mn
Jun 30, 2021 44.00 Mn