Synchrony Financial (SYF-PB) Change in Net Loans (2013 - 2026)

Synchrony Financial has reported Change in Net Loans for 14 years, with the latest figure at -$2.4 billion in Q1 2026.

• For the quarter ending Q1 2026, Change in Net Loans rose 31.21% year-over-year to -$2.4 billion; the trailing twelve-month figure through Mar 2026 stood at $5.7 billion (changed 0.42% YoY), and the FY2025 full-year result was $4.6 billion, down 39.2% from the prior year.
• Change in Net Loans for Q1 2026 stood at -$2.4 billion, down from $4.8 billion in the prior quarter.
• The five-year high for Change in Net Loans was $6.7 billion in Q4 2022, with the low at -$3.4 billion in Q1 2025.
• Historically, Change in Net Loans has averaged $2.3 billion across 5 years, with a median of $2.6 billion in 2024.
• Annual changes were most pronounced in 2023 — Change in Net Loans jumped 116.54% — and 2024, when it tumbled 742.74%.
• Synchrony Financial's Change in Net Loans stood at $6.7 billion in 2022, then decreased by 9.37% to $6.1 billion in 2023, then plunged by 33.95% to $4.0 billion in 2024, then rose by 18.8% to $4.8 billion in 2025, then plunged by 149.24% to -$2.4 billion in 2026.
• The last three Change in Net Loans figures came in at -$2.4 billion (Q1 2026), $4.8 billion (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.