Synchrony Financial (SYF-PB) Change in Cash (2013 - 2026)
Synchrony Financial (SYF-PB) reported Change in Cash of $5.6 billion for Q1 2026, down 29.49% on a YoY basis from $7.9 billion in Q1 2025, and up 539.84% quarter-over-quarter from -$1.3 billion in Q4 2025.
Synchrony Financial (SYF-PB) Change in Cash (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Change in Cash for 14 years, with the latest figure at $5.6 billion in Q1 2026.
- For the quarter ending Q1 2026, Change in Cash fell 29.49% year-over-year to $5.6 billion; the trailing twelve-month figure through Mar 2026 stood at -$2.1 billion (down 179.59% YoY), and the FY2025 full-year result was $262.0 million, down 21.56% from the prior year.
- Change in Cash for Q1 2026 stood at $5.6 billion, up from -$1.3 billion in the prior quarter.
- The five-year high for Change in Cash was $7.9 billion in Q1 2025, with the low at -$3.9 billion in Q3 2025.
- Historically, Change in Cash has averaged $701.0 million across 5 years, with a median of -$699.0 million in 2024.
- Annual changes were most pronounced in 2022 — Change in Cash soared 238.31% — and 2023, when it tumbled 2187.31%.
- Synchrony Financial's Change in Cash stood at -$2.6 billion in 2022, then surged by 47.59% to -$1.4 billion in 2023, then plunged by 134.01% to -$3.2 billion in 2024, then jumped by 60.64% to -$1.3 billion in 2025, then surged by 539.84% to $5.6 billion in 2026.
- The last three Change in Cash figures came in at $5.6 billion (Q1 2026), -$1.3 billion (Q4 2025), and -$3.9 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -4.47 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -2.48 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 5.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -1.58 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 379.73 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -1.60 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -580.00 Mn |
| 10 | Synchrony Financial | - | - | - | 5.59 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.59 Bn |
| Dec 31, 2025 | -1.27 Bn |
| Sep 30, 2025 | -3.89 Bn |
| Jun 30, 2025 | -2.50 Bn |
| Mar 31, 2025 | 7.92 Bn |
| Dec 31, 2024 | -3.23 Bn |
| Sep 30, 2024 | -699.00 Mn |
| Jun 30, 2024 | -1.39 Bn |
| Mar 31, 2024 | 5.65 Bn |
| Dec 31, 2023 | -1.38 Bn |
| Sep 30, 2023 | 2.95 Bn |
| Jun 30, 2023 | -3.07 Bn |
| Mar 31, 2023 | 5.49 Bn |
| Dec 31, 2022 | -2.63 Bn |
| Sep 30, 2022 | 2.27 Bn |
| Jun 30, 2022 | -134.00 Mn |
| Mar 31, 2022 | 2.24 Bn |
| Dec 31, 2021 | -1.21 Bn |
| Sep 30, 2021 | -1.64 Bn |
| Jun 30, 2021 | -5.56 Bn |