Synchrony Financial (SYF-PA) Provisions (2013 - 2026)

Synchrony Financial (SYF-PA) reported Provisions of $1.3 billion for Q1 2026, down 10.46% on a YoY basis from $1.5 billion in Q1 2025, and down 7.42% quarter-over-quarter from $1.4 billion in Q4 2025.

Synchrony Financial (SYF-PA) Provisions (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Provisions for 14 years, with the latest figure at $1.3 billion in Q1 2026.

  • For the quarter ending Q1 2026, Provisions fell 10.46% year-over-year to $1.3 billion; the trailing twelve-month figure through Mar 2026 stood at $5.1 billion (down 20.05% YoY), and the FY2025 full-year result was $5.2 billion, down 22.4% from the prior year.
  • Provisions for Q1 2026 stood at $1.3 billion, down from $1.4 billion in the prior quarter.
  • The five-year high for Provisions was $1.9 billion in Q1 2024, with the low at $521.0 million in Q1 2022.
  • Historically, Provisions has averaged $1.3 billion across 5 years, with a median of $1.4 billion in 2023.
  • Annual changes were most pronounced in 2022 — Provisions soared 3616.0% — and 2025, when it plunged 32.23%.
  • Synchrony Financial's Provisions stood at $1.2 billion in 2022, then jumped by 50.21% to $1.8 billion in 2023, then declined by 13.47% to $1.6 billion in 2024, then retreated by 7.62% to $1.4 billion in 2025, then slipped by 7.42% to $1.3 billion in 2026.
  • The last three Provisions figures came in at $1.3 billion (Q1 2026), $1.4 billion (Q4 2025), and $1.1 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.07 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.34 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 467.00 Mn
10 Synchrony Financial - - - 1.34 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.34 Bn
Dec 31, 2025 1.44 Bn
Sep 30, 2025 1.15 Bn
Jun 30, 2025 1.15 Bn
Mar 31, 2025 1.49 Bn
Dec 31, 2024 1.56 Bn
Sep 30, 2024 1.60 Bn
Jun 30, 2024 1.69 Bn
Mar 31, 2024 1.88 Bn
Dec 31, 2023 1.80 Bn
Sep 30, 2023 1.49 Bn
Jun 30, 2023 1.38 Bn
Mar 31, 2023 1.29 Bn
Dec 31, 2022 1.20 Bn
Sep 30, 2022 929.00 Mn
Jun 30, 2022 724.00 Mn
Mar 31, 2022 521.00 Mn
Dec 31, 2021 561.00 Mn
Sep 30, 2021 25.00 Mn
Jun 30, 2021 -194.00 Mn