Synchrony Financial (SYF-PA) Interest Income - Net (2013 - 2026)
Synchrony Financial (SYF-PA) posted Interest Income - Net of $4.6 billion for Q1 2026, down 2.65% quarter-over-quarter from $4.8 billion in Q4 2025, and up 3.83% year-on-year from $4.5 billion in Q1 2025.
Synchrony Financial (SYF-PA) Interest Income - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PA) has reported Interest Income - Net for 14 consecutive years, with $4.6 billion the latest figure, recorded in Q1 2026.
- Interest Income - Net for Q1 2026 came in at $4.6 billion, up 3.83% year-over-year; the trailing twelve-month figure through Mar 2026 was $18.6 billion (up 3.14% YoY), and the FY2025 annual result was $18.5 billion, up 2.53% from the prior year.
- Interest Income - Net was $4.6 billion for Q1 2026 at Synchrony Financial, down from $4.8 billion in the prior quarter.
- Over five years, Interest Income - Net peaked at $4.8 billion in Q4 2025 and troughed at $3.8 billion in Q1 2022.
- Average Interest Income - Net over 5 years is $4.3 billion, with a median of $4.4 billion recorded in 2024.
- Year-over-year, Interest Income - Net climbed 14.79% in 2022 and gained 1.34% in 2025.
- Over 5 years, Interest Income - Net stood at $4.1 billion in 2022, then climbed by 8.77% to $4.5 billion in 2023, then increased by 2.82% to $4.6 billion in 2024, then grew by 3.68% to $4.8 billion in 2025, then retreated by 2.65% to $4.6 billion in 2026.
- Per Business Quant data, the three most recent Interest Income - Net figures were $4.6 billion in Q1 2026, $4.8 billion in Q4 2025, and $4.7 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | - | - | - | 4.64 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.64 Bn |
| Dec 31, 2025 | 4.76 Bn |
| Sep 30, 2025 | 4.72 Bn |
| Jun 30, 2025 | 4.52 Bn |
| Mar 31, 2025 | 4.46 Bn |
| Dec 31, 2024 | 4.59 Bn |
| Sep 30, 2024 | 4.61 Bn |
| Jun 30, 2024 | 4.41 Bn |
| Mar 31, 2024 | 4.41 Bn |
| Dec 31, 2023 | 4.47 Bn |
| Sep 30, 2023 | 4.36 Bn |
| Jun 30, 2023 | 4.12 Bn |
| Mar 31, 2023 | 4.05 Bn |
| Dec 31, 2022 | 4.11 Bn |
| Sep 30, 2022 | 3.93 Bn |
| Jun 30, 2022 | 3.80 Bn |
| Mar 31, 2022 | 3.79 Bn |
| Dec 31, 2021 | 3.83 Bn |
| Sep 30, 2021 | 3.66 Bn |
| Jun 30, 2021 | 3.31 Bn |