Synchrony Financial (SYF-PA) Interest Income - Net (2013 - 2026)

Synchrony Financial (SYF-PA) posted Interest Income - Net of $4.6 billion for Q1 2026, down 2.65% quarter-over-quarter from $4.8 billion in Q4 2025, and up 3.83% year-on-year from $4.5 billion in Q1 2025.

Synchrony Financial (SYF-PA) Interest Income - Net (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PA) has reported Interest Income - Net for 14 consecutive years, with $4.6 billion the latest figure, recorded in Q1 2026.

  • Interest Income - Net for Q1 2026 came in at $4.6 billion, up 3.83% year-over-year; the trailing twelve-month figure through Mar 2026 was $18.6 billion (up 3.14% YoY), and the FY2025 annual result was $18.5 billion, up 2.53% from the prior year.
  • Interest Income - Net was $4.6 billion for Q1 2026 at Synchrony Financial, down from $4.8 billion in the prior quarter.
  • Over five years, Interest Income - Net peaked at $4.8 billion in Q4 2025 and troughed at $3.8 billion in Q1 2022.
  • Average Interest Income - Net over 5 years is $4.3 billion, with a median of $4.4 billion recorded in 2024.
  • Year-over-year, Interest Income - Net climbed 14.79% in 2022 and gained 1.34% in 2025.
  • Over 5 years, Interest Income - Net stood at $4.1 billion in 2022, then climbed by 8.77% to $4.5 billion in 2023, then increased by 2.82% to $4.6 billion in 2024, then grew by 3.68% to $4.8 billion in 2025, then retreated by 2.65% to $4.6 billion in 2026.
  • Per Business Quant data, the three most recent Interest Income - Net figures were $4.6 billion in Q1 2026, $4.8 billion in Q4 2025, and $4.7 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 418.69 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 692.99 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.86 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 4.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.64 Bn
Dec 31, 2025 4.76 Bn
Sep 30, 2025 4.72 Bn
Jun 30, 2025 4.52 Bn
Mar 31, 2025 4.46 Bn
Dec 31, 2024 4.59 Bn
Sep 30, 2024 4.61 Bn
Jun 30, 2024 4.41 Bn
Mar 31, 2024 4.41 Bn
Dec 31, 2023 4.47 Bn
Sep 30, 2023 4.36 Bn
Jun 30, 2023 4.12 Bn
Mar 31, 2023 4.05 Bn
Dec 31, 2022 4.11 Bn
Sep 30, 2022 3.93 Bn
Jun 30, 2022 3.80 Bn
Mar 31, 2022 3.79 Bn
Dec 31, 2021 3.83 Bn
Sep 30, 2021 3.66 Bn
Jun 30, 2021 3.31 Bn