Synchrony Financial (SYF-PA) Interest Expense - Deposits (2013 - 2026)

Synchrony Financial (SYF-PA) posted Interest Expense - Deposits of $770.0 million for Q1 2026, down 1.41% quarter-over-quarter from $781.0 million in Q4 2025, and down 12.7% year-on-year from $882.0 million in Q1 2025.

Synchrony Financial (SYF-PA) Interest Expense - Deposits (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PA) has reported Interest Expense - Deposits for 14 consecutive years, with $770.0 million the latest figure, recorded in Q1 2026.

  • Interest Expense - Deposits for Q1 2026 came in at $770.0 million, down 12.7% year-over-year; the trailing twelve-month figure through Mar 2026 was $3.2 billion (down 13.82% YoY), and the FY2025 annual result was $3.3 billion, down 12.51% from the prior year.
  • Interest Expense - Deposits was $770.0 million for Q1 2026 at Synchrony Financial, down from $781.0 million in the prior quarter.
  • Over five years, Interest Expense - Deposits peaked at $968.0 million in Q3 2024 and troughed at $127.0 million in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $698.0 million, with a median of $800.0 million recorded in 2023.
  • Year-over-year, Interest Expense - Deposits decreased 25.29% in 2022 and surged 348.12% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $441.0 million in 2022, then surged by 99.09% to $878.0 million in 2023, then grew by 4.44% to $917.0 million in 2024, then retreated by 14.83% to $781.0 million in 2025, then dropped by 1.41% to $770.0 million in 2026.
  • Per Business Quant data, the three most recent Interest Expense - Deposits figures were $770.0 million in Q1 2026, $781.0 million in Q4 2025, and $812.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.29 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 287.23 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.23 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 770.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 770.00 Mn
Dec 31, 2025 781.00 Mn
Sep 30, 2025 812.00 Mn
Jun 30, 2025 855.00 Mn
Mar 31, 2025 882.00 Mn
Dec 31, 2024 917.00 Mn
Sep 30, 2024 968.00 Mn
Jun 30, 2024 967.00 Mn
Mar 31, 2024 954.00 Mn
Dec 31, 2023 878.00 Mn
Sep 30, 2023 800.00 Mn
Jun 30, 2023 717.00 Mn
Mar 31, 2023 557.00 Mn
Dec 31, 2022 441.00 Mn
Sep 30, 2022 280.00 Mn
Jun 30, 2022 160.00 Mn
Mar 31, 2022 127.00 Mn
Dec 31, 2021 119.00 Mn
Sep 30, 2021 131.00 Mn
Jun 30, 2021 146.00 Mn