Synchrony Financial (SYF-PA) Interest Expense - Deposits (2013 - 2026)
Synchrony Financial (SYF-PA) posted Interest Expense - Deposits of $770.0 million for Q1 2026, down 1.41% quarter-over-quarter from $781.0 million in Q4 2025, and down 12.7% year-on-year from $882.0 million in Q1 2025.
Synchrony Financial (SYF-PA) Interest Expense - Deposits (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PA) has reported Interest Expense - Deposits for 14 consecutive years, with $770.0 million the latest figure, recorded in Q1 2026.
- Interest Expense - Deposits for Q1 2026 came in at $770.0 million, down 12.7% year-over-year; the trailing twelve-month figure through Mar 2026 was $3.2 billion (down 13.82% YoY), and the FY2025 annual result was $3.3 billion, down 12.51% from the prior year.
- Interest Expense - Deposits was $770.0 million for Q1 2026 at Synchrony Financial, down from $781.0 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $968.0 million in Q3 2024 and troughed at $127.0 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $698.0 million, with a median of $800.0 million recorded in 2023.
- Year-over-year, Interest Expense - Deposits decreased 25.29% in 2022 and surged 348.12% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $441.0 million in 2022, then surged by 99.09% to $878.0 million in 2023, then grew by 4.44% to $917.0 million in 2024, then retreated by 14.83% to $781.0 million in 2025, then dropped by 1.41% to $770.0 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $770.0 million in Q1 2026, $781.0 million in Q4 2025, and $812.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.29 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 287.23 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.23 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | - | - | - | 770.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 770.00 Mn |
| Dec 31, 2025 | 781.00 Mn |
| Sep 30, 2025 | 812.00 Mn |
| Jun 30, 2025 | 855.00 Mn |
| Mar 31, 2025 | 882.00 Mn |
| Dec 31, 2024 | 917.00 Mn |
| Sep 30, 2024 | 968.00 Mn |
| Jun 30, 2024 | 967.00 Mn |
| Mar 31, 2024 | 954.00 Mn |
| Dec 31, 2023 | 878.00 Mn |
| Sep 30, 2023 | 800.00 Mn |
| Jun 30, 2023 | 717.00 Mn |
| Mar 31, 2023 | 557.00 Mn |
| Dec 31, 2022 | 441.00 Mn |
| Sep 30, 2022 | 280.00 Mn |
| Jun 30, 2022 | 160.00 Mn |
| Mar 31, 2022 | 127.00 Mn |
| Dec 31, 2021 | 119.00 Mn |
| Sep 30, 2021 | 131.00 Mn |
| Jun 30, 2021 | 146.00 Mn |