Synchrony Financial (SYF-PA) Debt to Equity (2013 - 2026)
Synchrony Financial (SYF-PA) posted Debt to Equity of $0.46 for Q1 2026, up 12.97% quarter-over-quarter from $0.4 in Q4 2025, and down 10.19% year-on-year from $0.51 in Q1 2025.
Synchrony Financial (SYF-PA) Debt to Equity (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PA) has reported Debt to Equity for 14 consecutive years, with $0.46 the latest figure, recorded in Q1 2026.
- Debt to Equity for Q1 2026 came in at $0.46, down 10.19% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.46 (down 10.19% YoY), and the FY2025 annual result was $0.4, down 12.18% from the prior year.
- Debt to Equity was $0.46 for Q1 2026 at Synchrony Financial, up from $0.4 in the prior quarter.
- Over five years, Debt to Equity peaked at $0.66 in Q1 2023 and troughed at $0.4 in Q3 2025.
- Average Debt to Equity over 5 years is $0.53, with a median of $0.52 recorded in 2024.
- Year-over-year, Debt to Equity soared 34.74% in 2023 and fell 26.68% in 2024.
- Over 5 years, Debt to Equity stood at $0.62 in 2022, then advanced by 1.32% to $0.63 in 2023, then retreated by 26.68% to $0.46 in 2024, then fell by 12.18% to $0.4 in 2025, then grew by 12.97% to $0.46 in 2026.
- Per Business Quant data, the three most recent Debt to Equity figures were $0.46 in Q1 2026, $0.4 in Q4 2025, and $0.4 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Synchrony Financial | - | - | - | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.46 |
| Dec 31, 2025 | 0.40 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.45 |
| Mar 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.46 |
| Sep 30, 2024 | 0.48 |
| Jun 30, 2024 | 0.52 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.63 |
| Sep 30, 2023 | 0.63 |
| Jun 30, 2023 | 0.65 |
| Mar 31, 2023 | 0.66 |
| Dec 31, 2022 | 0.62 |
| Sep 30, 2022 | 0.61 |
| Jun 30, 2022 | 0.48 |
| Mar 31, 2022 | 0.54 |
| Dec 31, 2021 | 0.53 |
| Sep 30, 2021 | 0.46 |
| Jun 30, 2021 | 0.46 |