S&T Bancorp (STBA) Net Margin (2010 - 2026)
S&T Bancorp's Net Margin was 34.82% in Q2 2026, up 2.94 percentage points from 31.88% a year earlier and up 0.46 percentage points from the prior quarter.
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Analysis
S&T Bancorp (STBA) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, S&T Bancorp's Net Margin was 33.84% through Jun 30, 2026, down 0.22 percentage points year-over-year; for FY2025, it came in at 33.38%, down 0.81 percentage points from FY2024.
- Net Margin has now declined for three consecutive years, though with a five-year change of +27.18 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 34.19% in FY2024 (-1.38 pp), 35.57% in FY2023 (-0.66 pp), 36.23% in FY2022 (+3.85 pp) and 32.38% in FY2021 (+26.17 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin since Q1 2025.
- Compared with a year earlier, Net Margin was higher in four of the last eight quarters, with an average year-over-year change of -0.26 percentage points.
- The best year-over-year quarter for Net Margin over five years was Q3 2021 (a gain of 13.16 percentage points); the worst was Q1 2024 (a drop of 6.59 percentage points).
- Per Business Quant data, STBA's Net Margin in the three quarters before Q2 2026 was 34.36% (Q1 2026), 32.26% (Q4 2025) and 33.94% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | S&T Bancorp | 1.80 Bn | -3.10 Bn | - | 35.81% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35.81% |
| Jun 30, 2026 | 34.82% |
| Mar 31, 2026 | 34.36% |
| Dec 31, 2025 | 32.26% |
| Sep 30, 2025 | 33.94% |
| Jun 30, 2025 | 31.88% |
| Mar 31, 2025 | 35.63% |
| Dec 31, 2024 | 35.05% |
| Sep 30, 2024 | 33.82% |
| Jun 30, 2024 | 35.47% |
| Mar 31, 2024 | 32.44% |
| Dec 31, 2023 | 35.91% |
| Sep 30, 2023 | 33.61% |
| Jun 30, 2023 | 33.69% |
| Mar 31, 2023 | 39.03% |
| Dec 31, 2022 | 38.46% |
| Sep 30, 2022 | 37.79% |
| Jun 30, 2022 | 32.86% |
| Mar 31, 2022 | 35.13% |
| Dec 31, 2021 | 26.59% |
API Access
S&T Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=STBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "STBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=STBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();