S&T Bancorp (STBA) EBT Margin (2010 - 2026)
S&T Bancorp (STBA) recorded EBT Margin of 43.20% in Q2 2026, up 3.25 percentage points from 39.96% a year earlier and up 0.05 percentage points from the prior quarter.
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Analysis
S&T Bancorp (STBA) EBT Margin (2010 - 2026) Analysis & Trends
On a TTM basis, S&T Bancorp's EBT Margin came in at 42.29% as of Jun 30, 2026, down 0.49 percentage points year-over-year; for FY2025, it came in at 41.76%, down 1.17 percentage points from FY2024.
- Annual EBT Margin has declined for three straight years, though with a five-year change of +35.56 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 42.93% in FY2024 (-1.00 pp), 43.93% in FY2023 (-1.23 pp), 45.16% in FY2022 (+5.36 pp) and 39.81% in FY2021 (+33.60 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin rose in three of the last eight quarters, with an average year-over-year change of -0.22 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 16.77 percentage points in Q3 2021, against a drop of 7.74 percentage points in Q1 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 43.15% (Q1 2026), 40.29% (Q4 2025) and 42.56% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | S&T Bancorp | 1.80 Bn | -3.10 Bn | - | 45.22% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 45.22% |
| Jun 30, 2026 | 43.20% |
| Mar 31, 2026 | 43.15% |
| Dec 31, 2025 | 40.29% |
| Sep 30, 2025 | 42.56% |
| Jun 30, 2025 | 39.96% |
| Mar 31, 2025 | 44.48% |
| Dec 31, 2024 | 43.83% |
| Sep 30, 2024 | 43.01% |
| Jun 30, 2024 | 44.24% |
| Mar 31, 2024 | 40.66% |
| Dec 31, 2023 | 44.61% |
| Sep 30, 2023 | 41.45% |
| Jun 30, 2023 | 41.20% |
| Mar 31, 2023 | 48.40% |
| Dec 31, 2022 | 47.99% |
| Sep 30, 2022 | 47.11% |
| Jun 30, 2022 | 41.21% |
| Mar 31, 2022 | 43.46% |
| Dec 31, 2021 | 32.20% |
API Access
S&T Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=STBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "STBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=STBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();