Smartfinancial Inc. (SMBK) Return on Equity [ROE] (2013 - 2026)
Smartfinancial (SMBK) posted Return on Equity [ROE] of 10.08% for Q2 2026, up 1.93 percentage points from 8.14% a year earlier and up 0.61 percentage points from the prior quarter.
Smartfinancial Inc. (SMBK) Return on Equity [ROE] (2013 - 2026) Analysis & Trends
For FY2025, Smartfinancial's Return on Equity [ROE] came in at 9.65%, up 2.05 percentage points from FY2024.
- Annual Return on Equity [ROE] shows a five-year change of +2.38 percentage points (FY2020 to FY2025).
- In prior years, Smartfinancial's Return on Equity [ROE] was 7.60% in FY2024 (+1.19 pp), 6.41% in FY2023 (-3.57 pp), 9.98% in FY2022 (+1.14 pp) and 8.85% in FY2021 (+1.58 pp).
- The Q2 2026 figure stands as the highest quarterly Return on Equity [ROE] since Q2 2023.
- On a year-over-year basis, Return on Equity [ROE] has increased in each of the last seven quarters, with an average year-over-year change of +1.51 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q3 2021, with a gain of 2.96 percentage points; the weakest was Q1 2024, with a drop of 4.86 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was 9.47% (Q1 2026), 9.23% (Q4 2025) and 8.75% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.08% |
| Mar 31, 2026 | 9.47% |
| Dec 31, 2025 | 9.23% |
| Sep 30, 2025 | 8.75% |
| Jun 30, 2025 | 8.14% |
| Mar 31, 2025 | 7.63% |
| Dec 31, 2024 | 7.37% |
| Sep 30, 2024 | 6.80% |
| Jun 30, 2024 | 5.45% |
| Mar 31, 2024 | 5.71% |
| Dec 31, 2023 | 6.31% |
| Sep 30, 2023 | 7.94% |
| Jun 30, 2023 | 10.11% |
| Mar 31, 2023 | 10.56% |
| Dec 31, 2022 | 10.16% |
| Sep 30, 2022 | 8.78% |
| Jun 30, 2022 | 8.26% |
| Mar 31, 2022 | 7.84% |
| Dec 31, 2021 | 8.15% |
| Sep 30, 2021 | 9.31% |
Smartfinancial Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SMBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();