Smartfinancial Inc. (SMBK) Return on Assets [ROA] (2013 - 2026)
Smartfinancial's Return on Assets [ROA] was 0.95% in Q2 2026, up 0.19 percentage points from 0.77% a year earlier and up 0.06 percentage points from the prior quarter.
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Analysis
Smartfinancial Inc. (SMBK) Return on Assets [ROA] (2013 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Smartfinancial came in at 0.90%, up 0.19 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of +0.06 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was 0.72% in FY2024 (+0.11 pp), 0.60% in FY2023 (-0.33 pp), 0.93% in FY2022 (+0.05 pp) and 0.88% in FY2021 (+0.03 pp).
- The Q2 2026 figure marks the highest quarterly Return on Assets [ROA] since Q1 2023.
- Compared with a year earlier, Return on Assets [ROA] has increased for seven straight quarters, with an average year-over-year change of +0.14 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q1 2023 (a gain of 0.27 percentage points); the worst was Q1 2024 (a drop of 0.44 percentage points).
- Per Business Quant data, SMBK's Return on Assets [ROA] in the three quarters before Q2 2026 was 0.90% (Q1 2026), 0.86% (Q4 2025) and 0.82% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.95% |
| Mar 31, 2026 | 0.90% |
| Dec 31, 2025 | 0.86% |
| Sep 30, 2025 | 0.82% |
| Jun 30, 2025 | 0.77% |
| Mar 31, 2025 | 0.71% |
| Dec 31, 2024 | 0.71% |
| Sep 30, 2024 | 0.67% |
| Jun 30, 2024 | 0.52% |
| Mar 31, 2024 | 0.54% |
| Dec 31, 2023 | 0.59% |
| Sep 30, 2023 | 0.74% |
| Jun 30, 2023 | 0.94% |
| Mar 31, 2023 | 0.98% |
| Dec 31, 2022 | 0.91% |
| Sep 30, 2022 | 0.77% |
| Jun 30, 2022 | 0.73% |
| Mar 31, 2022 | 0.71% |
| Dec 31, 2021 | 0.77% |
| Sep 30, 2021 | 0.92% |
API Access
Smartfinancial Inc. Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();