Smartfinancial (SMBK) Long-Term Debt Repayments (2019 - 2025)
Smartfinancial (SMBK) posted Long-Term Debt Repayments of $4.0 million for Q3 2025, down 34.43% on a QoQ basis from $6.1 million in Q4 2024, and down 97.44% year-over-year from $156.5 million in Q3 2024.
Analysis
Smartfinancial (SMBK) Long-Term Debt Repayments (2019 - 2025) Analysis & Trends
Smartfinancial has reported Long-Term Debt Repayments for 7 years, with the latest figure at $4.0 million in Q3 2025.
- On a quarterly basis, Long-Term Debt Repayments fell 97.44% year-over-year to $4.0 million in Q3 2025; TTM through Sep 2025 was $168.6 million, a 4.87% increase from a year earlier, with the FY2024 full-year figure at $166.6 million, up 441.35% from the prior year.
- Long-Term Debt Repayments was $4.0 million for Q3 2025 at Smartfinancial, down from $6.1 million in the prior quarter.
- The five-year high for Long-Term Debt Repayments was $156.5 million in Q3 2024, with the low at -$22.1 million in Q3 2023.
- Average Long-Term Debt Repayments over 5 years is $18.6 million, with a median of $2.0 million recorded in 2024.
- The sharpest annual moves came in 2021 and 2022: Long-Term Debt Repayments slumped 99.71% in 2021, then surged 1249900.0% in 2022.
- Over 5 years, Long-Term Debt Repayments stood at $701000.0 in 2021, then surged by 85.45% to $1.3 million in 2022, then tumbled by 78.85% to $275000.0 in 2023, then jumped by 2118.18% to $6.1 million in 2024, then tumbled by 34.43% to $4.0 million in 2025.
- The last three Long-Term Debt Repayments figures came in at $4.0 million (Q3 2025), $6.1 million (Q4 2024), and $156.5 million (Q3 2024), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt Repayments (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 26.08 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 251.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 4.30 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 4.08 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 910.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.50 Bn |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 4.00 Mn |
| Dec 31, 2024 | 6.10 Mn |
| Sep 30, 2024 | 156.50 Mn |
| Jun 30, 2024 | 2.00 Mn |
| Mar 31, 2024 | 2.00 Mn |
| Dec 31, 2023 | 275,000.00 |
| Sep 30, 2023 | -22.09 Mn |
| Jun 30, 2023 | 28.00 Mn |
| Mar 31, 2023 | 24.59 Mn |
| Dec 31, 2022 | 1.30 Mn |
| Jun 30, 2022 | 25.00 Mn |
| Mar 31, 2022 | 50.00 Mn |
| Dec 31, 2021 | 701,000.00 |
| Jun 30, 2021 | 374,000.00 |
| Mar 31, 2021 | 4,000.00 |
| Dec 31, 2020 | 239.14 Mn |
| Dec 31, 2019 | 8.43 Mn |
| Sep 30, 2019 | 15.00 Mn |