Smartfinancial (SMBK) Free Cash Flow (2012 - 2026)

Smartfinancial (SMBK) recorded quarterly Free Cash Flow of $10.2 million in Q1 2026, down 37.22% quarter-over-quarter from $16.2 million in Q4 2025, and down 23.97% on a YoY basis from $13.4 million in Q1 2025.

Smartfinancial (SMBK) Free Cash Flow (2012 - 2026) Analysis & Trends

Smartfinancial's Free Cash Flow history runs 15 years deep, the most recent figure standing at $10.2 million for Q1 2026.

  • In Q1 2026, Free Cash Flow fell 23.97% year-over-year to $10.2 million; the TTM figure through Mar 2026 stood at $56.1 million (up 1.16% YoY), while the FY2025 annual figure was $59.3 million, up 28.17% from the prior year.
  • Free Cash Flow was $10.2 million for Q1 2026 at Smartfinancial, down from $16.2 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $16.6 million in Q3 2025 to a low of $4.2 million in Q1 2024.
  • Historically, Free Cash Flow has averaged $11.4 million across 5 years, with a median of $11.2 million in 2022.
  • The sharpest annual moves came in 2022 and 2024: Free Cash Flow soared 1273.67% in 2022, then plunged 57.5% in 2024.
  • A 5-year view of Free Cash Flow shows it stood at $13.4 million in 2022, then declined by 29.53% to $9.5 million in 2023, then jumped by 62.39% to $15.4 million in 2024, then climbed by 5.37% to $16.2 million in 2025, then plunged by 37.22% to $10.2 million in 2026.
  • The last three Free Cash Flow figures came in at $10.2 million (Q1 2026), $16.2 million (Q4 2025), and $16.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Smartfinancial 765.04 Mn 319.08 Mn - 10.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.16 Mn
Mar 31, 2026 10.16 Mn
Dec 31, 2025 16.18 Mn
Dec 31, 2025 16.18 Mn
Sep 30, 2025 16.56 Mn
Sep 30, 2025 16.56 Mn
Jun 30, 2025 13.24 Mn
Jun 30, 2025 13.24 Mn
Mar 31, 2025 13.36 Mn
Mar 31, 2025 13.36 Mn
Dec 31, 2024 15.35 Mn
Dec 31, 2024 15.35 Mn
Sep 30, 2024 11.34 Mn
Sep 30, 2024 11.34 Mn
Jun 30, 2024 15.44 Mn
Jun 30, 2024 15.44 Mn
Mar 31, 2024 4.16 Mn
Mar 31, 2024 4.16 Mn
Dec 31, 2023 9.45 Mn
Dec 31, 2023 9.45 Mn