Smartfinancial (SMBK) Free Cash Flow (2012 - 2026)
Smartfinancial (SMBK) recorded quarterly Free Cash Flow of $10.2 million in Q1 2026, down 37.22% quarter-over-quarter from $16.2 million in Q4 2025, and down 23.97% on a YoY basis from $13.4 million in Q1 2025.
Smartfinancial (SMBK) Free Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial's Free Cash Flow history runs 15 years deep, the most recent figure standing at $10.2 million for Q1 2026.
- In Q1 2026, Free Cash Flow fell 23.97% year-over-year to $10.2 million; the TTM figure through Mar 2026 stood at $56.1 million (up 1.16% YoY), while the FY2025 annual figure was $59.3 million, up 28.17% from the prior year.
- Free Cash Flow was $10.2 million for Q1 2026 at Smartfinancial, down from $16.2 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $16.6 million in Q3 2025 to a low of $4.2 million in Q1 2024.
- Historically, Free Cash Flow has averaged $11.4 million across 5 years, with a median of $11.2 million in 2022.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow soared 1273.67% in 2022, then plunged 57.5% in 2024.
- A 5-year view of Free Cash Flow shows it stood at $13.4 million in 2022, then declined by 29.53% to $9.5 million in 2023, then jumped by 62.39% to $15.4 million in 2024, then climbed by 5.37% to $16.2 million in 2025, then plunged by 37.22% to $10.2 million in 2026.
- The last three Free Cash Flow figures came in at $10.2 million (Q1 2026), $16.2 million (Q4 2025), and $16.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Smartfinancial | 765.04 Mn | 319.08 Mn | - | 10.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.16 Mn |
| Mar 31, 2026 | 10.16 Mn |
| Dec 31, 2025 | 16.18 Mn |
| Dec 31, 2025 | 16.18 Mn |
| Sep 30, 2025 | 16.56 Mn |
| Sep 30, 2025 | 16.56 Mn |
| Jun 30, 2025 | 13.24 Mn |
| Jun 30, 2025 | 13.24 Mn |
| Mar 31, 2025 | 13.36 Mn |
| Mar 31, 2025 | 13.36 Mn |
| Dec 31, 2024 | 15.35 Mn |
| Dec 31, 2024 | 15.35 Mn |
| Sep 30, 2024 | 11.34 Mn |
| Sep 30, 2024 | 11.34 Mn |
| Jun 30, 2024 | 15.44 Mn |
| Jun 30, 2024 | 15.44 Mn |
| Mar 31, 2024 | 4.16 Mn |
| Mar 31, 2024 | 4.16 Mn |
| Dec 31, 2023 | 9.45 Mn |
| Dec 31, 2023 | 9.45 Mn |