Smartfinancial (SMBK) Free Cash Flow (2012 - 2026)
Smartfinancial (SMBK) posted Free Cash Flow of $22.5 million for Q2 2026, up 121.22% on a QoQ basis from $10.2 million in Q1 2026, and up 69.64% year-over-year from $13.2 million in Q2 2025.
Analysis
Smartfinancial (SMBK) Free Cash Flow (2012 - 2026) Analysis & Trends
Smartfinancial has reported Free Cash Flow for 15 years, with the latest figure at $22.5 million in Q2 2026.
- On a quarterly basis, Free Cash Flow rose 69.64% year-over-year to $22.5 million in Q2 2026; TTM through Jun 2026 was $65.4 million, a 22.63% increase from a year earlier, with the FY2025 full-year figure at $59.3 million, up 28.17% from the prior year.
- Free Cash Flow was $22.5 million for Q2 2026 at Smartfinancial, up from $10.2 million in the prior quarter.
- The five-year high for Free Cash Flow was $22.5 million in Q2 2026, with the low at $4.2 million in Q1 2024.
- Average Free Cash Flow over 5 years is $12.0 million, with a median of $11.3 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow jumped 1273.67% in 2022, then tumbled 57.5% in 2024.
- Over 5 years, Free Cash Flow stood at $13.4 million in 2022, then fell by 29.53% to $9.5 million in 2023, then surged by 62.39% to $15.4 million in 2024, then grew by 5.37% to $16.2 million in 2025, then jumped by 38.89% to $22.5 million in 2026.
- The last three Free Cash Flow figures came in at $22.5 million (Q2 2026), $10.2 million (Q1 2026), and $16.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 955.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.25 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 985.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 672.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 307.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 233.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 855.00 Mn |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 22.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.47 Mn |
| Mar 31, 2026 | 10.16 Mn |
| Dec 31, 2025 | 16.18 Mn |
| Sep 30, 2025 | 16.56 Mn |
| Jun 30, 2025 | 13.24 Mn |
| Mar 31, 2025 | 13.36 Mn |
| Dec 31, 2024 | 15.35 Mn |
| Sep 30, 2024 | 11.34 Mn |
| Jun 30, 2024 | 15.44 Mn |
| Mar 31, 2024 | 4.16 Mn |
| Dec 31, 2023 | 9.45 Mn |
| Sep 30, 2023 | 5.72 Mn |
| Jun 30, 2023 | 8.48 Mn |
| Mar 31, 2023 | 9.79 Mn |
| Dec 31, 2022 | 13.42 Mn |
| Sep 30, 2022 | 9.84 Mn |
| Jun 30, 2022 | 11.23 Mn |
| Mar 31, 2022 | 9.82 Mn |
| Dec 31, 2021 | -1.14 Mn |
| Sep 30, 2021 | 15.40 Mn |